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Farming loan

Carrying seedlings for planting

Rental-house building project

To my lenders, l want to highly appreciate your assistance. I have been able to invest in a variety of goods. The fridge l bought from my last loan has enabled me to make juice which l can supply to many people. l am also able to sell soft drinks as l have enough chair for my customers. From the savings, l had now started a house project which l hope to build more units in the future. Thanks a lot for your help and may God bless you as we continue to work togehter.

Baking bricks for sale

My Layers have started laying eggs. So able sell a tray or so every three days. (zidisha has contributed slot to make me realize my dream of being really Poultry farmer in the near future. Thanks very much to those who sponsor this lending Institution.

Renovation my playground

Thank you joost for your messages. I waiting for this it's almost 4 Monts. And now just waiting for delivering on my town Limpung. And you know I built this business it's almost 2 years. At first my business it's not going well. Step by step my business grow for 1 stand and now I open in 3 places in alun-alun, Limpung night market only Saturday night and on stadium Limpung . From nanny to be entrepreneurs it's not easy but I believe for my dream .thanks for zidisha and for lenders for the opportunity

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Thank you joost for your messages. I waiting for this it's almost 4 Monts. And now just waiting for delivering on my town Limpung. And you know I built this business it's almost 2 years. For the first my business it's not going well.step by step my business grow for 1 stand and now I open in 3 places in alun-alun, Limpung night market only Saturday night and on stadium Limpung . From nanny to be entrepreneurs it's not easy but I believe for my dream .thanks for zidisha and for lenders for the opportunity

Good prices shop

Hello,
Morning. It is a good day for me again today. Am doing my activities happily as in the past.
Thanks a lot for all the support I have been receiving. As at the picture attached you can see computer-desktop. It is my great achievement to have it in my business and it has helped me much. I achieved the desktop through the loans I receive.
I also continue with growing chia plants for seeds. At present am harvesting.
My main aim is to meet the school fee for my children in secondary school.
Thanks.
Philip

Boosting the salon business

I really appreciate that the lenders have supported me financially to be able to start my business and continue with my education at the same time. Thank you all and be blessed.

To boost my business

I did purchase of cereal.
The purchase has increased my profit margin with about 2-3% though the business isreturns were low compared to previous purchase.
Regardless of low earnings my parents had during my secondary School education , I made sure that I completed my form four and did my KCSE and attained the certificate. I worked hard to assist my parents and motivated them to persistently to educate me on. This however has been a challenge for me but I can complain cause this has made come this far. I have not visited any holiday site in t
My neighborhood of recent. I wish to thank my lenders for being my business financial solution from time to time.

Equipment for my barbershop

 Slaughtering of an animal for the Eid al-Adha (Feast of the Sacrifice) is something that is incumbent on all Muslims, male and female, if they have above a certain amount of savings. If a person has savings above the set level, they buy a sheep or a cow and sacrifice it. The spiritual sacrifice is made to God, but the actual physical meat is used for more prosaic purposes. It is divided into three portions; what will be cooked at home, what will be offered to close relatives and friends, and finally that which is donated to those who cannot afford to slaughter a sheep or cow (or camel).

It is possible to hear other people describing this holiday described as barbaric or cruel. The purchasing of an animal, the cutting of its throat and the butchering of the meat is at times depicted as something that the modern person should not be doing.

Eid al-Adha at its most fundamental level is a reminder to us of where the meat we eat and enjoy every day comes from. The purchasing and handling of the animal, the slaughtering, whether carried out by the individual themselves, or by a butcher, the chopping up of the
meat and the portioning it out, is all a reminder of where the food we eat comes from.

Why is it celebrated?
In a dream, God ordered Prophet Ibrahim to sacrifice his most beloved – his only son, Ismail. Prophet Ibrahim told his son about the dream, to which Ismail agreed to be used as a sacrifice. The Prophet and his wife traveled to Mecca, where they planned to perform the deed. As Prophet Ibrahim prepared to kill his child, God replaced his son with a ram. God’s command was a test to see if the Prophet would follow his command. Prophet Ibrahim passed the test. Centuries later, Muslims have carried the tradition of sacrificing animals in the name of God.

T-shirts project

I take this opportunity to appreciate my lenders and Zidisha for the big support they have given me . As an Orphan life has not been easy for me. Courtesy of you i can have food on the table, pay utilities and sustain myself. I had issues paying my loan previous because my business went down and made a little profit to repay and sustain myself. I am sorry for that Lenders and zidisha too. But now i have set myself and my business is well now and same time i have increased my services now. I will love your support in making my dreams true. Thank you Zidisha.

