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Printing services (business expansion)

Hi Lenders, many thanks for my recent loan which I have already started paying. The loan assisted me in buying an extra computer for my cybercafe. This has greatly assisted as it has reduced congestion. Business is ok and I hope with the schools now closed business will be better.

Procure a vinyl-cutting machine

some of the t shirts that we have branded

Furnish office

I wish to thank my sponsors for ably supplying funds to me so that I can buy music equipment. This time I was able to buy long cables for the microphones. Today we rank among the best music team in Kenya because we have the latest music equipment. Afrizo is based at Daystar University and so at the food court I have started a show called TALENT WEDNESDAY and the music equipment I have invested in have been handy allowing singers within the University to share their talent. Thank you so much my sponsors.

Loan for educational fees for my younger siblings

Thank you for my dearest lenders for my loan fully funded and l will use the money to support this my young siblings education thank you

Laptop computer for work, and a vision check-up

Hello to all of my lenders, I would like to say Thanks and share you a beautiful scenery from my journey coming back to Surabaya from Bali. I taken this picture from the Ferry (boat) from Gilimanuk harbour (Bali) to Ketapang Harbour (Banyuwangi, East Java).
I hope it will cheer you up. :-)
Let's spread happiness to the world. ;-)

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Hello to all of my lenders, I would like to say Thanks and share you a beautiful scenery from my journey coming back to Surabaya from Bali. I taken this picture from the Ferry (boat) from Gilimanuk harbour (Bali) to Ketapang Harbour (Banyuwangi, East Java).
I hope it will cheer you up. :-)
Let's spread happiness to the world. ;-)

Shoe supply and outlet opening

This is the cocoa tea project java Indonesia that has been running

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Inilah proyek teh kakao java Indonesia yang sudah berjalan

Hp desktop

Hi
I take this opportunity to thank lenders and ZIDISHA for good work helping small business starters may God bless you.
I promise my good lenders that this loan I will invest well by buying a high speed HP desktop for my design and printing business. This will increase my revenue ,customer base and also serving customers on time .
Am confidence of making an increase of 30% revenue target per day .My customers will now get their products on time.
Am happy for good work of helping us continue that way thanks a lot Vincent .

Mobile money business

Dear wonderful and supportive lenders, I am very grateful for all your assistance.
When this loan is given to me, I will use part to buy stationary for my academics, it will help me fund my transportation, it will help me with payment of tuition fees and other learning materials. This will go a long way to help my academics and education.
Thank you so much for your assistance.
I'm grateful so much for all your assistance. Thank you.

Mobile money

the loan I just completed make a difference in my life which amount the above mention include,now my business has grown to the next level I do not go for any loan in bank accept zidisha and now am making my plans to create business opportunity for myself.I really benefited a lot from zidisha am very greatful.

Ceiling board and electrical & plumbing installation at home

friendly people

Purchasing mushroom seedlings

Thanks to my lenders and the zidisha team i have been able to purchase the sawdust and the equipment i need for my farming.

Balance of fees for my cousin, and shelf renovation

I took my cousins for a tour

Balance of fees for my cousin, and shelf renovation

Hi my lenders, it's long time since my last update.
I'm doing well at my work place, my business is also doing well.
My cousin also is doing well, now they have closed the school and she is helping me at my shop.

Whenever I count my blessings, I find myself becoming more grateful because the good things of life outweigh the not so pleasant things that are happening in my life.

This is my message from me to you my lenders , written from my heart

"What would I do without you in my life." "Just saying thank you will never repay your kindness." "Words cannot express my feelings, nor my thanks for all your help." "For all you do, for who you are, I will be forever grateful you are in my life

An embroidery machine for my clothing production business

i thank all my lenders for funding my bids this far, since this was my third attempt i managed to have 62% funding to my bids. i say thank you so much to you all. i will use the entire funds plus what i will top up to hire purchase an embroidery machine for my business which will enable me perform this kind of work personally instead of contracting someone else, indeed this is great achievement, God bless.

