Can't stop thanking you for the motivating words. I can only get this at Zidisha where lenders motivate borrowers with such kind, encouraging and motivating words.
Greetings my lender! We just finished repaying our loan and ready to request for a new loan. This time we are requesting a loan to distribute solar lamps for harvest time. All our women are ready to pay off the total cost of the solar lamp once they harvest their crops. Its so amazing to see how people are so interested to switch from kerosene and sub standard battery torches to quality, warranted and affordable solar products we are distributing. Thanks to all of you and please consider loaning me for this great cause!
Lenders, I therefore want to thank you for your support and all the zidisha staff,may God bless you and increase your resources and the desire to help more, thanks.
Hi Martin,
I really admire your business skills, you are obviously very good at seeing opportunity and making it work for you. Best of luck to you with your new loan! Regards, Margaret
Zidisha system of borrowing where the borrower is not require to provide asset as a collateral is a game changer, and has helped and still helping people like me for a good reason. I'm always grateful and thankful to all lenders on the platform.
Thanks so much Lenders for funding my loan for me, I appreciate your efforts to support my business. I am also going to use the loan to work harder in order to expand my business, God richly bless you you all.
Hi, Thank you so far for the support.
I have secured some appliances for ventilation, and the premises is taking shape.
People are beginning to take interest in what am doing and are also getting ready to enrol in the program.
Thank you very much.
Thank you very much I appreciate all that you are doing am very greatful.the has been disbursed to me am very happy I promise to buy more variety of shoe for sales to attract my customers. To increase my profit margin .
Thank you.
My dear lenders: I received my loan on 1st of February, 2019 amounting to kshs 62,640 ($626.4). Thank you so much for the loan. I bought 85 bananas @ kshs 660 ($6.6) per a banana costing me in total, kshs 56,100( $56.1)
This loan will help me to expand my farm. I am planting more peppers and garden eggs. I need more fertilizer and insecticide to spray to young plants and also the old ones. I want to acquire a farm laborer to help. I would like to thank you for the loan. Thank you.
Glad to see you are catching up with payments. With regard to shopping bags, the best (imho) is cloth or net bag that the customer brings themselves and uses over and over. Even heavy plastic is good if it is used many many times and finally properly recycled. I believe paper can go to biodegradable, or green waste to be turned into compost for garden fertilizer. I suppose there are machines for cutting, folding and gluing paper together to make bags. The ones in the US are probably expensive, complicated and make tons of bags quickly.
btw, what do think of the various types of solar cookers: evacuated tube, box, panel, parabolic? Best wishes.
Already i have ordered building materials for security renovation. With God in my business am sure what am going to renovate as a security is going to protect my business as much as possible. This will help me learn the business smoothly without fear as my business has also grown bigger. The remaining amount am going to add more float to my Mpesa. After the renovation is through i promise to post a very good photo of renovated business. Thank you my good lenders for your fully fund that you have given me. Am very happy member of this group. everything is running smoothly in partnership with you! God bless each and everyone of you Amen.
I would love to use this opportunity to say A very big thanks to my lenders who helped me get the loan on time... Words can't express everything this loan has done for me... God bless my lenders, God bless Zidisha and long live ZIDISHA
Hello Miriam,
just received your latest payment. Keep working and you will get over the rough patch. As I said earlier, I keep you in my prayers. Now, I am not too sure if my prayers are worth much but I pray for sure! Take care...
I will use this loan to pay for customs duty cost of my imported goods.
I have a shop which which I sell clothings, motorcycle accessories etc. I mostly import these items, though I have some locally made clothes and shoes in stock.
This loan will help me clear the incoming goods from the port.
I am so much grateful to all my lenders and Zidisha team to approving this loan on time.
I see, thank you for that insight Liz. My friends and I are looking for ways to encourage the use of biodegradable paper bags and later also find affordable ways of making Biodigesters to produce biogas for cooking purposes.
Hi Shaibu,
I hope your loan gets funded. Sometimes it takes several tries which is especially true as your loans get larger. Unfortunately there are more borrowers than lenders on Zidisha. Perhaps you could add more information in your discussion section of Zidisha telling what improvements the previous loan helped you with in your growing business. Lenders like to hear about progress because this is what Zidisha is all about. Best of luck to you! Regards, Margaret
At Kukula Solar we have been growing our distributing networks of solarpreneurs so we can reach more people in need of life changing solar products. In the picture is Milesi a Solarprenuer who is passionate about displacing kerosene lamps with solar products. Through her, we are distributing Sun King Home 60 units and the rural villages are so happy with the product.
