my names are Nicodemus nyando mgoti. a resident here in mtwapa mikanjuni. am married and i have three children two are boys and one is a girl. they are all in school in primary school.am a business man here in mtwapa and i have been doing this business for the last successfully four years my education background is class eight of primary school.i started a business because i wanted to get more money so that the life of me and my entire family can be cuttered for well through the business earnings.

my business is of a retail and cereals shop here in mikanjuni mtwapa. i sell things like wheat flour maize flour beans sugar, bread dried maize green peace and many more.these goods are on well demand here because most of the products that i sell are being used by the local people most as their basic daily foods so the goods are on demand every moment most of my clients like buying these goods from me because my prices is very reasonable.my running monthly cost is Kenya shillings 50,000 and my monthly sales collection is Kenya shillings 85,000 this makes me earn a monthly profit of Kenya shillings

Thanks my lender. for allowing me access another loan. Iam very happy to be a beneficiary of Zidisha.

I will use the loan as follows ( a )..Buy one Bale of wheat flour @ 1380 Kes

( b. ). Buy one bale of maize flour @ 1250 Kes

( c ). Buy Sugar 25 KGS @ 1800 Kes.

( d ) 2500 Kes will buy powdered detergents and bar soaps..