Repair my passenger van

Dear lenders I'm going to buy two sofasets and this is going to make us happy us a family. My family will now have a well arranged house with nice seats.Thank you very much,I have been financed by more than ten people this is to show that there are people behind me and they are very much ready to help me achieve my goals/dreams.May God bless you my lenders,your families & your job,may God grant you a peaceful life,Thank you very much.

Purchase of more welding materials

I will buy a grinding machine. This shall enable me to make good and smooth finished job which will make to admire them hense making more sales. Thanks so much and God bless you all.

Grocery shop

I have being with Zidisha since 2015 and i will continue to be an honest member as long as Zidisha exist.
Since i became a member i have experience a tremendous change in my finances my earning has increased so as my savings towards a plot of land i have acquire recently, My goal is to put up two bedrooms house for my family. I will surely remain 90% repayment as require, i also pray that Zidisha continue to fund my loans at every point in time so that my dream come to pass.
Thank you.

Selling sanitary products to adolescent school girls

The selling of the sanitary or feminist materials has helped me a lot. Now I am able to pay my siblings fees and also provide some basic needs. Zidisha, is in deed, a trustworthy organization that brings joy to the face of ordinary people.

Homemade building bricks

Hello my worthy lenders.
I am glad to inform you that i got the loan worth Ksh 7,735.
I managed to buy the birbed wire fence as mentioned earlier and part of it i topped up and bought a bag of fertilizer.
Thank you so much.

Yam farming

After joining zidisha in less than a year, i have expanded my yam farm. My yeilds have also increased. Through zidisha i have been able to aquire a plot of land in my area. My family now does very well. Am most grateful to you all.

Training kit for football

With the loan amount I received I was able to purchase two tents for my young scouting team. This has really given them morale and they are working extra so that they will be able to progress in their forthcoming scouting competition.
It was really a pleasure to see to it that at least they had a nice roof to work under with the current frequent unpredictable weather changes within the region.

Buying land behind the house for more room for the chickens

Two days ago chicken eggs hatch. Successfully hatched 11 tails. This week"s neighbor said he would buy my chicks to keep him. I love to be an inspiration for others raising chickens.

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Dua hari yang lalu telur ayam menetas. Berhasil menetas 11 ekor. Kata tetangga hari minggu ini dia akan membeli anak ayam saya untuk di peliharanya. Saya senang sekali menjadi inspirasi untuk orang lain beternak ayam kampung.

Inventory of goods for my business

I am very helped with this zidisha, hopefully my business can continue to run smoothly without obstacles and can realize my dream to become a successful clothing entrepreneur, because what I can I will use as well and give the best to my loyal customers.

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Saya sangat terbantu sekali dengan adanya zidisha ini, semoga usaha saya bisa terus berjalan lancar tanpa kendala dan bisa mewujudkan mimpi saya untuk menjadi pengusaha pakaian yg sukses, karna apa yg saya dapat akan saya gunakan sebaik baiknya dan memberikan yg terbaik kepada pelanggan setia saya.

Hole digging and manure purchase for banana plants improvem

Ripe bananas in the ripening chamber ready for sale and showing one of my customers

Buying animal feed for farm

Hello to all our lenders the farm is doing well, we have been busy with the project that's quail farm.we building new cages for the quails this are some pictures,the profit we made from pig farm that's what we are reinvesting into the quail farm,thanks to all our lenders we are grateful

Selling second-hand clothing

I purchased second hand clothing .It has inceased the profit on the selling of the clothing.Because people now patronized the items.I earned GHC 500.00 as propit in every month.The profit is used to expand the business.With the business i were able to send two children of my to private school which i paid GHC 400.00 for a child each term.My neighbours are iterested in games so the immedate passed easter ,the neighbours organized a sort of games like football, ludo ,oware and many more.

Service bureau

I am grateful that the proceeds from the sale of profits so as to accelerate the installment and submit it again with the hope of increasing credit limit and can I use as a backup / emergency fund to pay the cost of worker / laborer daily so as to improve the quality of my business and workers believe me because it is timely in fulfilling its rights.