Gina's Bakery Shop

This loan has really helped me in increasing my pastries and my profit also increase and I used some of the profit cater for myself. I Thanks all my lenders, God bless them all, Amen.

Printing service and grocery businesses

hi my lenders,am so happy to see my loan funded 100%. Its a moment i have been waiting for because i needed this financial support so much in order to have some inventory and also upgrade my shop. It will really help me in to generating more profits and become more financially stable and also maintain having more customer.
Thank you very much my dear Lenders. You have brought great change in to my life. I feel joyful to day. I will keep updating you on my progress regularly.
Thank you once again

Expand my hydroponics farm

Hello,greetings from Kenya.
I would like to bring you up to date on my project.
1) I did construct a 15 X5 feet green house to contain my test site for my hydroponics project.
2) Sadly I have not been able to equip the green house with the apparatus to make it productive.
3) I did meet a deal of a .5 acre piece of land for sale that really was prime.I have signed a sale agreement with the seller.this did realign my commitment to the project as well as personal dealings though would say it's been a worthy buy.
4) I a continuing to make my repayments for now and hoping to clear soonest.

Will update when the project is finished and starts producing.
thank you and looking forward to get feedback.

Mobile phones & accessories, and servicing tool for mobile phones

I would like to confirm receipt of the loan and I want take this moment to thank my lender’s and the zidisha team.i have already made orders of the products that I am buying which are used cell phones ,phone accessories and phone repair tools.Thank you so much.
Alberto.

Renovation my playground

This is picture carnival

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This is picture carnival

Renovation my playground

After finishing

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After finishing

Renovation my playground

And this is cup processing

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And this is cup processing

Laptop computer for work, and a vision check-up

Dear lenders,
Indonesia become the host for Asian Games now, and at the same time, Lombok, one of Island in Indonesia having landslide again few days ago. I just sent a tent for one of our Paragliding family there this afternoon; their family house were collapse because the last of landslide. This landslide have cost many lost their home, family, etc.
All transportation to Lombok from Surabaya are on hold waiting till many of passenger fill out the bus and few of expedition has told me that they can't predict when they will open their service to send package to Lombok. I finally sent the tent use Indonesian post office service and the faster time to reach there will be in a week time.
My prayers goes to them. I hope they all will recover and the build of the area will lift them up again, and I hope Allah may give them strength to pass this storm. Aamiin.

This makes realize that I should grateful with everything that I have, I live in Surabaya, where the access to everything are easy to get.

I hope you all are fine and have better season there. Thank you for all of your support and trust in me.

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Dear lenders,
Indonesia become the host for Asian Games now, and at the same time, Lombok, one of Island in Indonesia having landslide again few days ago. I just sent a tent for one of our Paragliding family there this afternoon; their family house were collapse because the last of landslide. This landslide have cost many lost their home, family, etc.
All transportation to Lombok from Surabaya are on hold waiting till many of passenger fill out the bus and few of expedition has told me that they can't predict when they will open their service to send package to Lombok. I finally sent the tent use Indonesian post office service and the faster time to reach there will be in a week time.
My prayers goes to them. I hope they all will recover and the build of the area will lift them up again, and I hope Allah may give them strength to pass this storm. Aamiin.

This makes realize that I should grateful with everything that I have, I live in Surabaya, where the access to everything are easy to get.

I hope you all are fine and have better season there. Thank you for all of your support and trust in me.

Full-color digital printing

Dear lenders,
I lack words to express how I feel. I am very grateful for your support. You are making me realize my dreams. I know now that I also have a responsibility to elevate other people's live regardless of race, color, ethnicity, country of origin or wherever. You believed in me without even knowing me. It is the work of God and I will never let you down.
I will use the loan to purchase a digital full color printer @ $1200. I have $400 in savings thus i will have to get a $130 top up from my good friends who happen to be my clients too. This printer will increase my earnings to Between $30 to $40 per day. With such amount, my 2 daughters will be stable in school, I will be able to pay my employees and all my bills, and even save so that I can buy another digital printer and a lab quality photo printer. Thank you so much and my God bless you.

Loan to invest in my hairdressing business

After I received the loan from zidisha, I bought the type of hair that I sell to my customers in a large quantity.
Because I made a large purchase with the money I have been able to increase my profit.
Because it is a business investment my income has been able to raise in about in about 10 percent.
This increase I earn is use in paying of the loan and also reinvest in my business.
Again because of this increase I am able to send my sibling to a good school.
People living in my neighbourhood are looking more attractive because of how I dress their hair.

