Project Updates

Dear lenders, I am happy that I have my business running properly due to the support I received from you through the loan. The past months have however been been full of ups and downs here and there trying to sustain life. The loan has actually gave me the courage to face the storms in a very polite way while making the repayments. Thank you so much and hope to continue doing business with you to realize my progress.

In addition to my current shoe business I am developing a drinking business under the name Cocoa Tea Java Indonesia along with 3 friends

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Selain usaha sepatu saat ini saya sedang mengembangkan usaha minum dengan nama Teh Kakao Java Indonesia bersama dengan 3 orang teman

thanks for mary, donald major & bastiaan have given me a loan, hope this trust can always i hold hopefully everything goes smoothly like my plan ini.Uang this loan insya alloh i will use for kulak product from supra that is supra set pot which is very interested customer me, hopefully everything goes according to plan. Once again i say trimakasih ,, make zidisha ..

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trimakasih untuk mary,donald mayor & bastiaan telah memberi saya pinjaman,semoga kepercayaan ini dapat selalu saya pegang semoga semuanya berjalan lancar seperti rencana saya.Uang pinjaman ini insya alloh akan saya pakai untuk kulak produk dari supra yaitu panci set supra yang sangat diminati pelanggan ditoko saya,semoga semua berjalan sesuai rencana.Sekali lagi saya ucapkan trimakasih,,buat zidisha..

Morning Margaret I want to thank you for lending me the loan, I will buy a complete package of a gas cooker including gas cylinder this will help me prepare snacks in time so that my customers don't have to wait any longer, I promise to pay back the loan in time just like have always been.
Have a good day Margaret and thank you again for lending me the loan I hope you will lend me against and again until reach my future endeavors.

The Previous loan I received I purchased various phone accessories to my shop.
From the profit I got plus my current loan I have been able to open a cooking gas supply and am very optimistic that it will grow my business. My family is also doing fine and am happy that I was also able to open an M-pesa shop for my wife.

Thank you my lenders for your immense support given me to make my business grow. As I said in my application, I used 70% of the loan funds to purchase the following items: rice, cooking oil, soap soft drinks and others into my provision shop and 30% of it was used to pay my children's school fees.
This has boosted my business to an extend that my profit margin has increased from 20% to 35%
The increased earnings have been used to purchased more items like rice, a curtain of soap, soft drinks and many more into the shop and also paid my children's school fees.
I also have in addition a another shop for selling shoes and sandals both men and women.
Other interesting things about my neighborhood is a natural water falls which people visit there during holidays especially Christmas holidays.

All I can say only give you alot of thanks for support ing financial,I have been buy milk from my customers and sell it to the factory,I can now afford to give credit cash to my customers with the average of 35 to 40 kgs of milk,my average of milk has been increased by 56%,

first of all i would like to thank my lenders so much for the loan you gave me last time it really helped me alot.i managed to buy the pop corn machine and now business profits have really increased a great deal thank you my lenders.my business has expanded have been able to increase my stock ,have moved to a bigger place and even have got more clients.i was even thinking of starting another business activity to add on what i have so that i can be able to upgrade my standards of living.i want to add buying braids and maybe later i can also open a salon.my family has been very grateful for what zidisha has done in my life.Ever since i joined zidisha my life has really changed my business has progressed and even my standards of living has greatly improved.i even sometimes wondered what my life could have been if i had not joined zidisha and wether my business could have progressed.zidisha has really been of help to me what could i have done.thank you so much my zidisha family

Hey Zidisha team,when I get this loan am going to boost my business by buying additional stock e.g phone chargers,phone earphones,phone batteries and also memory cards.
Through this loan am going to boost my everyday income and as well my monthly income.
I would wish to thank the team of lenders and say that through their loans there have really empowered the lives of so many people,especially the youths

Thank you my lenders . I am very happy for the support you have accorded me. As i had said earlier in my application, i want to use the money to expand my farming in water melon and butter nuts.I will buy irrigation pipes of my own.As you have seen in my photo,the pipes i am using are for hire and it becomes very costly.Then the rest of the money will be used for seeds and manure and of course other miscellineous .
Thank you once again and have good times .

Hae lenders again. Am happy for the previous loan that you lended me. I managed to purchase braids and other helping materials for the salon. It realy helped me to attend to my customers well. I bought the braids with 20 USD dollars and scrubbers and colourings of the hair at 5 USD dollars. This enabled me employ someone to help me.
It also helped me increase my earnings by 35 percent.
I managed to save abit, bought some staffs too and paid my employee.