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saya bersyukur dari hasil penjualan menghasilkan laba sehingga ingin mempercepat angsuran dan mengajukannya lagi dengan harapan batas kredit naik dan bisa saya gunakan sebagai dana cadangan/ darurat untuk membayar ongkos pekerja/ buruh harian sehingga meningkatkan kualitas usaha saya dan pekerja percaya terhadap saya karena tepat waktu dalam memenuhi hak nya.

Urea for my sugarcane piece of land

Hi esteemed lenders,im pleased to notify you that the preveous loan helped me to purchase 2 bags of DAP fertiliser of 50kg each worth 60 dollars.the fertiliser was for the 1acre sugarcane project in western kenya.currently,due to the ongoing long rains in the region,my plant is of exemplary health and quality,which translates to huge harvest,in terms of tonnage and sugar content,at maturity.im so proud of your unlimited effort.you have kept my dreams high.

Borehole construction

I am happy to report that I have completed my borehole project and now I have clean water within my compound courtesy of Zidisha. The water is even benefiting my neighbors also. Attached with here is the photo of my completed borehole.

Purchase 2 bales of second hand clothes

The first loan I got though little I added to my savings and purchased a second hand clothes bale worth $70 which I have been selling since, I has given me a good profit I can talk of and I'm glad things seem to be working good for me.

Cereals

Thanks Zindisha team. With the loan I managed to increase the stock of the shop whereby it helped me to increase the flow of the customers thus more returns.
This return has also helped me to venture in other investment where buy I have purchased my own plot with partinaship with my husband and which I'm intending to finish. This will help in term of flow of money because all the room are lental. Thanks Zindisha team for the loan, it has helped me to cater for the education of my children thou the same business.
Because of the nature of business we don't normally go for holiday because most of the goods are perishable.
Thanks the Zindisha team.

Stock for my pharmacy

hi lender have just received kenya shillings 2400, and goes along way in assisting me to restock my drug store here in malaba town. thanks once again in trusting me and even sending me these financial need timely. ZIDISHA thank you. Jared.

Pay school fees for my children

I have just received 6,893 KES. Thank you so much. I will now go ahead and buy a new handcart.

Business growth

Thanks I have received fund from you guys my business will grow adding more stock

Loan for my cosmetics business

Dear lenders,

I take this opportunity to tell you that i am greatly moved by your financial support.

Also, i extend my heartfelt gratitude to the whole Zidisha fraternity for your untiring efforts to empower members economically.

My country is enjoying political stability following a recent handshake between our president and opposition leader. My business is doing well.

I am optimistic that by business will continue to yield more profits. I will use the profits to repay my outstanding business and the rest to its future expansion.

I am expecting my business earnings to grow by a margin of 40%. I will keep you updated regularly. Thank you.

Parent and chicken care

The cage repair process is in the dismantling and preparation of wire and zinc installation.

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Proses perbaikan kandang sedang dalam pembongkaran dan persiapan pemasangan kawat dan seng.

Shoe supply and outlet opening

This is the project of making cocoa tea booth And cocoa tea raw materials

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Inilah proyek pembuatan booth teh kakao
Dan bahan baku teh kakao

Hospital

I will buy tyres and tubes, so that it will help me to ride safely when it rains.Thank you for funding

Hole digging and manure purchase for banana plants improvem

Banana seedlings ready for planting in the newly dug holes

Funds for my mobile airtime home job

Hello lenders
Briefly I want to thank you all again.
Am still able to serve my customers because of your help.
Again I have continually repaid my loan and this is my last week to finish paying all loan.
I hope you all will assist me again raise another loan to expand my market base.

Business growth

Zidisha you are God's send, you help the poor to move a step in there life, adding my stock for rubbers, second hand cloths plus diapers, this will lead to my business expanded and lift me from poverty

To give quality service and improve rate of browsing

i thank my lender so much for making me achieve my goals this month.i wanted to make a profit of ten thousand kenya shillings which was 25%. am glad i made it wihtout really struggling so much .all i needed was to plan and market my products through the social media i.e facebook and whatsapp and deliver appropriately and conveniently for me and my client.i managed to sell 4 products each earnining me 400 ksh ,1600 in total from one product i bought with zindisha loan.i want to encourage other persons to also consider appling for loans from Zindisha.

