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Local dairy cows

Taking good care of my local dairy cattles, i like doing this everyday.

To buy a new container

I bought a wheel chair, shaving machines, a mirror, razors, combs,,sterilizer and many more. it has really helped me to expand the business and also cater for m y family. my earnings have increased to 75% but hope to increase with time. I have been able to cater for the needy in the area where I work. my children have been enrolled in the best school and they are given proper education. we organize football games for the youth and they play with pleasure and commitment.

Cassava cultivation

Gradually my dream of be coming big time cassava farmer is in progress. Thanks to Zidisha lenders. So of my harvest yields.

New water tank for my car-wash business

Dear lenders, from my experience with zidisha, I have really benefited with your funds, I have used it to pay school fees, buy school uniforms for the two orphans children I adopted, I have never met in my life a kind and trust people like you lenders who just offers his/her funds to support people that you just knew them through the zidisha organization, you're really doing a great job, now because we are just borrowers and we have nothing to grant you with, we just pray our Almighty God to grant you more blessings to live long, good times.

Local dairy cows

I took this photo while grazing my cows and in one of my farms. If given the funding, I will buy more local dairy cows.

Photocopying machine and a computer

I thank Zidisha fraternity and my lenders for giving me a reason to smile, life has been so hard from the time my father passed on in 2006, after completing my secondary education in the year 2010 with a urge fee balance things were so tough, at this point my focus was now to make ends meet come rain come sunshine, I moved away from our home to a place where I could see my dreams come true, it was hard to adopt to the new environment as I was just fresh from high school, in this new environment, i noticed that school going children completely lacked a place where they could shop school I teams, I decided to set up a small bookshop though what I had in my pocket was only 40 us dollars which I had been saving and that was just only enough to pay a rent of one month, despite the fact that I lacked a starting capital I did not give up and therefore I had just to pay for the shop as I new I had to secure that shop first because of its location, because of many challenges I ended up being exploited by the women around so as to be able to get something to pay the rent, at one point i started eve selling mandazi and teaching a near by kindergarten, I continued to fight with life hard enough and remained focused. Luckily enough through hard work and commitment in my business by the year 2013 May i was able to raise something to clear my school fees to pick my certificates there immediately i applied for a chance from Kenyatta University to pursue Bachelor of Arts, through bursaries i have managed to complete my training and because of high population and lack of Jobs i decided to go back to my business as i believe this is where lies. To my lenders, I did I know that through your continued support I have a bright future.

Equipment for installing electricity in homes

Thanks to Zidisha team for making my dreams come true. I plan of offering a. Purse at the university but had no money. The loan giving to me help me buy more electrical gadgets into my shop . The ceiling fans, rice cookers and cables were bought on time. These helped me raised enough money to pay for my university admission. The most interesting thing about Zidisha that I like most is the ability for you to adjust the payment to meet your strength. I was able to lay my fees and reduce the payment amount to the extend that my schooling and shops all goes on effectively. Thanks to Zidisha once again .

Supplies clothes for my store.

Today this week I got 5 pieces of clothes suits sisters suits @ 500,000 rb which I will send to the area of ​​papua I sell again for @ 600,000 rb so I get 500rb rupiah.

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Hari ini minggu saya mendapat pesanan 5 buah baju stelan merk sisters seharga @ 500.000 rb yang akan saya kirim ke daerah papua yang saya jual lagi seharga @ 600.000 rb jadi saya mendapat keuantungan 500rb rupiah.

Urea for my sugarcane piece of land

Hi my esteemed lenders,I humbly notify u that I used the last loan to purchase chicken feed(layers mash) for my poultry project.still the feed is in adequate quantities.two of my chicken hatched last week one with 18chicks and the other one with 15chicks respectively.they are really keeping me busy off school after work.I,my wife n my new born(4 months) are doing exceedingly well both healthwise n spiritually.schools have closed and we are in mid term break,having plenty of time with our project.

