Flour, sugar,salt, eggs for pastries shop

Abiba

Techiman, Ghana

100% repaid

Entrepreneur

Name

Abiba

Member since

November 2017

On-time repayments

28 installments  •  71%

About Me

My name is Abiba Gariba born in 1982 at Kumasi in the Ashanti Region of Ghana. I had my basic school and secondary education in Kumasi before proceeding to a Polytechnic and a University. I am currently a teacher at Mount Carmel Girls Senior High School in Techiman . I must be honest that I didn't have a smooth beginning as my family background was very weak. Notwithstanding, through the help of Allah I was able to break through the storm to this level with the assistance of my uncle.

My Business

I am a salary earner as I said in the beginning that I am a teacher. I also deal in pastries which I supply to vendors and to our school. To be specific, Ideal in pies, cakes and chips. The demand for my products are in high demand as people continue to celebrate birthdays for themselves and their children. I am into this business because they are of high demand because irrespective of your financial background you need food to survive. Again, it is sold in such a way that anybody can buy them as they go for 50 pesewas and GH1.OO. to the students. There is a lot of profit in this business as the market is already there. I normally use the profit to reinvest in growing my business so that I can produce them in a large scale.

Loan Proposal

I intent to use GH 468 to pay into membership loan fund and membership fee with Zidisha and I have agreed to receive GH 12 and pay the loan of GH 505.OO. My decision is born out of the trust I have in Zidisha . Again , this will enable me to apply for a second loan and subsequent loans with huge amount so that I can use it to expand my business.
It is my hope that this application shall be honoured.

Thank you.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$112.00

Date disbursed

Dec 14, 2017

Repayment status

On Time

Projected term

2 months

Lenders

A

Anonymous

United States

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  • Abiba    Oct 5, 2018

    Good evening, please my inability to pay the loan is not delibrate but rather due to my ill health.l promise to pay the remaining 130 nest week.

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  • Edem Kwasi    Sep 20, 2018

    Dear Lenders, the applicant will make the subsequent repayments. She did not reduce the amount to pay per week and even though she made a lump sum payment, it shows that she is in arrears. That will be corrected soon. Thank you

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  • Edem Kwasi    Aug 8, 2018

    Dear Lenders, I have called the applicant. She was taken sick and will be making payments as soon as she recovers. Thank you.

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  • Abiba    Jul 29, 2018

    Good evening, please l notify zidasha about my current health position.l would like to plead with zidashi to start the payment of my loan on 6th August 2018.

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  • Abiba    Jul 24, 2018

    Good afternoon, Zidisha, please sorry for the delay Of payment. l was admitted at the hospital and was discharged only yesterday. l hope to start work God willing 1st of August.

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  • Abiba    Jul 10, 2018

    Good evening my lenders, l have successfully recieved my loan and started using it for the intended purpose . l am so grateful.

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  • Abiba    Jul 2, 2018

    Good morning, please my loan is pending disbursement for the past days ,after being accepted for about ten days nos, could you please clarify things for me.

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  • Abiba    Jun 28, 2018

    Good evening, please my loan was accepted about eight days ago but it has not disbursed into my mtn Account.

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  • Abiba    Jun 21, 2018

    I am so grateful to all my funders , l wish to honour my promise and to maintain my credibility when it comes to the payment of the loan. This loan will go a long way to help me and my family. l will use the loan to buy fluor, margarine, sugar, eggs etc in bulk to enable me produce at a reasonable cost to my consumers.

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  • Edem Kwasi    Jun 18, 2018

    Hello Lenders!
    I have been in touch with Abiba over the phone for sometime now as she finds it difficult applying for the loan.

    Kindly help fund this loan for her as it will help her increase her profit margin in her business. God bless you all for the wonderful work you have been doing.
    Thank You.

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  • Abiba    Jun 17, 2018

    Please l have applied for my nest loan but it kept saying summary is required for which l have done but its keeps on appearing.

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  • Abiba    Jun 8, 2018

    These are few pictures of what l used the money for.

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  • Abiba    May 11, 2018

    Thank you so much Zidsdhi l really benefited from the loan you me. I thank God busines was successful l, m able to pay on time. I, m trying to post some of the product l produced with the money.

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  • Abiba    Apr 25, 2018

    I, m sorry for the delay in payment on the 13th April l travelled, hence the delay.

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  • Abiba    Mar 12, 2018

    I have successfully recieved the money and l have already started benefitting from it, am so grateful my funders.

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  • Abiba    Mar 5, 2018

    Please l didn,t indent sending my identity card on my profile it rather appeared there when l was uploading it during the loan application. l hope it will not happen again.

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    • J    Mar 5, 2018

      You should still replace your profile picture. I cropped your current photo so only your face is shown.

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  • J    Mar 3, 2018

    Please don’t ever upload an image of your National Id. Card to this public screen! That puts you at high risk for identity theft!

    Kind regards,
    Joost
    Team Zidisha

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  • Abiba    Mar 3, 2018

    I am so much grateful for funding my loan. I intend to use the money to buy chicken product and other ingredient to enable me produce product for my customers as easter festivity is approaching .This will help me to increase my profit to pay off the loan on time and also to help me assist an orphan under my care.

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