Exam fee / tuition for bachelor of commerce degree

Esther

Nakuru, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Esther

Member since

July 2014

On-time repayments

45 installments • 89%

About Me

LEND ME CASH TO HARVEST & TRANSPORT CARROTS
I am second born in a family of four.I live,work,study and run my small business in Nakuru Kenya. i am a hr assistant in agriculture based organisation where i work from 8 in the morning till four in the evening.I operate my business as from 4pm throughout the week in my nearby market center. The business gives me enough profit(for instance year 2018 have earned a profit of usd 2500) which catered for my this years farming expenses in my 3 acre land,paid some of my utility bills,salaries and dashed some to my saving plan. The loan im requesting for will enable me to harvest carrots and transport them to the city market whereby prices are super high meaning from my bumper harvest i will make big profits come next week. As you can review from my profile the last loans i used in expanding my business by then & it really helped me finish and clear my school succesfuly and i thank God. so i will pay my loan from my weekly returns of this business and as well from my next week's sales.Please please please my lenders,i trust you.
Anyway, let me give you a story.....when my grandfather was alive he used to do large scale farming but was also a qualified banker.........I used to ask my self why do this old man engage in low class people activities(farming) yet he has a white collar job!!!!!.........One day when i got a job, it would not cater for all my bills and i honestly had a meeting with grandfather to give me the secret.....he told me farmers are the wealthiest people in this country....whooops!!!! farming!!! me!!!!.......He took me step by step and i started the journey October 2017 till date. I have realised that from the investment i am making it not only helping me and my family but also impacting families,food security and eradicating poverty in my community. Imagine...everytime when im on my leave days i spend half of the days in my farm manually working with my empolees which melts my heart.

My Business

I started my business in October 2017and i do not regret because it is expanding day and night.The idea of beginning this business was provoked by how people in city even local markets may have incomplete meals due to lack of some foods in their area hence affect their health,their income which makes them not able to settle their bills in time. I have employed more staff who have been helping me since the begining of the year because many people needs different foods. As the business expands i will need more staff in which i will as well help the community whereby i will employ the youth out there who have technical skills but are not employed.I hope i will get generous lenders who will help me achieve my goals.About the income source,the cash i generate everyday i will be able to use part of it in repaying the loan as per schedule committment as much as the business is still growing so in future i will be able pay in a better lumpsum figure.
I will use my profits in getting more land and more equipments for more bumper harvest as well as training my community on new farming methods which will help in eradicating poverty.

Loan Proposal

I will be able to pay my exam fees whereby the deadline is on 12th May 2015 and also pay some tuition fees. I need like 522 Dollars whereby the exam fee is 345Dollars payable in full and also 177 Dollars plus other savings of around 220Dollars i have so as to clear my tuition fees.My lenders please,i cant imagine being locked out of exams, Please lend me a loan.