New bigger photocopying machine to process bigger projects

Hello my dear and wonderful lenders, this week has strted at a very good note! Won a tender to produce end of term test papers for a nearby school, this project will increase my profit by 12% which means I will even be able to increase my weekly installments and my business will continue growing. This is all because of you that am doing better, your Contributions towards the betterment of people's lives is a very good move, thank you so much. I will keep on working hard. Shalom!

Loan to buy milk,rice, baby diaper etc

I wish to inform lenders that my business is actually growing. Here is a photo

Poultry farming (layers)

I addedstock in my business by purchasing stationaries, rice, beans, green grams and cow peas which made my shop well stocked and increased my profit by 20 percent since most of these goods moves very fast. I used the increased earnings to restock my shop with new commodities and some to pay school fees for my kids. Currently am pursuing a bachelor's degree in Criminology and security management, I have managed to renovate my house as well as furnishing it and my kids are learning in a good school. During the Easter festive I took my family to swim and enjoy themselves at the coastal beach hotels in travelers beach resort, my neighborhood fully practice their cultural believes and practices whereby every Sunday we go watch live Giriama traditional dances and enjoy local prepared foods such as roasted fish and ugali since its their staple food within the Miji Kenda tribe...

Timber to improve my poultry house

Thank you Lenders ..you guys are making me famous I'm receiving call from new customers making orders for eggs.. I'm going a level higher and I'll be supplying schools and hospitals in the near future. This is not my achievement but OUR achievement.

Stock for my clothing business

I always encourage women that no matter the situation, they stand firm, work hard, be disciplined and stay focused. I am self made. I lost my mother when i had just finished high school and we were chased away from the only place we knew as home and became homeless. I have gone through a lot but i thank God, i made it. Have come from a house help, to a bar attendant, to a security guard, to a volunteer in a healthy facility, to a HIV Testing and Counseling service provider to a psychologist/ Gender expert. It doesn't matter how the situation is today, but one can still make it in life. Actually i am writing a book on my life story, " From nobody to somebody."

Shop shop store purchase

Hello everyone, Hopefully the good and healthy friends, good lender or zidisha team hopefully good and healthy. My news is good, keep the spirit of the way of the day :) So is this grocery store is in stable condition and my servant is stable, hopefully smooth always ... My fund turns back for the purchase of basic groceries such as rice, sugar, gas, water etc. as long as my funds use it for the benefit of the store, and fortunately from my store insert it for my payment every week, All praise to god has given sustenance for us.and thanks Zidisha and lender has helped the continuity of this shop to date. This is what I can write this week .... Regards Zidisha, Thank you all, @anarsars

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Hallo semua,

Semoga Kabar teman-teman baik dan sehat, baik pemberi pinjaman ataupun tim zidisha semoga kabarnya baik dan sehat.

Kabar saya baik, tetap semangat jalan hari :)
Begitu juga toko sembako ini berada dalam kondisi stabil dan pembayan sayapun stabil, semoga lancar selalu...
Dana saya putar kembali untuk pembelian stok sembako seperti beras,gula,gas,air dll sepunahnya dana saya gunakan untuk kepentingan toko, dan untung dari toko saya sisipkan untuk pembayaran saya tiap minggu,
Segala puji bagi tuhan telah memberi rezekinya untuk kita.dan terimakasih Zidisha dan pemberi pinjaman telah membantu kelangsungan toko ini sampai saat ini. Ini yang saya bisa tulis minggu ini....

Salam Zidisha,
Terimakasih semuanya,
@anwarsanusi

To use for transportation

Dear lender's, I really appreciate your loan given to me. I have been able to use the past loan as a transportation to distribute my newspapers to other towns. This has made me earned more profit. I have been able to use the profit to pay for my grandson school fees

Rice and maize flour for grocery shop

Profit had increased this week to 15 percent. Because of the easter convention , strangers were in town and more goods were purchased. A very big thanks to all my lenders. The easter convention was so powerful. I had a very good song ministration. On monday 2nd February we had a foot ball match we Over comers church and we play zero, zero. I prayed as a midfielder.