Wheat flour & cooking oil for my shop

Bernadette

Kilifi County, Kenya

100% repaid

Entrepreneur

Name

Bernadette

Member since

November 2015

On-time repayments

103 installments  •  60%

About Me

My name is Bernadette Ngowa born in 1974. I Went through Primary and secondary education. After finishing i did secretarial course but tarmacked for many years before getting a job. After doing for sometime i quit because it wasn't paying well. I went to hotel industry and worked for sometime too but when low season started was retrenched. i decided now to start something to keep me moving with life. I'am a treasury of a women group in my place and we share many ideas. We bought 600 chairs this year to lend out for occasions like wedding or parties. I am bringing up 4 children. Thre are mine and my brothers who is jobless. My kids did well in their exams and were promoted to another class. One wants to be a doctor and the others teachrr and engineer when they grow up, and i hope with hard work their dreams will come true. I have been singing in choir in my childhood but most of my time now i like reading novels.

My Business

I have a liquor store, retail shop and charcoal shop where i sell foodstuffs i.e flour, milk, water, cooking oil, juices and non foodstuffs like paraffin, brooms, washing soaps etc all at a profit. These items are very important in that they are used daily and so they are in high demand. Though some have low profit but they are swelling out in big quantities. I am intending to use the profit to put blocks on my mud house to that i can transfer the shop to my premises.

Loan Proposal

This loan will help me buy wheat flour, cooking oil, maize flour, sodas, bottled water, milk, paraffin, which will increase my stock and customers will have all items they need in quantities and in one place in good time. When customers come in large numbers then my profit will increase.

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Dec 17, 2015

Repayment status

On Time

Projected term

13 months

Lenders

Laurie

Sry, Canada

pvilliger

Zurich, Switzerland

Dunfy

United Kingdom

KP

Kelly Partyke

United States

S

Sharon4B

Molalla, Oregon, United States

E

Eyad

Saudi Arabia

Ask Bernadette a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Bernadette    Jan 12, 2023

    I'm preparing to send 2 kids to form one therefore I'm so squeezed now.

    Log in to reply • Share
  • Bernadette    Dec 6, 2022

    I shall use this funds to buy stock for my business. This will really boost my sales. Thank you so much for your support.

    Log in to reply • Share
  • Kim and Chris Chisholm    Dec 3, 2022

    Best wishes from Kim & Chris. We'd like to support other women in business as well so please tell friends to join Zidisha. We've been in business for over 25 years. Keep on keepin' on!

    Log in to reply • Share
  • Bernadette    Nov 29, 2017

    The previous loan helped me to increase stock though their has been some challenges in the business. Iam looking forward to getting more profit in my next loan

    Log in to reply • Share
  • Raya    Sep 23, 2017

    Dear lenders, I spoke to Bernadette Ngowa a few minutes ago she promised to continue repaying her loan Friday next week. Thankyou.

    Log in to reply • Share
  • Bernadette    Mar 9, 2017

    I can not pay the amount due because my shop was closed for one week due to my illness.

    Log in to reply • Share
  • Bernadette    Jan 25, 2017

    This is to inform you that i have received the loan kshs. 14250. I shall use this loan to add stock to my business. I take this opportunity to thank you for giving me this loan.

    Log in to reply • Share
  • Bernadette    Jan 23, 2017

    I TAKE THIS OPPORTUNITY TO THANK YOU FOR THE LOAN. I SHALL USE THE SAME TO ADD STOCK TO MY SHOP HOPING TO GET MORE PROFIT. THANK YOU.

    Log in to reply • Share
  • Bernadette    Jan 11, 2017

    The loan helped me although there were challenges but i managed through. I now need to add more stock and see how it will progress.

    Log in to reply • Share
  • Bernadette    Jan 9, 2017

    I want to finish paying my loan.

    Log in to reply • Share
  • Bernadette    Aug 12, 2016

    cash flow is low.

    Log in to reply • Share
  • Bernadette    Aug 1, 2016

    Was unable to pay two instalments.

    Log in to reply • Share
  • Bernadette    Jun 7, 2016

    My cash flow is low

    Log in to reply • Share
  • Bernadette    May 20, 2016

    MY CASH FLOW HAS INCREASED.

    Log in to reply • Share
  • Bernadette    Apr 8, 2016

    Business is abit slow.

    Log in to reply • Share
  • Bernadette    Apr 4, 2016

    I want to repay for the weeks i did not pay. I had a challenge in repaying my loan because i was hospitalized due to ill health. Im now back and will continue to repay as scheduled. Thanks.

    Log in to reply • Share
  • Bernadette    Feb 12, 2016

    Hi, hope all is well. I am fine and doing well in business, though it's abit slow but im thankful. Wish you all the best.

    Log in to reply • Share
  • Bernadette    Jan 15, 2016

    I wish to change my repayment as business is low and things are moving as i expected this week. I shall adjust my repayment as soon as business picks.

    Log in to reply • Share
  • Bernadette    Dec 29, 2015

    Hello, hope you are all enjoying your holidays. im doing good in my business hopefully this coming 2016 things will move smoothly. My family is ok, my children are looking forward to joining thier new classes next year. Weather here is very hot but work is going on as usual.

    Log in to reply • Share
  • Bernadette    Dec 21, 2015

    I am very grateful for receiving my requested loan which ill use to increase my stock and hope to make a good profit our of it in this festive season. Thank you so much.

    Log in to reply • Share


Loading...

Loading...

Loading...