To all of you i say thank you for been part of this life transforming enteprise. Together we have managed to distribute a total of 3,015 solar products since 2016, impacting over 15,000 lives!
I invite all of you my lenders to consider funding my next loan application which i will be launching soon so that we impact more lives of women and children in last mile communities.
Hi Margaret, Malcolm and all my lenders, I'm overwhelmed by your great love and trust in me to the extent of lending me your money to grow my business. I'm making purchases of the beauty products I need right this coming week, and this will help me fund my business operations better as well.
I'll dedicate my effort to repay the amount and forever be grateful to you for your great deeds!
I give thanks to all the lenders who funded my last loan my business has remained steady and the funds have helped in increased profits by alarge margin. I look forward to clearing the loan very soon. God bless all the lenders and zidisha family
My apologies to zidisha and my lender the zinc team for not being able to repay the loan for this last long period of time...I promise to be repaying starting from 22 February 2019... thank you
Hi Richard,
Some of the fruits cannot grow naturally here too. Like apple,strawberry and berries are imported. Not by me..lol but other importers, which we buy from them and sell. Thanks for the support.
I intend to use the loan to obtain more stock to improve sales and maximise profit.
Am very grateful for this (lenders),I really appreciate this.thank you
Thanks so much for the financial aid offered to me by ZIDISHA platform. If this loan is disbursed to me,i will pay school fees for the three children who are in secondary school form one, two and form four respectively at a cost of KES 120,000 for the all year, secondly buying building materials for the job like 40 small bags of white cement at a cost of KES 9,000, 20 litres of turpentine at a cost of KES 8,000, red oxide paints at a cost of KES 5,000, 2 packets of wood screws at a cost of KES 800, 20 bags of bamburi cement at a cost of KES 15,000 other constructural work piece of materials all at a cost of KES 3,000. All these purchases if duly bought and noted for work, it will improve my family living standard and relieve financial stress,clothes for the family bought , all work and other house hold bills will be paid in full, school fees for the children will be also paid in prior,weakly savings will be used to repay Zidisha loan and other school requirements catered. My profit margin will increase gradually thus aid me to pay disbursed loan effectively without declining.Thanks so much my dear lenders and entire Zidisha platform for funding my account and this improve positive state of mind and body physique eventually good life instead of following gready Kenyan politicians for less cash. Thank you in advance. Good God the creator of universe bless you people abundantly.
Am very greatfull for zidisha for having changed my life all along by granting me this great opportunity to get funding in a flexible way. This will enable me to increase my stock such that I maximise my profit. I promise to be commited in repaying this loan afterwards ni
It's so great that you are helping people live a healthy life by selling fruits to them. Fruits like pineapple cannot grow naturally where I live, I'm jealous! Good luck! Richard
First and fore most thing to say that I'm so grateful for your continued support as l grow my business.I used my last loan to buy a motorcycle that helped me alot to reach many farmers in remote areas where road infrastructure is a challenge.This resulted in profit rise by approximately 10%.I was able to compete well with other businesses as I had an advantage of accessing many farmers who they have not been reached before.Thanks you once again and May God bless you abundantly.
With my previous loan I was able to do some changes in the vehicle like refueling without stress and also I managed to clear my kids schoolfees without stress. I thank you my lenders and tell you that the sky is the limit
It's sometime since i communicated, but i would like to assure you that i will be committed to repaying my loan. I was sick for some time but now am well and back to business
Thanks be to God Almighty, my Lenders and entire Zidisha Team for this Loan. I am very glad for your help, the loan will help boost my daily sales as well as my daily profit.
I will use the money wisely by adding it to my trade capital, i will purchase items like Tomatoes puree, Bags of rice, Cooking oil, soft Drinks, and most especially wines what my customers have been asking for.
Repayment is my number one priority.
Thank you all.
Susan
Feb 22, 2019
Nairobi, Kenya
Business mentorship program
Am so grateful dear lenders for funding me once again. Am ready to continue expanding and impacting more one at a time. Much blessings
Mary
Feb 22, 2019
United States
M-pesa mobile phone payment center
I would love to see your newly renovated shop Joscah!
Joshi
Feb 22, 2019
United States
Business mentorship program
Hello Susan,
wish you all the best for your plans for the mentorship program.
Peggy Rose
Feb 22, 2019
Accra, Ghana
School fees for my son
Hello Zimei,
Can't stop thanking you for the motivating words. I can only get this at Zidisha where lenders motivate borrowers with such kind, encouraging and motivating words.
Thank you once again and God richly bless you.
Peggy Rose
Feb 22, 2019
Accra, Ghana
School fees for my son
Micheal and Anne,
I'm glad and grateful to you for your support. God richly bless for your love. kindness and confidence in me.
