Entrepreneur
Name
Naomi
Member since
November 2014
On-time repayments
278 installments • 56%
About Me
My name is Naomi Edward, I was born in Kilifi county Kenya.I went to Bamburi primary school where i did my kcpe, then joined St Annes High school where i did my kcse in 1989, then later in 1990 i joined Pioneer Commercial collage where i achieved my ACN Certificate. In 1992 i was employed at kenya suitcase manufactures limited as an accounts clerk . Am a single parent of four sons. Three of my own and one adopted orphan. My salary is very small to sustain my needs including school fees for my three sons who are in secondary schools, this is why i thought of having anaother source of income. Also some other shop keepers at my residence place are adding some few shillings on the items, this habit irritated me so much, and this is what made up my minde to open a small shop at least to sell at a reasonable prices.
My residence place is mombasa , likoni, kona ya zamani area. in bwana Athuman's house no 2.
My Business
I opened a small retail shop recently in August 20 14 at kona ya zamani, Likoni. selling variety of goods like sugar,salt,maize flour,cooking oil, rice,beans,wheat flour,kerosine etc etc. For a day i make kshs five hunded to eight or even a housand ,that is a good day.I have kept my cousin brother to run the shop while am at work. But i don't sell milk and soft drinks due to luck of refridgerator, am certain sure i would have increses my margin if i was selling these soft cold drinks.
That's why i need some money to buy the refridgerator.
I have closed down my small retail shop due tounfaifull people i keep on my shop while am at work, but instead i have involve my self in transport sector. I have bought a three wheel vehicle and employed a driver, whereby at the end of the day he gives me kshs one thaousand.
Loan Proposal
The loan proposal is to mainten and upgrade my three wheeled vihecle for around kshs fifteen thousand (15.000.00).
Then the balance of kshs 12,000.00 i will buy 10 sacks of charhol at a price of ksh 1,200.00 each and sale at a price of kshs 1,400.00 per sack whereby i will make a profit of kshs 200.00 on every sack so at the end i will have made a profit of kshs 2,000.and kshs 6,800.00 i use it to pay exams fees for my 1st born who is sitting for his final exam of form four next year.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$381.00
Date disbursed
Nov 10, 2015
Repayment status
On Time
Projected term
3 months
Other loans
Lenders
Fontvielle, Monaco, Yemen
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Summary
Amount repaid
$398.13
Amount remaining
$0.00
Date repaid
Feb 28, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 22, 2015 | $15.00 | Nov 22, 2015 | $15.00 |
| Nov 29, 2015 | $93.75 | Nov 29, 2015 | $93.75 |
| Dec 6, 2015 | $93.75 | Nov 29, 2015 | $1.25 |
| Dec 6, 2015 | $92.50 | ||
| Dec 13, 2015 | $2.50 | Dec 6, 2015 | $2.50 |
| Dec 20, 2015 | $10.00 | Dec 20, 2015 | $10.00 |
| Dec 27, 2015 | $10.00 | Dec 28, 2015 | $10.00 |
| Jan 3, 2016 | $10.00 | Jan 4, 2016 | $10.00 |
| Jan 10, 2016 | $10.00 | Jan 11, 2016 | $10.00 |
| Jan 17, 2016 | $10.00 | Jan 18, 2016 | $10.00 |
| Jan 24, 2016 | $10.00 | Jan 25, 2016 | $10.00 |
| Jan 31, 2016 | $10.00 | Feb 2, 2016 | $10.00 |
| Feb 7, 2016 | $10.00 | Feb 9, 2016 | $10.00 |
| Feb 14, 2016 | $10.00 | Feb 15, 2016 | $10.00 |
| Feb 21, 2016 | $10.00 | Feb 22, 2016 | $10.00 |
| Feb 28, 2016 | $93.13 | Feb 28, 2016 | $93.13 |
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