I'm very great full for your generous spirit that has moved you fund my loan.
I'm planning to buy three rolls of 1.5mm wire at a cost of KES 1600 EACH and later sell at a cost of KES 2250 each, making a profit of KES 1950 which will help me care for my family's basic needs and increase my stock.

Hi zidisha lenders. You gave me a loan of $294 in December, 2017 out of which I used $87 to mould a new container for my second shop. Chunk of it was invested in my current operations to generate more profit to settle the whole loan and part was used to pay my son's school fees.
I am happy to announce to you that I have finished repaying all your money from the profits I made. I have also used part of the profit to furbished the new container for the new shop pending any future support from you to start operations at the new site.
Check me at the new shop in the pictures below.

I have been harvesting for a long time, but because of so many of my other activities that I can now provide the latest development of my small business. Now this hiroponic vegetable business, I give the name ANINDYA FARM. So many enthusiasts that I can not meet the needs of consumers and if it pleases the borrower to make the next loan to me. And the following photo is a fraction of the harvest of hydroponic vegetables.

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Saya telah lama melakukan panen, namun disebabkan karena banyaknya kegiatan saya yang lain sehingga saat ini saya bisa memberikan perkembangan terkahir dari usaha kecil saya ini.

Kini usaha sayuran hiroponik ini, saya berikan nama ANINDYA FARM. Peminat yang begitu banyak sehingga saya tidak bisa memenuhi kebutuhan konsumen dan jika berkenan kepada peminjam agar memberikan pinjaman berikutnya kepada saya.

Dan Foto berikut adalah sebagian kecil dari hasil panen sayuran hidroponik.

Thank you for the 2nd loan already signed in to my BCA account. Now I can develop my original business per day only 20pcs rice wrap, now can sell 45 pcs / day. Hopefully we can continue to work well together. Regards

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Terima kasih atas pinjaman ke 2. Sudah masuk ke rekening BCA saya.
Sekarang saya bisa mengembangkan usaha saya yang semula per hari hanya 20pcs nasi bungkus, sekarang sudah bisa menjual 45 pcs/hari.
Semoga kita bisa terus bekerjasama dengan baik.
Salam

From the loan I was able to increase supply of rice and flour to my shop and increased daily profits to about 5 USD

Behind my smile is everything, Thank you so so much. I love you

Dear Lenders, its been a while since i posted a comment, but am grateful to God for my family and I are Ok. I wish to express my thanks to you for the height you have lifted my life and family. Since i received the current loan and purchased printers and computers, my business has realized a tremendous rise in profits since i can serve all customers efficiently and none slips through my fingers. From the profits, av managed to to add 2 more printers @ $300 which are even faster. From the initial 26 prints per minute (ppm) I bought a 35ppm and later on 50ppm printers with double sided printing. This will enhance my efficiency and dominance in the market, since am the only one within a radius of 4km. I have also managed to take my second daughter to school since January this year. Thanks to you, now my life and family is better than before and i see a great future. May God bless you all.

It's raining heavily hence my banana plantation doing well. Hence looking forward for a bigger loan to do planting of my maize.

Thanks so much for the financial support offered by zidisha platform and entire lenders. With the last loan disbursed, I paid school fees for my brother and the children at a cost of 10000 KES,I bought timber at a cost of 9500 KES, nails at a cost of 2500 KES,varnish paint at a cost of 300 KES,painting brushes for painting at a cost of 700 KES,round poles for structural work at a cost of 2600 KES.The income received is used to buy food, clothes, paying school fees,paying work bills and buying other household requirements. It was also used to purchase materials and equipment.This loan improved my family living standard and my financial status increased by 50% thus stress free.Thanks very much.

My first loan, l purchased bolt and nut .This
had increased my profit margin by 2%.
I add the margin to my working capital.
I did Jogging with my friends to evercise my body.

I received fourteen thousands three hundred and thirty six shillings. This is equivalent to 143.36 dollars. I will purchase twenty four bags of dairy feeds. Which when fed to cows will boost milk production. This will help me meet my repayment schedule in good time.

hi my esteemed lenders,humbly to let you know that i received the loan i applied for(100%).i received 66.33 dollars.on monday i will buy two bags of dap fertiliser,50kg each,all valued at 60 dollars.the rains have kicked off in all regions in kenya,including western kenya where my sugarcane farm is.the loan has arrived timely,because of your team spirit and great dedication,all geared towards nurturing my financial growth and general well being.im really greatful members,i lack words to express my sincere gratitude,blessings.