TomF925
Feb 22, 2019
www.AfricaLeap.com, United States
Garbage collection equipment: e-system
Thank you, Zoe, for these very helpful resources on solar cooking! I encourage everyone to have a look!
Francis
Feb 21, 2019
Chipata, Zambia
Solar lamps & clean cookstoves for rural women & girls
Greetings my lender! We just finished repaying our loan and ready to request for a new loan. This time we are requesting a loan to distribute solar lamps for harvest time. All our women are ready to pay off the total cost of the solar lamp once they harvest their crops. Its so amazing to see how people are so interested to switch from kerosene and sub standard battery torches to quality, warranted and affordable solar products we are distributing. Thanks to all of you and please consider loaning me for this great cause!
I thank you all!
Oyol
Feb 21, 2019
Asokore, Ghana
Selling locally produced yams
Lenders, I therefore want to thank you for your support and all the zidisha staff,may God bless you and increase your resources and the desire to help more, thanks.
Oyol
Feb 21, 2019
Asokore, Ghana
Selling locally produced yams
The picture of my yam tubers.
Martin
Feb 21, 2019
Nairobi, Kenya
Moving my business to higher level
Hey Margaret,
Thanks alot for your positive comments and also your support.l appreciate a lot.
Kind Regards ,
Martin
Margaret
Feb 21, 2019
United States
Moving my business to higher level
Hi Martin,
I really admire your business skills, you are obviously very good at seeing opportunity and making it work for you. Best of luck to you with your new loan! Regards, Margaret
Peggy Rose
Feb 21, 2019
Accra, Ghana
School fees for my son
Zidisha system of borrowing where the borrower is not require to provide asset as a collateral is a game changer, and has helped and still helping people like me for a good reason. I'm always grateful and thankful to all lenders on the platform.
Victoria
Feb 20, 2019
Biadan- Berekum, Ghana
Buy more rice and tomatoes for my retail shop
Thanks so much Lenders for funding my loan for me, I appreciate your efforts to support my business. I am also going to use the loan to work harder in order to expand my business, God richly bless you you all.
Charles
Feb 20, 2019
Lagos, Nigeria
Purchase of a new projector
Hi, Thank you so far for the support.
I have secured some appliances for ventilation, and the premises is taking shape.
People are beginning to take interest in what am doing and are also getting ready to enrol in the program.
Thank you very much.
Nketia
Feb 20, 2019
Techiman, Ghana
Loan for the expansion of my shoe business
Thank you very much I appreciate all that you are doing am very greatful.the has been disbursed to me am very happy I promise to buy more variety of shoe for sales to attract my customers. To increase my profit margin .
Thank you.
Edith
Feb 20, 2019
Kitengela, Kenya
Non-woven 80 gsm
Thank you Simon for the kind words.
Micheal
Feb 19, 2019
London Estate, Kenya
Inventory of bananas for market stall
My dear lenders: I received my loan on 1st of February, 2019 amounting to kshs 62,640 ($626.4). Thank you so much for the loan. I bought 85 bananas @ kshs 660 ($6.6) per a banana costing me in total, kshs 56,100( $56.1)
Francois
Feb 19, 2019
Accra, Ghana
Irrigation farming
This loan will help me to expand my farm. I am planting more peppers and garden eggs. I need more fertilizer and insecticide to spray to young plants and also the old ones. I want to acquire a farm laborer to help. I would like to thank you for the loan. Thank you.
TomF925
Feb 18, 2019
www.AfricaLeap.com, United States
Garbage collection equipment: e-system
Glad to see you are catching up with payments. With regard to shopping bags, the best (imho) is cloth or net bag that the customer brings themselves and uses over and over. Even heavy plastic is good if it is used many many times and finally properly recycled. I believe paper can go to biodegradable, or green waste to be turned into compost for garden fertilizer. I suppose there are machines for cutting, folding and gluing paper together to make bags. The ones in the US are probably expensive, complicated and make tons of bags quickly.
btw, what do think of the various types of solar cookers: evacuated tube, box, panel, parabolic? Best wishes.
alexalexalex
Feb 18, 2019
Berlin, Germany
Buy toners and new printers
Good luck Alice!
Joscah
Feb 18, 2019
Mbotela, Kenya
M-pesa mobile phone payment center
Already i have ordered building materials for security renovation. With God in my business am sure what am going to renovate as a security is going to protect my business as much as possible. This will help me learn the business smoothly without fear as my business has also grown bigger. The remaining amount am going to add more float to my Mpesa. After the renovation is through i promise to post a very good photo of renovated business. Thank you my good lenders for your fully fund that you have given me. Am very happy member of this group. everything is running smoothly in partnership with you! God bless each and everyone of you Amen.
