Exam fee / tuition for bachelor of commerce degree

Esther

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Esther

Member since

July 2014

On-time repayments

45 installments  •  89%

About Me

LEND ME CASH TO HARVEST & TRANSPORT CARROTS
I am second born in a family of four.I live,work,study and run my small business in Nakuru Kenya. i am a hr assistant in agriculture based organisation where i work from 8 in the morning till four in the evening.I operate my business as from 4pm throughout the week in my nearby market center. The business gives me enough profit(for instance year 2018 have earned a profit of usd 2500) which catered for my this years farming expenses in my 3 acre land,paid some of my utility bills,salaries and dashed some to my saving plan. The loan im requesting for will enable me to harvest carrots and transport them to the city market whereby prices are super high meaning from my bumper harvest i will make big profits come next week. As you can review from my profile the last loans i used in expanding my business by then & it really helped me finish and clear my school succesfuly and i thank God. so i will pay my loan from my weekly returns of this business and as well from my next week's sales.Please please please my lenders,i trust you.
Anyway, let me give you a story.....when my grandfather was alive he used to do large scale farming but was also a qualified banker.........I used to ask my self why do this old man engage in low class people activities(farming) yet he has a white collar job!!!!!.........One day when i got a job, it would not cater for all my bills and i honestly had a meeting with grandfather to give me the secret.....he told me farmers are the wealthiest people in this country....whooops!!!! farming!!! me!!!!.......He took me step by step and i started the journey October 2017 till date. I have realised that from the investment i am making it not only helping me and my family but also impacting families,food security and eradicating poverty in my community. Imagine...everytime when im on my leave days i spend half of the days in my farm manually working with my empolees which melts my heart.

My Business

I started my business in October 2017and i do not regret because it is expanding day and night.The idea of beginning this business was provoked by how people in city even local markets may have incomplete meals due to lack of some foods in their area hence affect their health,their income which makes them not able to settle their bills in time. I have employed more staff who have been helping me since the begining of the year because many people needs different foods. As the business expands i will need more staff in which i will as well help the community whereby i will employ the youth out there who have technical skills but are not employed.I hope i will get generous lenders who will help me achieve my goals.About the income source,the cash i generate everyday i will be able to use part of it in repaying the loan as per schedule committment as much as the business is still growing so in future i will be able pay in a better lumpsum figure.
I will use my profits in getting more land and more equipments for more bumper harvest as well as training my community on new farming methods which will help in eradicating poverty.

Loan Proposal

I will be able to pay my exam fees whereby the deadline is on 12th May 2015 and also pay some tuition fees. I need like 522 Dollars whereby the exam fee is 345Dollars payable in full and also 177 Dollars plus other savings of around 220Dollars i have so as to clear my tuition fees.My lenders please,i cant imagine being locked out of exams, Please lend me a loan.

Feedback

7

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$399.00

Date disbursed

May 20, 2015

Repayment status

On Time

Projected term

6 months

Lenders

investor

Candiac, Canada

Hope2012

United Kingdom

DeanDropshot

Oslo, Norway

G

guenter

Bremen, Germany

A

ashtanga99

Newport, United States

Jouni

Finland

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

joaoferraz

RINCHOA, Portugal

W

WinWinNL

The Hague, Netherlands

jan73

Eugene, United States

Zal0m0n

Atlantis!!!! x), Mauritania

W

WidoStar

Bad Karlshafen, Germany

JonB

London, United Kingdom

E

E

Marin county, United States

Evan Lamos

Brussels, Belgium

Matching Fund

Sterling, United States

Paul Buchheit

Mountain View, United States

J

jdallatezza

United States

Flipmore

Vancouver, Canada

JA

Jorge Alagon

Munich, Germany

mepster

San Francisco, Ca, United States

Betapilot

Copenhagen, Denmark

C

cocolo

United States

A

adamdreaming

United States

reluck

Marseille, France, France

KM

Kirsty M

United Kingdom

Haim Si

Mexico, Mexico

Tanya

Nelson, New Zealand

K

United States

Cathy

Melbourne, Australia

MW

Matt Willis

United States

Wendy

Los Angeles, United States

K

K

United States

KD

Kent Don

United States

Martin Nielsen

Aarhus, Denmark

Ask Esther a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Esther    Oct 6, 2019

    hello my my reliable lenders......thank you so much for your generous support and i hereby confirm that i have receveived Kshs. 26,967 whereby i will be paying wages and transport my carrots bumper harvest.
    Thank you once again