Thanks very much my lenders.I usally make a very good sales on every shoes I sell.$5 and I have been selling not less than ten on each market days.Thanks.

During the school Inter houses competition

My students fetching water from an abandoned pipe.

Am in subukia town, Rebby hotel conducting a training against female genital mutilation. In Kenya a number of people still do conduct the FGM, which is against the rules. I underwent a training to be a Trainer of trainees on creating awareness against FGM and curbing the practise for good, which many are trying to maintain as the ways of the tribe. This was among the reasons why africa was named a dark continent. The practise is evil and many ladies are tormented by this practice. I do work with the loreto sisters foundation against the practise. I am happy to be on the team and saving lives and working as a medic also

I will use this loan to buy learning facilities for therapy activities and special needs children"s learning guidance. This loan is very useful to encourage the progress of the venue and the special needs of children with special needs I have. Hopefully with this loan can help the progress of the business. Thanks to the borrowers who have approved my loan application.

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Pinjaman ini akan saya gunakan untuk membeli sarana pembelajaran kegiatan terapi dan bimbingan belajar anak berkebutuhan khusus. Pinjaman ini amat sangat bermanfaat untuk mendorong kemajuan usaha tempat terapi dan bimbingan belajar anak berkebutuhan khusus yang saya miliki. Semoga dengan pinjaman ini bisa membantu kemajuan usaha. Terima kasih kepada para peminjam yang telah menyetujui permohonan peminjaman saya.

One of the sheep that I manage at the farm, hopefully can provide enlightenment. aamiin.

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Salah satu domba yang saya kelola di peternakan, semoga dapat memberikan pencerahan. aamiin.

Thank you very much zindisha i have received 68 USD and i use it to purchase keyboards worth 25 USD , mouse worth 20 USD ,power cables worth 10 USD and VGA cables worth 10 USD. Iam very happy since i will get 150 percent profit which i will use to pay that loan and pay school fees for my children.thank you very much zindisha for your support.

Thanks for the loan so I can pay the feed for 2 weeks of supplies

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Terima kasih untuk pinjamannya jadi saya bisa membayar pakan untuk persediaan 2 minggu

Today its Saturday night everybody get free time spent time with family in alun alun. And the weather is good. I hope today I can goal with my project 4 days left thank you

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Today its Saturday night everybody get free time spent time with family in alun alun. And the weather is good. I hope today I can goal with my project 4 days left thank you

Hi Zidisha,
Thank you for the great opportunity you gave me. Things were a bit tough but all is well now. I am now growing both oyster and button mushrooms. This is all because of the money you loaned me. Thank you. Be blessed.

Always My Minnie Customer Comes again....:)

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Always My Minnie Customer Comes again....:)

yey loan I finally can I pay off and have calmed down. now I want to apply for a new loan to expand my business.zidisha is very helpful to my business and my life.my business is growing and more extensive with the existence of zidisha I can add capital little by little thanks zidisha.semoga can always fund my business continue once again thank you very much.

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yey pinjaman saya akhirnya bisa saya lunasi dan sudah tenang. sekarang saya ingin mengajukan pinjaman baru untuk semakin memperluas usaha saya.zidisha sangat sangat membantu usaha saya dan hidup saya.usaha saya semakin berkembang dan semakin luas dengan adanya zidisha saya bisa menambah modal sedikit demi sedikit terima kasih banyak zidisha.semoga selalu bisa mendanai usaha saya terus sekali lagi terima kasih banyak.

Here are some healthy sheep waiting for lunch.

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Berikut beberapa domba dalam kondisi sehat yang sedang menunggu waktunya makan siang.

I'm well doing my work as a volunteer mentor, keeping you updated on my assigned members, follow the once with a late payment, and making sure they pay there loans on the time,
I spend most of my time on internet even more than my work, Just to show you my lenders the Best I can.

You know what, you have help me, my business has just grow with more stock just because of you my lenders.
My cousin is at school, going on well with her studies, just because of your support.

I'll never let you down my lenders,
Just like you will never give up on supporting me, like funding my loan on time.

A thankful heart is not only the greatest virtue, but the parent of all other virtues.

TO GOD BE THE GLORY!

