I am Joshua Bitoyo from Naivasha Kenya ,I was born and raised in a family of four members i being the second born child,My parents are peasant farmers ,we as a family real struggle to get food.

I dropped out of school while I was in primary school.

Life became very difficult thus i was forced to start my own business after borrowing capital from my well off relatives

Currently I own an hair saloon with three employees

Averaglely i earn 54 USD per day ,I save the profits i obtain to expand my business

With this loan I will use it to equip my saloon with modern facilities such as hairdryers and other necesities thus this will increase my profit margin by 24% thus will also be able to employ one employee