Buying milk and selling

Hello my leaders, first I give thanks to you all for accept my loan form,and support me financially that has made my life different where I was and where am I,for now I have been increase my profit from 20% to 28%,even my family have been very happy,even now I have another idea of buying milk from farmers nd sell it to the factory,my last loan I buy 50kg gallan and get to farmers where I buy each litre @25kes and sell it &35kes,

Labor costs and new sewing machines

Here is my workplace every day d fill the materials ready for me make clothes. Though messy, but I like. Because this source of my income is getting more and more in know many people. I am very grateful

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Begini lah tempat kerja saya setiap hari d penuhi bahan yang siap untuk saya jadikan pakaian.meski berantakan,tapi saya suka.karena ini sumber penghasilan saya yang semakin hari semakin di kenal banyak orang .saya sangat bersyukur

Loan to buy a new freezer for ice cube making

Thanks to the borrowers, I will soon buy a new freezeer, so that the stock of my ice cubes can be abundant.

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Terimakasih para peminjam , saya akan segera membelikan freezeer baru , agar stok es batu saya bisa melimpah .

Buying stationery for cybercafe business

Hello my lenders,
I take this chance again to appreciate the help you have given me through the loans you have given me and it has boosted me financially.
The last loan assisted me to purchase a Epson printer which is economical in terms of expenses and same time efficient. My business now was boosted by 200 dollars every month thus my total profit now ranges between 400-600 dollars .
The profits i use to pay my daughter school fees, pay education expenses, food and clothing to the orphans i support, I use the profit to pay for my family food, house rent , utilities, and other daily family expenses. Part of the profit I give back to the business by purchasing stock and other daily business expenses.
Since January its has not rained and water, vegetables have been rare and expensive to get but since the start of this week , it has been raining and now we have water and soon people will grow vegetable and will be readily available in the coming month. Its is a planting season and I am even planning to plant maize next month. I am trying to safe money also to purchase fertilizer and seeds .
Thanks again for your help.
Regards.

Adding rice in my hotel

thank you lenders for the support you are giving me. my hotel is running smoothly and my profit has increased by 18%. thanks a lot

Stock and grocery supplies

Zidisha is really helping me, my business, my family. My effort goes smoothly thanks to zidisha. Liquid loan funds from zidisha I use most to increase the capital of cooking materials, and partly in use to buy equipment and supplies of my place of business. The effect is, the food menu on sale increases, so I can get more customers. If the customer increases, auto turnover increases. So the profit earned can be returned to the zidisha, give it to the parents, and increase the main capital of my business. Thank you for the great trust of investors and zidisha who have given me a loan and trust.

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Zidisha benar benar membantu saya,usaha saya, keluarga saya.
Usaha saya berjalan lancara berkat zidisha.
Dana pinjaman yang cair dari zidisha sebagian saya gunakan untuk menambah modal bahan masakan,dan sebagian lagi di gunakan untuk membeli peralatan dan perlengkapan tempat usaha saya.
Efeknya adalah, menu makanan yang di jual bertambah,sehingga saya dapat mendapatkan pelanggan lebih banyak lagi.
Jika pelanggan bertambah,otomatis omset meningkat.sehingga untung yang diperoleh dapat saya kembalikan ke zidisha, berikan ke orang tua,dan menambah modal utama usaha saya.
Terima kasih sebesar besarnya atas kepercayaan investor dan zidisha yang telah memberikan pinjaman dan kepercayaan kepada saya.

New mattresses for guest quarters in my pub

Sitting on the newly acquired chair.

New mattresses for guest quarters in my pub

Thanks zidisha. I have received a loan of 7983. I have used the same on buying new plastic chairs for my pub. It will go a long way in expanding my business.

Buying needs

This is one job of my wholesale job

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Ini merupakan salah satu job kerja borongan saya

Livestock farming (chickens)

I received 17 dollars and use it to buy weighing machine and weighed the following sugar and rice currently the machine is not available in my shop i gave to a friend. Thanks a lot for the money

Inventory of electrical items

I'm very thankful to my lenders i received ksh 4025 after service fee of 211,with this amount I bought 40pcs 1gang switches giving me a profit of ksh 2000 and Also purchased 20pcs 13a single socket giving me a profit of ksh1000 both switches and sockets giving my business an. Increase of ksh 3000 profit,I.e 29.13 dollars I will use my profit to buy 100 testers@30 and sell @50 they will give me another profit of 13.14 dollars and that is a progress thank you iwill make sure I repay my repayment in time!