Paul
Feb 18, 2019
Greater Accra, Ghana
Business expansion
I would love to use this opportunity to say A very big thanks to my lenders who helped me get the loan on time... Words can't express everything this loan has done for me... God bless my lenders, God bless Zidisha and long live ZIDISHA
Joshi
Feb 18, 2019
United States
Fabrics & accessories for dressmaking
Hello Miriam,
just received your latest payment. Keep working and you will get over the rough patch. As I said earlier, I keep you in my prayers. Now, I am not too sure if my prayers are worth much but I pray for sure! Take care...
Aforleho
Feb 18, 2019
Afosu, Ghana
On going capital
Am always grateful for the team for their unfailing support. Always.
Joseph
Feb 18, 2019
Accra, Ghana
To help pay for forklift training & transportion to school
Hello dear lenders,I sincerely thank you all for the patience and understanding.
Patricia
Feb 17, 2019
Dodowa, Accra, Ghana
Buying and reselling affordable solar lights and kits
THANK YOU ALL LENDERS FOR YOUR SUPPORT.
God bless you all..
Charles Baffoe
Feb 17, 2019
Mampong, Ghana
Motorcycle/scooter for delivery
I will use this loan to pay for customs duty cost of my imported goods.
I have a shop which which I sell clothings, motorcycle accessories etc. I mostly import these items, though I have some locally made clothes and shoes in stock.
This loan will help me clear the incoming goods from the port.
I am so much grateful to all my lenders and Zidisha team to approving this loan on time.
Joan
Feb 17, 2019
Nairobi, Kenya
Hair wigs and bundles
Dear Lenders,
Thank you for once again coming through for me on my business growth strategy.
I will bring in human hair wigs, bundles and hand bags. from China & Dubai.
I will keep updating you as soon as the stock is received.
Yours Faithfully,
Joan Ngugi
Jonathan
Feb 17, 2019
Chipata, Zambia
Garbage collection equipment: e-system
I see, thank you for that insight Liz. My friends and I are looking for ways to encourage the use of biodegradable paper bags and later also find affordable ways of making Biodigesters to produce biogas for cooking purposes.
Margaret
Feb 17, 2019
United States
Business loan
Hi Shaibu,
I hope your loan gets funded. Sometimes it takes several tries which is especially true as your loans get larger. Unfortunately there are more borrowers than lenders on Zidisha. Perhaps you could add more information in your discussion section of Zidisha telling what improvements the previous loan helped you with in your growing business. Lenders like to hear about progress because this is what Zidisha is all about. Best of luck to you! Regards, Margaret
James
Feb 17, 2019
United States
Laptop computer for my M-Pesa business
Greetings Rashid. This is James, one of the lenders. I wrote a long letter to you on December 22. Please read it.
Francis
Feb 17, 2019
Chipata, Zambia
Solar lamps & clean cookstoves for rural women & girls
Greetings to all my lenders!
At Kukula Solar we have been growing our distributing networks of solarpreneurs so we can reach more people in need of life changing solar products. In the picture is Milesi a Solarprenuer who is passionate about displacing kerosene lamps with solar products. Through her, we are distributing Sun King Home 60 units and the rural villages are so happy with the product.
To all of you i say thank you for been part of this life transforming enteprise. Together we have managed to distribute a total of 3,015 solar products since 2016, impacting over 15,000 lives!
I invite all of you my lenders to consider funding my next loan application which i will be launching soon so that we impact more lives of women and children in last mile communities.
I thank you so much for your support!
ZIKOMO
Eric
Feb 17, 2019
Nairobi, Kenya
Funding to purchase another "Suzuki Every" microbus taxi
Thank you lenders, my business has really grown. I now have three printers.
I already bought the Konica Minolta Bizhub and business is taking a great new shape and path.
See attached photos.
Evah
Feb 16, 2019
Nairobi, Kenya
Restocking beauty products for my shop
Hi Margaret, Malcolm and all my lenders, I'm overwhelmed by your great love and trust in me to the extent of lending me your money to grow my business. I'm making purchases of the beauty products I need right this coming week, and this will help me fund my business operations better as well.
I'll dedicate my effort to repay the amount and forever be grateful to you for your great deeds!
Clementine
Feb 16, 2019
Eldoret, Kenya
Tuition for my daughter
God bless lenders and zidisha.
Thank you.
Nketia
Feb 15, 2019
Techiman, Ghana
Loan for the expansion of my shoe business
Thank you madam Margaret for always encouraging me.