Improve my stock

With this I'll purchase electrical bulbs which runs fast as compared to the lamp holders.
With the bulbs it helps the community and myself with vision in the night and unfavorable weather.
With $10.45 I'll be able to purchase at least 10 with a profit margin of 10-15% surely it increases my capital with a margin of at least 10%•
The increase have been used to reinvest so the output of the loan is increasing my inventory.
With this enviable opportunity I've been able to increase my stock and it is stress free as compared to running up and down for loans and you're being denied.
With Zidisha I've achieved the hope of life in business.
My neighbors usually come alone for fun and I enjoy being at my business

Rice,milo and milk for my shop

The loan I just paid helped me and my family. I used part of the loan to pay my children's school fees. It impacted positively in my life and also in the lives opf my children. My lenders and the entire Zidisha team have helped me a lot.Thanks to my lenders.

Computer & TV accessories

Thanks alot, God bless and protect you.

Computer & TV accessories

Good luck Dawud!

Phones accessories and sernitations facilities for shop

I added stock to my business which have made my shop expanded to an extent of having more customers to come in,there is an increase in profit which have made me also to surprise my family by enjoy some moment while in our shop,also I have increased stock to my business ,also I will be happy to support and nature talented children in our community during holidays by hosting some tournaments in our region

Loan to purchase laboratory equipment

The previous loans have help me increase my income due to addition of a number tests. I have been able include some tests I was not running previously. I hope to add more tests and expand my services with subsequent loans. Thanks to all lenders.

Farming oyster mushrooms

My yeild

Farming oyster mushrooms

The season was so good for me. Am so greatful.

Chicken feed (and seedlings & irrigation equipment)

There's some improvement in stocks, all thanks to the Zidisha facility.

Much appreciation to lenders

Buy maize

Hi lenders, am happy for my progress in this business of my and I now you support is what has bought me this far ,so I take this opportunity to thank you all

Supply of rice and corn flour for grocery stores

With this loan, I can help improve my grocery store business, especially in adding to the supply of rice and corn flour. This is very beneficial for my income. So with the increase in my income, my daily needs can be met.

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dengan pinjaman ini,dapat membantu meningkatkan usaha toko kelontong saya terutama dalam penambahan persediaan beras dan tepung jagung.ini sangat menguntungkan penghasilan saya.sehingga dengan bertambahnya pemasukan saya,kebutuhan sehari-hari saya dapat terpenuhi.dan toko saya jadi semakin maju.

Work tools for building project

infact now am moving step by another, thanks my lenders you make this , possible. my ideal built staff, and my self we say thanks, alot all workers now area's paid and our schooling children next term fees paid, guys your Blessed helping hands are touches our lives and soul's, ..no words can express our Joy, thanks a million times, keep on good job,live long ,a joyful Life and good health, all of you we love , especially ideal built family, and entire ideal ventures now

Buy maize

Hi lenders , I thank you very much as you can see am in a Farmer house purchasing some bag of dry maize. I look forward for your support.

Phones & accessories for phones

The loan I got last time I purchased phone exccessories & SIM cards from all of this my business increased alist about 20% from where I was. I have used some of the money into the business other money I paid for my daughter she is grade 3 & she passed number one in her class,as for now nothing is happening in my neighbourhood it's only business thing.

Loan to pay my rent (for two years)

I have successfully made another repayment today August 17, 2018. I want to extend my most heartfelt appreciation to every lender especially to those who funded my loans since I joined Zidisha. It took the contribution of each of you on this team to create the tremendously successful Zidisha project all this while. I made great strides in the past semester on my semester projects and look forward for the upcoming semester. This wouldn't have been possible without your support. I am proud of each and every one of you and to be part of Zidisha community. I hope that the direction Zidisha vision has taken, will remain for the next generation as well. Once again, thank you to Director Julia and entire Zidisha Team, lenders and volunteers. God richly bless all of you.

Mobile phones & accessories, and servicing tool for mobile phones

I would like to express my gratitude to all my lenders for believing in me by giving me this great opportunity once again,with this loan i am going order good quality phone accessories ,used mobile cell phones to sell and phone repairing tools for my shop this will increase my profits and will restore the faith people have in my shop to deliver good services thereby draw many more customers which in-turn will greatly boost my business and this will enable me to pay for my children's school fees.Once again i am grateful and thankful.

