Project Updates

With the help of Zidisha, am now able to grab a very huge profit from the sales of my products. I have managed to employ two people at my shop.
I am very great full for how far Zidisha and its lenders has helped me to this far.
Well done Zidisha(staff members), well done lenders! BRAVO TO U ALL!

I have insulated the hot water storage tank using old blankets.At 9 p.m the water was still hot.I will see how it will be in the morning about 6 am.
Thank for all your support.
Peter Gatundu.

With the initial loan of $260, I bought learning materials at $190 and the children are now happy learning using new stationery, modelling clay and charts. The purchase of new charts has increased pupils’ morale and encouraged parents to be more responsible in paying the school fee on time which has helped to raise enough money to pay teachers salary. Our earning has increased by 90% over the year 2017. The increased earnings have been used to pay teachers, buy chalk for use in the classrooms and partly pay my college fees at $70.
Once again be blessed for your generosity!

Hiking @ Mt.Williams in Mai mahiu Kenya.that's how I celebrated my birthday!!
Stay blessed lenders

My son Begin This Year Going to KG3 Class in KILIFI county he is a hard working student and very bright.
Thank to Zidisha Team And lenders his dream is Valid he Wants to become a pilot in the near future thanks to Zidisha this will be made possible for him.
Thank you

Thank to very much my esteemed Lenders for your kindness. My loan was funded within a very short while following valuable guidance and advice of my Lender. Attached hereby are pictures of my January class who graduated yesterday with Commonwealth Computer Navigator's Certificate courtesy of Zidisha Lenders. Receive my heartfelt gratitude.

I used the loan to buy exercise books which has really increased my daily sales. I used to earn a profit of even as low as 1.5dollars, life was too hard to manage and take care of my little family with this but little peofit i used to earn but as per now I earn up to 15 dollars profit per day, I can now at least take care of my family, the other interest am continuously using it to restock my business then paying olalso the loan. Am so grateful with Zidisha. Thanks to my great lenders for you continued support. Here is a photo to show my progress. Surely the loan came at the right time. Thank you once again

The loan I had completed was of great assistance because I managed to add an extra stock of printing papers almost twice my prior projection since I made fast purchase and with the steady market I had I managed to invest back both the capital and the profit I had realized to buy more papers within the repayment period I was offered..........I hope subsequent funding will do the same......thank.

I will use this fund to buy an obras machine for around Rp 1450.000 or $ 130. Considering I do not have a machine obras, when the obras machine is needed in the production of my shirt. With the obras machine my work will be more effective and efficient again. Thank you the borrowers of the funds have trusted me. Success and smooth always make zidisha

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Saya akan menggunakan dana ini untuk membeli mesin obras dengan harga sekitar Rp 1450.000 atau $130.
Mengingat saya belum mempunyai mesin obras, padahal mesin obras sangat dibutuhkan dalam produksi baju baju saya. Dengan adanya mesin obras maka pekerjaan saya akan lebih efwktif dan efisien lagi.
Terimakasih para peminjam dana telah mempercayai saya. Sukses dan lancar selalu buat zidisha

Hello, thank you my lenders for accepting my request & funding me. Am happy since i will be able to purchase; necklaces, earrings, sprays,walking slippers, inner wears and other ladies beauty products to increase my stock. With the sale of all what i will purchase, am hoping to get a good profit that will use for more stock and save some for capital to rent a shop. I pray to God that He will bless this business. Once again i say thank you, am so grateful. May you be blessed.

Thank you for sharing your nice story.

Today being the 4th day of February let me take this opportunity to greet and thank you wonderful lenders. I thank God ,i pass my gratitude to you too.i have made a profit of ksh.108,000 from my bookshop and photocopy shop after removing my expenses of 148,000 thousand. With this historic profit margin am intending to pay my rents,contribute to project we have started along with my friends of helping our girls from poor families get sanitary towels which have made them skip schools during those days,i also have plans to start another mpesa shop and put my assistant and my adopted daughter for she also almost finishing her college studies.am so so grateful my dear lender for your journey of supporting me ,my family and community.

Hello lenders my chafing dishes are still working for me in occassions and have helped me and the community to serve them better for food catering services and have made my business to improve by 10 percent from the previous. I have achieved to push my daughter and the son to the next class this year. I have also been able to employ 2 students from young from the college to join this field of catering.
Best regards

Good morning lenders .. Yesterday I bought a chocolate-making material from a loan I received. Today I have started making chocolate orders from my customers .. This is some of my homemade chocolate, if only our distance is close I want to give these chocolates to the lenders, so you can taste my homemade chocolate.

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Selamat pagi lenders..

Kemarin saya sudah membeli bahan baku pembuatan coklat dari pinjaman yang sudah saya terima.

Hari ini saya sudah mulai membuat coklat pesanan dari konsumen saya..

