Bernadette
Kilifi County, Kenya
100% repaid
Name
Bernadette
Member since
November 2015
On-time repayments
103 installments • 60%
My name is Bernadette Ngowa born in 1974. I Went through Primary and secondary education. After finishing i did secretarial course but tarmacked for many years before getting a job. After doing for sometime i quit because it wasn't paying well. I went to hotel industry and worked for sometime too but when low season started was retrenched. i decided now to start something to keep me moving with life. I'am a treasury of a women group in my place and we share many ideas. We bought 600 chairs this year to lend out for occasions like wedding or parties. I am bringing up 4 children. Thre are mine and my brothers who is jobless. My kids did well in their exams and were promoted to another class. One wants to be a doctor and the others teachrr and engineer when they grow up, and i hope with hard work their dreams will come true. I have been singing in choir in my childhood but most of my time now i like reading novels.
I have a liquor store, retail shop and charcoal shop where i sell foodstuffs i.e flour, milk, water, cooking oil, juices and non foodstuffs like paraffin, brooms, washing soaps etc all at a profit. These items are very important in that they are used daily and so they are in high demand. Though some have low profit but they are swelling out in big quantities. I am intending to use the profit to put blocks on my mud house to that i can transfer the shop to my premises.
This loan will help me buy wheat flour, cooking oil, maize flour, sodas, bottled water, milk, paraffin, which will increase my stock and customers will have all items they need in quantities and in one place in good time. When customers come in large numbers then my profit will increase.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Dec 17, 2015
Repayment status
On Time
Projected term
13 months
Other loans
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Amount repaid
$157.68
Amount remaining
$0.00
Date repaid
Jan 9, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 25, 2015 | $5.00 | Dec 28, 2015 | $5.00 |
Jan 1, 2016 | $5.00 | Jan 1, 2016 | $5.00 |
Jan 8, 2016 | $5.00 | Jan 8, 2016 | $5.00 |
Jan 15, 2016 | $2.00 | Jan 15, 2016 | $2.00 |
Jan 22, 2016 | $2.00 | Jan 26, 2016 | $2.00 |
Jan 29, 2016 | $2.00 | Feb 3, 2016 | $2.00 |
Feb 5, 2016 | $2.00 | Feb 5, 2016 | $2.00 |
Feb 12, 2016 | $2.00 | Feb 12, 2016 | $2.00 |
Feb 19, 2016 | $2.00 | Feb 22, 2016 | $2.00 |
Feb 26, 2016 | $2.00 | Mar 1, 2016 | $2.00 |
Mar 4, 2016 | $2.00 | Mar 4, 2016 | $2.00 |
Mar 11, 2016 | $0.00 | ||
Mar 18, 2016 | $0.00 | ||
Mar 25, 2016 | $0.00 | ||
Apr 1, 2016 | $0.00 | ||
Apr 8, 2016 | $8.00 | Apr 4, 2016 | $8.00 |
Apr 15, 2016 | $3.00 | Apr 8, 2016 | $3.00 |
Apr 22, 2016 | $3.00 | Apr 21, 2016 | $3.00 |
Apr 29, 2016 | $3.00 | May 4, 2016 | $3.00 |
May 6, 2016 | $3.00 | May 12, 2016 | $3.00 |
May 13, 2016 | $3.00 | May 13, 2016 | $3.00 |
May 20, 2016 | $5.00 | May 20, 2016 | $5.00 |
May 27, 2016 | $5.00 | May 27, 2016 | $5.00 |
Jun 3, 2016 | $0.00 | ||
Jun 10, 2016 | $3.00 | Jun 8, 2016 | $3.00 |
Jun 17, 2016 | $3.00 | Jun 10, 2016 | $3.00 |
Jun 24, 2016 | $3.00 | Jun 28, 2016 | $3.00 |
Jul 1, 2016 | $3.00 | Jul 5, 2016 | $3.00 |
Jul 8, 2016 | $3.00 | Jul 11, 2016 | $3.00 |
Jul 15, 2016 | $3.00 | Jul 15, 2016 | $3.00 |
Jul 22, 2016 | $0.00 | ||
Jul 29, 2016 | $0.00 | ||
Aug 5, 2016 | $6.00 | Aug 1, 2016 | $6.00 |
Aug 12, 2016 | $3.00 | Aug 15, 2016 | $3.00 |
Aug 19, 2016 | $3.00 | Aug 29, 2016 | $3.00 |
Aug 26, 2016 | $3.00 | Sep 13, 2016 | $3.00 |
Sep 2, 2016 | $3.00 | Sep 15, 2016 | $3.00 |
Sep 9, 2016 | $3.00 | Sep 18, 2016 | $3.00 |
Sep 16, 2016 | $3.00 | Oct 3, 2016 | $3.00 |
Sep 23, 2016 | $3.00 | Oct 3, 2016 | $3.00 |
Sep 30, 2016 | $3.00 | Oct 3, 2016 | $3.00 |
Oct 7, 2016 | $3.00 | Oct 31, 2016 | $3.00 |
Oct 14, 2016 | $3.00 | Oct 31, 2016 | $3.00 |
Oct 21, 2016 | $3.00 | Oct 31, 2016 | $3.00 |
Oct 28, 2016 | $3.00 | Nov 9, 2016 | $3.00 |
Nov 4, 2016 | $3.00 | Nov 9, 2016 | $3.00 |
Nov 11, 2016 | $3.00 | Nov 9, 2016 | $3.00 |
Nov 18, 2016 | $3.00 | Nov 25, 2016 | $3.00 |
Nov 25, 2016 | $3.00 | Nov 25, 2016 | $3.00 |
Dec 2, 2016 | $3.00 | Jan 3, 2017 | $3.00 |
Dec 9, 2016 | $3.00 | Jan 3, 2017 | $3.00 |
Dec 16, 2016 | $3.00 | Jan 3, 2017 | $3.00 |
Dec 23, 2016 | $3.00 | Jan 3, 2017 | $3.00 |
Dec 30, 2016 | $0.00 | ||
Jan 6, 2017 | $0.00 | ||
Jan 13, 2017 | $9.68 | Jan 9, 2017 | $9.68 |
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