Hospital construction project

Hello Lenders! Work is progressing steadily on my new project on a hospital building. It is a project that is financed by the Amazing Grace Children's Foundation, A US based NGO.

I am happy with all the support I have received from you guys and I hope to pay back my commitment so as to be able to get another loan.

Thank you all.

Repair catfish pond

Alhamdulillah there are still good people in this era who donate to the flood victims of Cirebon City that has collected both in the form of food and clothes used. We will soon be distributed to the flood victims. thank you for donating his noble hearts.

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Alhamdulillah masih ada orang-orang baik di zaman ini yang berdonasi untuk korban banjir Kota Cirebon yang telah terkumpul baik berbentuk makanan dan baju bekas.
Akan segera kami bagikan kepada korban banjir.
terimakasih untuk donasi nya orang-orang berhati mulia.

Expansion of farm animals pen

God bless u all, for your great help to my life and that of my vision of helping the needy children. In fact this amount of money has brought a great help to my farm and will bring happiness to the children tomorrow Sunday. Now I get Rabbit feeds without much stress. And every Sundays to I meet the children to know their problem, then try to solve it too. So, coming Sunday, some will smile a lot. And I hope one day joy shall be theirs portion through you. God richly bless you all and your family in Jesus name

Loan to provide 3050 school sports wear in contract

Horse riding is fun and interesting the kid was crying when the horse rider was passing by I stop him for the kid to ride just by my shop where I do my dressmakibg . he stop crying after riding the horse

Renovate &expansion of my sewing shop to train others

Hello lenders, I am very happy I bought a new sewing machine.
It works very well andone it really fast compare to my old sewing machine.
Thank you lenders.

Repair catfish pond

dear zidisha and lender. Cirebon City specifically eastern part, Indonesia was hit by floods due to the overflow water dam. my house was affected by this flood. the local people affected by the flood are waiting for food and financial aid from the government or other people who are not affected by the flood. tomorrow morning me and the people around the house will do fund raising for flood victims assistance.

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dear zidisha and lender.
Kota Cirebon khusus nya bagian Timur, Indonesia sedang dilanda musibah banjir akibat bendungan air yang meluap.
rumahku pun kena imbas dari banjir ini.
masyarakat sekitar yang terkena langsung dampak banjir sedang menunggu bantuan makanan maupun finansial dari pemerintah maupun warga lain yang tidak terkena banjir.
besok pagi saya dan warga sekitar rumah akan melakukan penggalangan dana untuk bantuan korban banjir.

Selling clothing from Uganda

Hello lenders,
Thank you so much for your continued support, I managed to open the second-hand clothing shop and although January has been rough, I made some good profits on December as people were buying clothes for the holidays and children tshirts for school going kids. The business has not been stable, but I am glad because at least I am able to pay the rent, the employee and enjoy some small profit. I am hoping that the business will flourish with time. Thank you again for your continued support.

Corn milling services

Hi, lenders its my pleasure to greet you in Jesus's name. Its two years since joining zidisha and it has been of alot benefits. I started with loan of 26 dollars and now 310 dollars what a wonderful people .From motorcycle tyre ,chopper machine to sheller machine what a great income.
Once more I say thank you be blessed.

Add palm oil stock for business expand

Previous loan.
I bought 20kgs of sodium hydride. Through your laon ,I achieved increased production as well as profit by 15%.I only depend on the profit to meet family needs for have no other source of income and paying off my loan.

To rent a store and increase the supply of goods

It"s ready packing to be shipped to buyers in jakarta

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Ini siap packing untuk dikirim ke pembeli di jakarta

Mobile money & phone recharge cards

Zidisha has helped me a lot in the management and progress of my business. They have improved my life and the family. The profit I always gained from zidisha loan is used to cater for my personal and family needs. I also used some for investment and repaying the loan I took from zidisha. I look forward to purchasing many things from my subsequent loan from zidisha.

For home renovation (fallen house)

Dear Lenders its a high time that I do another business basical to help me come up with a long lasting plan of how to serve my community better..The business of a three wheel vehicle has a guarantee of making me save 7Us dollars a day a week is 42 Us dollars n month minimun 150 Us dollars Which with my plans by June I start building a school at my plot

Balance of fees for my cousin, and shelf renovation

Hi my lenders,
I've manage to stock some yogurts with the profit I made after selling the products I purchase with the loan.