Thanks alot zidisha lenders for the great support that you have been offering me am really grateful. When i was given my previous loan i managed to increase my bussiness by buying more chicks and this was a great achievement. The diffrence that this loan made in me was that my income has improved from the previous earnings to ones that are a bit higher i.e a margin of like 10 percent growth this is because i am now rearing a total number of 1700 broiler chicks. I used my increased earnings to pay my university fees at the university of Nairobi and also maintaing my family through providing the basic needs to them.
We are in the process of acquiring a family car which will ease our movements as a family this being part of the family achievements and also paying for our mother's medical bills especially because she is suffering the lifestlye disease diabetes and pressure.
Despite all that i have managed to go on vacation with my collegues so we went to mombasa for a weekend to relax and have a bit of fun thanks to zidisha.i am hopeful that my loan will be fully funded so that i can be able to grow to the next level. Thanks alot zidisha lenders and May God bless you.

Thank you lenders for your loan, I have made a profit of 15% in my cocoa farming which I sold for $235. I will use this money to pay my children school fees,thanks again for making me financial independent.

Thanks very much for the loan. I am extremely grateful.

Thank you my good lenders for the support you have given me for the past two years, it has been great, my life has really changed from being dependent to independent. I managed to buy my daughter a laptop that she is using at the university, and she is really grateful. my poultry farming has continued to grow l now have 150birds,thanks to zidisha, l managed to sell others do that l could take care of my daughters school fees .

I say thank you very much because in the end after a few weeks yesterday applying for a new loan is now approved ... Funds that I get this time I will use to increase the stock of one of the snack of processed durian fruit, which of course is a fruit that many are interested

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Saya ucapkan terimakasih banyak karena pada akhirnya setelah beberapa minggu kemarin mengajukan pinjaman baru sekarang di setujui...
Dana yang saya dapatkan saat ini akan saya gunakan untuk menambah stok jualan salah satunya cemilan olahan dari buah durian,yang tentunya adalah buah yang banyak diminati

A visit to my private business (Data Publicity Ltd) on 01/03/2018 to supervise a pending printing orders from some loyal customers. These orders include printing of funeral banners and wedding invitation cards for some customers whose funeral and wedding program comes off tomorrow (03/03/18)

The ruling party in Ghana (New Patriotic Party) organized an election to elect its constituency executives across the country and lucky for Data Publicity, we had some printing orders from some of the candidates for printing of banners, posters, and T-Shirts. We were able to execute all the orders successfully.

Management and staffs of Data Publicity which is made up of myself, Patrick Quaye my junior brother, Maxwell, Ebo, Koby, Fii, etc wish to extend our gratitude to all the various lenders and Zidisha team for their support in raising Data Publicity to the current standard. God bless you all.

Please follow me on this page for more updates on my business and family progress.

Dear Elly,
I am very grateful for your kind sentiments. But I share this credit with all my lenders whose support has enabled me to do what I have achieved this far. I also share the credit with the Zidisha family for facilitating this program which is helping people like us who are not able to acquire loans from banks because of their stiff requirements and high levels of interest rates on their loans. Above all I thank God for His grace that has sustained us all this far.

Elly, I truly appreciate that you took your time out of your busy schedule to write me a note. I am encouraged by your kind words. May God bless you, keep you and establish you in good health and peace, in Jesus Name.

First, I appreciates the funders for the financial support, $45 will help to buy cooking oil and maize flour. I'm a shopkeeper who likes my business and especially when interacting with people. I'm warm and kind, and my clients enjoy the services I always give them. I always wake up before dawn to open my business and make good income as my shop is located at a vantage point.
I will buy cooking oil and maize flour to grow my sales and income. All my profit will be channeled to pay my loan in a short period of time so that I can take another loan. I have a dream of having a wholesale shop soon.

Dear Mary Teresa,
You are simply amazing. Thank you very much for all the work you do to support your community.
You are an inspiration! :-D
Warm regards,
Elly

I bought this suitcases for my shop. It's for my lenders support and Zidisha that are making my business to thrive. Thanks a lot.

Hello my good Lenders, It's a pleasure sharing my experience with you. It has never been too easy to makes ends meet, but am glad my God has never left me alone, am pleased to have Zidisha by my side to come to my rescue at a time of difficulties. Offering to educate your siblings has never been a easy task and many always run away from it, but I thank God and Zidisha for not letting me down.
Thank you my Lenders and May Almighty God Bless you all.

My homecake production .. thanks for the help

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Hasil produksi homecake saya.. terima kasih atas bantuannya

Thank you Zidisha team for making me feel and be like a person,I can now sit with my family on the table and have our daily bread without stress. You have actually lifted my business from 5$ to40$ I know you will do more than that , God bless you