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  • Esther    Oct 5, 2019

    Thank you my reliable lenders......today we have been harvesting the carrots so the first batch will be transported tonight the another on Monday evening...... Now that you have funded me I will be paying labor and transportation cost. Thank you

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  • Esther    Oct 5, 2019

    Hello my reliable lenders........hope you are all doing well. Please support me for I'm just about to start the work today! Thank you in advance for your generous support

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  • Margaret    Oct 4, 2019

    Good luck Esther with your harvest of carrot!

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  • Esther    Oct 3, 2019

    Helloooo my able lenders....... Please support me so I may harvest my Carrot's over the weekend and transport them beginning of next week. Thank you for your generous support in advance. Love you all

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  • Esther    Dec 7, 2015

    Hallo my generous lenders, Thank you so much for your continous support,i really appreciate.
    Just to let you know at the moment i have to close down my business so i may concentrate on my studies and work since my work has become so demanding and working out of town but when i will be able to run business again i will let you know. Thank you so much for your support and God bless you abundantly.

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  • Esther    Nov 13, 2015

    At the moment i have financial crisis but in three weeks i will be in a stable position to clear the loan if there will be any balance.

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  • Esther    Sep 15, 2015

    I have some cashflow strains/challenges but i hope i will recover soonest.

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  • Esther    Aug 7, 2015

    Hello good people,
    Missed you so much all....have been out of town thats why i have so quiet....But all is well

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  • Esther    Jul 21, 2015

    Spend almost the whole night strategising my business...........off to work

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    • K    Jul 22, 2015

      Your hard work and good plans will pay off. I can tell that you are smart, careful, and a hard worker. There are always setbacks in creating a business, so do not be discouraged. You will find your way forward. Don't forget to sleep and take care of yourself. Wishing you all the best.

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      • Esther    Aug 7, 2015

        Thanks empowerment.....im really encouraged by your words

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  • Esther    Jul 12, 2015

    Hallo good people,
    Less jobs at my business but trusting God it shall improve by end of month.

    Love you all.

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    • K    Jul 22, 2015

      We have faith in you. You have more than proven your dependability and I have no fears about your eventual repayment. Rest easy. Best wishes that business will pick up for you soon.

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  • Esther    Jul 4, 2015

    Very exhausted......

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  • Esther    Jul 1, 2015

    Well spend day at my business.........now on my way to class.

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  • Esther    Jun 20, 2015

    To all my lenders, I love you all and i prays for you always. You have been such wonderful and supporting people, God bless you all.

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    • Flipmore    Jun 20, 2015

      Dear Esther,
      You are obviously a hard worker, and will go far in life. It is a pleasure to be on your team.

      Carolyn

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  • Esther    Jun 8, 2015

    Afternoon my lenders,
    I truly love , cherish and pray for you all. God bless you all. Im doing well,the business is doing well and also working hard in my studies. Cheers.

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    • Hope2012    Jul 9, 2015

      Thanks so much for letting us know, so glad they accepted the late payment.

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  • Esther    May 28, 2015

    Hi good people, hope you are doing well. Just to let you know im doing good,the business is kicking well so the studies.
    You are great people of substance.

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  • Esther    May 20, 2015

    Hello my dear lenders, i will say again and again thank thanks thanks and you are blessed of the Lord. I humbly acknowledge receipt of sum amount 399 dollars from you beautiful people.i receive it with a heart of thanksgiving as tomorrow morning walking with a joyful face to accounts office to clear my tution fees and wait for my exams with no worry..........many thanks and God bless you all.

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  • Hope2012    May 19, 2015

    Likewise Esther I'm sorry we couldn't raise the funds in time, really hoping they maybe would extend the deadline for a week and you still don't have to repeat a year. Do let us know

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  • Esther    May 19, 2015

    Thank you my dear lenders, i love you all.may Almighty God bless you abundantly

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    • K    May 19, 2015

      I'm sorry the funds were not able to be raised in time for the 12 May deadline, but I hope this loan will still assist you with your studies in the months ahead.

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  • Annah    May 13, 2015

    Great idea Esther i wish you all the best keep up.

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