Selling fresh local fish

The precious loan was helpful. I bought more fish and the profit of Ksh 4000. I boasted my wife business. Thank very much lenders

Top-dressing fertilizer & hire workers to weed the plantation

The ground nuts store I constructed.Thank you my dear lenders.Be blessed.

Har dressing products to trade

As a hair dresser, I used the loan to buy human hair to sell to my customers so that dressing their hair will be easy for them. The loan helped me to purchase 27 pieces of human hair. From that amount, I was able to raise GHS 90 as profit. I used part of the profit to help myself and others for reinvestment.

Help keep my daughter in class

Here she is enjoying herself at school. She is the one right behind the girl on blue dress, in a red t-shirt and red rubber shoes.

Loan to improve my rentals

Thank you very much dear lenders for being so much loyal and committed to changing my life status...when i get this loan am going to buy bags of cement and sand to complete the construction of my toilet;this is going to finally wipe shame from my face and my family of not having a toilet at home..I really appreciate you

Stove and tins for baking cakes

Hallo my lenders. I received 12,419 Kenya shillings. I used this money to buy green groceries to expand my business. So far the business is doing exceedingly well. I have already earned five thousand net profit and future looks bright. I am targeting to earn eight thousands by mid march. This will go to clearing school fees for my daughter. Thank you very much for your continued support. God bless you abundantly.

New water tank for my car-wash business

Thank you very much my lenders, I received atotal amount of 2,431kes, I used the money to buy school uniform and shoes for the orphan child I adopted, the cost of the uniform is 1500kes, then the shoes cost 800kes, this will be beneficial to me because when this child get my support , he definitely counts some blessing to my life, thank you.

Purchasing stock of phone accessories

Hi everyone,
Just arrived yesterday. 40 pcs case and 20 pcs tempered glass (white box).

Ready to sell it!

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Hi everyone,
Just arrived yesterday. 40 pcs case and 20 pcs tempered glass (white box).

Ready to sell it!

Photocopying machine and a computer

I used my loan to purchase photocopying papers,this has really increased my income hence being able to provide for my family. I used to make a profit of an approximately 5dollars per day but as per now the profit has increased to 16 dollars. This has helped me to increase my stock, paying school fees and paying back my loan. I have also planted dry resistance maize from the little I have been saving to continue increasing my income to take care of my family. I say thanks a lot to zidisha indeed you always give me a reason to smile having hopes that my future is bright and through Zidisha I will be able to support my siblings too. Thanks to my lenders, am always greatful .

Milk and water for my shop

I have been able to restock my shop. I purchased two cartons of milk. Business is moving on well, now I can pay for the books of my child. A big thank You to my lender for trusting me with his money. I really appreciate and promise to pay back as scheduled. God bless you.

To enroll three (3) orphans in school

A successful end of second semester has been all good, all thanks to my lenders for making my course successful.

Paying my dormitory fees and tuition fees

i am very delighted for zidisha and lenders for how far they have supported me in my nursing training college .i really impress and my studies has improve through zidisha loan support.Thank you all my lender keep it support me again.

To buy farming tools and seeds for farming

The loan is going to relieve me the burden of the pending bills am having. Am going to clear water, electric, hospital bills and the remaining amount to pay for the rent. My business is now going to be stable than before. Thank you my lenders for your trust to me.Am glad and may God bless you more abundantly. Thanks to Zidisha.

Rent a place of business

Fruit orders are getting abundant thanks to zidisha, thanks zidisha

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Order buah semakin melimpah berkat zidisha, terima kasih zidisha

Baking bread and pastries

Am proud to be part of the zidisha family, i was initially baking only bread, after i joined with zidisha am able to employ four wokers who also help me to make cakes , cookies to the bread baking. I now cater for the tertiary education of my younger brother. Am practical the bread winner for the extended family. We normally hang out as family every festive occasions.
Thanks to zidisha

Sewing supplies

thank you for the loan ..

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terimakasih atas pinjaman dananya..

Camel husbandry

Welcome to Zidisha Festus a place where determination leads to high ability thereby achieving success. Amos VM Mtwapa