Thank you,
Alberto

Mobile money ventures

hi to all my leaders for bring me this far with zidisha loan which really help me out build my business and also have increase my credibility in terms of funds i have been able top manage my business which was giving me low interest due to lack of funds but now i am making profit and i can say business is moving and i hope this current i am about to apply will make a difference thanks for all for this wonderful opportunity given to me

Expand my business

the last have helped to add more in my daily intake and so i have started selling hot milk for the people who do not want to the milk home and so i have increased the profit to almost 80% and for all these much thanks goes to zidisha lenders

Plant 24 000 heads of cabbage

more photos

Plant 24 000 heads of cabbage

Thank you to Zidisha family for lending me the loan,i am about to finish the loan in the next 2weeks.
Below find various photos for my watermelom farm

Planing machine & wood to make furniture for schools

I am in constant touch with my mentees advising them on how to take advantage of the numerous opportunities offered to them by zidisha to sustain and explain their businesses.
They are doing well with their repayments.
I am proud of my mentees.
I also thank zidisha for making me a mentor.
I will use the little experience I have acquired since joining zidisha to help grow the community in order to raise more entrepreneurs with expanded businesses in every community across the globe to reduce the ever increasing cancer of unemployment in every hamlet, village, developing as well as developed countries across the whole wide world.

Purchase of merchandise stocks

My shop provides staple food and snacks, because the staple food is certainly needed by the community every day, the benefits I get are used for daily living needs. The loan funds I got to add to my merchandise so that my business was more developed.

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Warung saya menyediakan makanan pokok dan makanan ringan, karena makanan pokok tentu dibutuhkan masyarakat setiap hari, keuntungan yang saya dapatkan digunakan untuk keperluan hidup sehari hari. Dana pinjaman yang saya dapatkan untuk menambah barang dagangan saya supaya usaha saya lebih berkembang.

Joyce clothing and bontique

Hello zidisha lenders,the vest have became a fashion due to climate change and it as been cold weather throughout the day. With my previous loan i bought more vests as required by customer of which i was buying at KES.75.00 and sell at KES. 120.00. The difference is great. The school opens next month the demand of vests for mostly boys is great!!!!!!The price of petrol mostly increase used in our country is hiked and therefore life is becoming expensive. The answer is business.

Buy new ball joints and steering rod for my taxi

Thanks a lot my lenders i managed to buy and fix the ball joints and steering rod for my car.

A loan to repair broken puplis desk

Good and passionate lenders am very very grateful for your loan. I will use this money to buy more other materials for the plumbers to fix a water supply to my school. Once again am thankful and appreciate your good heart may God Almighty bless you.

To purchase building materials for building my own house

6, 643 Ghana Cedis received, I'm grateful and thankful to all my lenders, to the Zidisha staffs for their sacrifice and to Director Julia for the great opportunity, I can't thank you enough. All I can pray for is God give you all long life and good and healthy life. We would start work on our water project as soon as possible and then post pictures here.
Still promising that I will be faithful in my all my repayment, so help me God.

Buy more raw materials to construct more blocks

Dear lenders my loan was a success because of you ,Zidisha is one of best lending institutions in the world, if Zidisha can reach out to all nations of the world poverty would be eradicated because most people would engage themselves in entrepreneurship and help their families the way i do.May God almighty bless Zidisha and its staff for this wonderful work they are doing to liberate us.

Loan to pay my rent (for two years)

I have successfully made another repayment today August 15, 2018. Let me use this opportunity to say thank you to my lenders. Your continuous commitment to this project is second to none. Your support always has made me a stronger person and I will forever be grateful. May I also thank the hardworking Zidisha Team and Director Julia for your dedication to this community. May God bless you all.

Education and electrical parts business

I received 535 GH CEDI's, Thank you very much for payment of loan. I use part of the money to pay my sandwich school fees, I bought handouts to learn, I also bought a calculator to work mathematics. I will appeal to pay my credit risk payment to enabled me buy some electrical parts. Thank you again for the loan.

Buying stationery for cybercafe business

So much Zidisha loan has done for me. The business i run is my life. It pays me fees for my child, buy food, pay utilities, pay rent and support orphans in my community. Loans from Zidisha have all that possible despite growing economic hardships in my country. Thank you my lenders

Grocery shop

Hello lenders,i am Lucy a member of Zidisha. When i get loan i will add more stock in my store.I will buy what the customers want me and i don't have in my store.This will help me alot because it will bring more customers in my store hence,more profit.This will help me to be able to pay the schoolo fees for my children and also to cater for other expenses in my house.What i can say is to thank all my lenders so much for the heart that they have of helping the community.May God our God see you and reward you.I personally, am so happy for you people,because i was not able to provide even food for my little children but now i can and i am very happy.May God bless you so much.