Margaret
Feb 15, 2019
United States
Loan for the expansion of my shoe business
Good Luck Stephen with your new loan. Keep up the good work on your education and business.
Ruth FT
Feb 15, 2019
Manchester, United Kingdom
Hair wigs and bundles
Good luck!
Charles Afful
Feb 15, 2019
Accra, Ghana
Sewing accessories
Thank you very much Zidisha for your support
Jackline
Feb 15, 2019
Mwingi, Kenya
Nail polish, chemical conditioners for my salon business
I give thanks to all the lenders who funded my last loan my business has remained steady and the funds have helped in increased profits by alarge margin. I look forward to clearing the loan very soon. God bless all the lenders and zidisha family
James
Feb 15, 2019
Lusaka, Zambia
The buying and selling of laptop computers
My apologies to zidisha and my lender the zinc team for not being able to repay the loan for this last long period of time...I promise to be repaying starting from 22 February 2019... thank you
Felicia
Feb 15, 2019
Berekum, Ghana
Inventory of fruits for roadside sales
Hi Richard,
Some of the fruits cannot grow naturally here too. Like apple,strawberry and berries are imported. Not by me..lol but other importers, which we buy from them and sell. Thanks for the support.
Shodara
Feb 14, 2019
Lagos, Nigeria
Recharge cards and phone accessories
I intend to use the loan to obtain more stock to improve sales and maximise profit.
Am very grateful for this (lenders),I really appreciate this.thank you
Joshua
Feb 14, 2019
Kagan Komenya, Kenya
Materials for building construction
Thanks so much for the financial aid offered to me by ZIDISHA platform. If this loan is disbursed to me,i will pay school fees for the three children who are in secondary school form one, two and form four respectively at a cost of KES 120,000 for the all year, secondly buying building materials for the job like 40 small bags of white cement at a cost of KES 9,000, 20 litres of turpentine at a cost of KES 8,000, red oxide paints at a cost of KES 5,000, 2 packets of wood screws at a cost of KES 800, 20 bags of bamburi cement at a cost of KES 15,000 other constructural work piece of materials all at a cost of KES 3,000. All these purchases if duly bought and noted for work, it will improve my family living standard and relieve financial stress,clothes for the family bought , all work and other house hold bills will be paid in full, school fees for the children will be also paid in prior,weakly savings will be used to repay Zidisha loan and other school requirements catered. My profit margin will increase gradually thus aid me to pay disbursed loan effectively without declining.Thanks so much my dear lenders and entire Zidisha platform for funding my account and this improve positive state of mind and body physique eventually good life instead of following gready Kenyan politicians for less cash. Thank you in advance. Good God the creator of universe bless you people abundantly.
Donald
Feb 14, 2019
Busia, Kenya
Food grocery
Am very greatfull for zidisha for having changed my life all along by granting me this great opportunity to get funding in a flexible way. This will enable me to increase my stock such that I maximise my profit. I promise to be commited in repaying this loan afterwards ni
Richard Hylerstedt
Feb 14, 2019
Sweden
Inventory of fruits for roadside sales
It's so great that you are helping people live a healthy life by selling fruits to them. Fruits like pineapple cannot grow naturally where I live, I'm jealous! Good luck! Richard
Joel
Feb 14, 2019
Njoro Town, Kenya
Buy more stock in my agrovet shop
First and fore most thing to say that I'm so grateful for your continued support as l grow my business.I used my last loan to buy a motorcycle that helped me alot to reach many farmers in remote areas where road infrastructure is a challenge.This resulted in profit rise by approximately 10%.I was able to compete well with other businesses as I had an advantage of accessing many farmers who they have not been reached before.Thanks you once again and May God bless you abundantly.
Benard
Feb 14, 2019
Meru, Kenya
Repair my transport vehicle
With my previous loan I was able to do some changes in the vehicle like refueling without stress and also I managed to clear my kids schoolfees without stress. I thank you my lenders and tell you that the sky is the limit
Hillary
Feb 14, 2019
Kapsabet, Kenya
Adding M-Pesa business to my cybercafé
It's sometime since i communicated, but i would like to assure you that i will be committed to repaying my loan. I was sick for some time but now am well and back to business
Samuel
Feb 14, 2019
Accra / Adenta, Ghana
Grocery shop
Thanks be to God Almighty, my Lenders and entire Zidisha Team for this Loan. I am very glad for your help, the loan will help boost my daily sales as well as my daily profit.
I will use the money wisely by adding it to my trade capital, i will purchase items like Tomatoes puree, Bags of rice, Cooking oil, soft Drinks, and most especially wines what my customers have been asking for.
Repayment is my number one priority.
Thank you all.