Ini sebagian coklat buatan saya, jika saja jarak kita dekat saya ingin memberi coklat-coklat ini untuk para lenders, agar kalian bisa mencicipi coklat buatan saya.

Hello these donors are my Sunday morning activities. Selling children"s clothes in car free day in my city, solo Day of my week off work so I opened a shirt selling kid clothes here with my son Success zidisha

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Halo para donatur ini kegiatan minggu pagi saya. Berjualan baju anak di car free day di kota saya, solo
Hari minggu saya libur bekerja jadi saya membuka lapak jual baju anak disini bersama anak saya
Sukses zidisha

I managed to buy polythene bag for silage making, molasses, paid labour, cutting costs and transport expenses.
These enables me to have bulk stock of animal feeds that will enable me to comfortable continue with the business especially during these dry season when feeds is normally a challenge to farmers.

Thanks to all my lenders for the just ended loan. The loan was taken to pre-finance printing orders during Christmas festivity. Profit generated from those orders has helped me start my housing project as posted earlier. Currently, construction of septic tank is 90% completed at the building site. My business too is growing. I am glad to be part of this noble family. God bless you all once again.

Printing machine.
It helped me to reduce expenses incurred by the business in outsourcing printing services.
It has increased customer satisfaction because of confidentiality of customers documents and made my work easier and efficient since i no longer need to run outside the office to print documents.
it has increased my revenue by 2%.
To pay my children school fess, cater for other family needs and plough back the rest to the business.
It has improved our living standards as a family since we can now afford decent shelter,clothing and food for our family as a result of increased profits.

I purchased various soft drinks which has increased my sales. Previously, I didn't have many stock, items which people patronize each time, but ever since I had the Zidisha loan, I have been able to purchase such items and business is booming. A very big thanks to my lenders.

The success of our respected lenders and zidisha teams, now that the 3rd loan is fully paid and is applying for a new loan, I hope the lender team can fund my loan entirely, the funds I will use to increase my stock of stock, as my stock of merchandise increases , then it can add up to 80% income, with this fund also I can use to pioneer new business in fish farming, I hope this business can grow like my staple business ... this is stock of goods "which I just bought in loan ago

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Salam sukses tim lenders dan zidisha yang terhormat,saat ini pinjaman ke 3 sudah lunas dan sedang mengajukan pinjaman baru,saya berharap tim lender bisa mendanai pinjaman saya sepenuhnya,dana nya akan saya gunakan untuk menambah stok jualan saya,dengan bertambahnya stok barang barang jualan saya,maka bisa menambah pemasukan hingga 80%,dengan dana ini pula bisa saya gunakan untuk merintis usaha baru di bidang peternakan ikan,saya berharap usaha ini bisa berkembang seperti usaha bahan pokok saya...ini adalah stok barang"yang baru saya beli di pinjaman yang lalu

I confirm receipt of 9497 KES. I have been able to acquire the second hand sewing machine and I'm looking forward for doing good business with the machine. I'm very grateful and I give thanks to lenders and zidisha for helping my business to grow. Thanks

Hi lenders!
My previous funds was 1630 which I used to repair one of the motorbikes that I have been using in transporting orders to various schools,this helped me to increase my income by 15000 and I managed to employ one staff whom I work with.Last year I managed to buy one more motorbike and to me that have been my desire so as I can be able to have extra source of income.Thank you soosoo much humbled by your support looking forward to keep on partnering with you.kind regards

We are grateful to God for blessing us with beautiful Juanita. We love you all

Dear lenders I was stressed when my child chased away from school I did not have any money in my pocket When I remember Zidisha I log in and apply I got the money paid School fees and am stressed no more thank you lander's for your support.

Hi My lenders and followers,
Despite of the Sun, we could not ask help on this. I got the opportunity to add on a small piece of land on my recently bought land. I and my employees spent time creating beacons as land marks ,making it necessary to fence any time when cash will be available. I added another half piece of land for a half the previous price.This was my biggest achievement of the month of January. At here we call it Njaanuary where Njaa is a swahili noun for hunger/famine. A usually hard month to live.
The other two files shows my pit latrine and my store.
I Love this progress.

I am going to buy some helmet stocks in my helmet shop This loan is very helpful for me to increase my merchandise capital, as well as the survival of my life, so I can repay the loan I am very thankful to the lenders for trusting me back to borrow this fund

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Saya akan membeli beberapa stok helm ditoko helm saya
Pinjaman ini sangat membantu saya untuk penambahan modal dagangan saya,serta kelangsungan kehidupan saya,sehingga saya dapat mengangsur pinjaman tersebut
Saya sangat berterimakasih kepada para pemberi pinjaman karena telah mempercayai saya kembali untuk meminjam dana ini

Hi lenders.
Thank you soo much for the loan it really boosted my job I used it to repair the motorbike that I normally use to transport books and printing papers to different places.thank you soo much

Printing machine
It has made my work easier, effective and confidential since most of my operations are supposed to be confidential.
it has increased by almost 5% since most of the printing work was being done outside and payable at Ksh 10 per page considering that my work entails a lot of paper work so i use to spend a lot of money on printing.
In marketing my company so as to attract new and retain customers
I must say that our living standards have greatly improved.

Thankfully to my lenders, new stock is in and sales has improved.

Oh..the beautiful, magnificent ABERDARE HILLS! sitting right there for our consumption! Mmh. Breathtaking!

Harvesting maize by farmer 1 and farmer 2..training in progress

We started building a water tank but we are yet to complete it. Even as it is , we are able to store water to be used in the dry period that is january and february. Praying for rain in march/april

We bought the cow on the left (circled). It will give birth february and supply of milk for sale will increase to help repay the loan

a good stand always begins by a smile once you make smile you destiny becomes perfect and good even business is always the some once you smile even your customers will like you and that is what iam i never look back to see my problems i focus and look forward to focus on the future of my family and try to help others where it depends

I have been able to buy able buy a sac of maize of 90kg at a price of 2200 per sac and sell at sh 2700 to Kenya Cereal and Produce Board.I bought 30 sacs of maize and gain 15000 from the business. I have also increase my transport business 21 dollars per week to 24 dollars per day.My business is improving well and I thank zidisha team for your support.

There are so many things that Zidisha gave me, especially in running the business I have pioneered. Zidisha always gives direct trust between Lender and Borrower. With such a system, I feel very helpful. Success is always for Zidisha and The Lenders

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Banyak sekali hal yang Zidisha berikan untuk saya, terutama dalam menjalankan usaha yang telah saya rintis. Zidisha senantiasa memberikan kepercayaan secara langsung antara Lender dan Borrower. Dengan adanya sistem seperti itu, saya merasa sangat terbantu.
Sukses selalu untuk Zidisha dan Para Lender

I have received your loan.The amount is sixty two Ghana cedis.l have bought calenders, needles, threads and cloth with them.Thanks a lot.

A mix dozens of energy drinks, mineral water, soft drinks and ice cream; I have to remind my lenders of how pleased I am with your loans. My business is doing great. Thank you all.

Dear lenders,
The goats shelter have been finished. The goats have also been bought. Currently, we use mott grass we planted between an orange plantation for their forage. As they multiply we plan to increase our forage production by planting mott grass and indigofera between the trees we had already planted. Thanks for your help.

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Dear lenders,
The goats shelter have been finished. The goats have also been bought. Currently, we use mott grass we planted between an orange plantation for their forage. As they multiply we plan to increase our forage production by planting mott grass and indigofera between the trees we had already planted. Thanks for your help.

my wife and my son in the market auction at oldonyiro i took them for a tour to see the market they liked it for the other pictures are business men/women from nanyuki who travel all the away from nanyuki to bring perishable goods and food stuffs to sell in the market and then they return to nanyuki same day

My appreciation goes to the Director of Zidisha and the management for being able to assist with us with the loans,which are so helpful to our lives.
I am filled up with joy for your wonderful gesture and the help you have been rendering to each one of us on time.
Regards,
Shwana Kawe.

I used my last loan to purchase a canvas tent which has helped me a lot in preserving my French beans for market.
It ensured the quality of my beans is maintained and thus fetching for me a double profit for my sales.
I have invested the profits in another ploughing for the new year and and also paid school fees for my children.

I bought a trouser for sale.
The purchase has made a difference in that I sold the trouser at 50% profit.
My earnings have increased by 50%.
I have used the extra earnings for both personal and business development.
Now am able to provide for my family and take my child to school.
My neighbourhood consists of a business friendly environment for investments

cricket worriors from ilpolei in the neighbourhood with one of tamed rhino from one of conservation called olpejeta wildlife conservancy in the neighbourhood

Hallo!hope you are doing fine in the name of God.
I want to inform you that my project is doing OK and yesterday I employed two people who are unemployed so that they can also learn something about this.
am also aiming to reach in remote areas where people are illiterate so that they can learn agriculture and depend from themselves.
I can do it by only zidisha.God bless you so much

i joined zidisha not long ago but the positive effects that i have felt in my life are amazing. I am not exaggerating because it is not easy to get this level of assistance in this country. I tried several times but i was turned down or faced with very huge interest and demands that were impossible to meet. i am happy that the lenders have been giving me sincere help and i will not take things for granted.

Hallo my Friends,
I want to thank you for the loan that you funded me.
I was able to buy a motorcycle and employed my friend who had no job, the motorcycle was able to generate about 90 us dollars per month and this extra income i was able to educate my daughter ( little angle),i bought a new motorcycle umbrella, i bought a wall unit, i saved etc.
Beside changing my familly's life, it also changed the life of my employee. I really thank God and Zidisha family.

Work in progress

Work is going on preparing the soil for planting

Just started another new green house