Entrepreneur
Name
Stephen
Member since
May 2013
On-time repayments
181 installments • 65%
About Me
My name is Stephen Kiratu Maina and a resident of racecourse estate in Nakuru town.am married with three daughters all who are in various colleges here in nakuru county.After graduating from Kenya polytechnic l was employed as a electrician for fifteen years in Nairobi city but later started my own electrical shop here in Town.Though at first it was a challenge l thank God for this far as this has enabled me to educate my daughters and develop myself economically.l as do electrical repairs within the town.
My Business
l started the electrical shop in 1997 after getting out of employment.The business is very profitable and l do get my stock from the wholesalers in Nairobi and sell at a profit margin of 30%. mostly l stock the china product as they are cheap and easily affordable to the customers.Although there is a lot of competition from other traders l make sure that my prices are competitive and my technical knowledge in this field serves as added advantage to my business.l make an average of ks 15,000 as profit after deducting the business expenses.if advanced with the loan l will add more stock to the business hence increasing the sales.
Loan Proposal
Dear lenders. l hereby submit my loan application of ksh 52694 as school fees for my daughter who is in a final semester.l am grateful for the previous loans advanced to me that really enabled me to pay her education.all the money will be used in paying the school fees.l am glad that you made this possible and l am humbly appealing to my lenders to give me another chance and fund my loan so that l can her dream come true.l love my daughter very much and its my sincere prayer that as her father l will be able to pay for her education.Thank you all
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Loan Info
Project Type
Classic Loan
Disbursed amount
$529.00
Date disbursed
Aug 25, 2015
Repayment status
On Time
Projected term
13 months
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Summary
Amount repaid
$552.78
Amount remaining
$0.00
Date repaid
Sep 26, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 6, 2015 | $10.00 | Sep 6, 2015 | $10.00 |
| Sep 13, 2015 | $10.00 | Sep 13, 2015 | $10.00 |
| Sep 20, 2015 | $10.00 | Sep 20, 2015 | $10.00 |
| Sep 27, 2015 | $10.00 | Sep 27, 2015 | $10.00 |
| Oct 4, 2015 | $10.00 | Oct 5, 2015 | $10.00 |
| Oct 11, 2015 | $10.00 | Oct 11, 2015 | $10.00 |
| Oct 18, 2015 | $10.00 | Oct 18, 2015 | $10.00 |
| Oct 25, 2015 | $10.00 | Oct 25, 2015 | $10.00 |
| Nov 1, 2015 | $10.00 | Nov 5, 2015 | $10.00 |
| Nov 8, 2015 | $10.00 | Nov 8, 2015 | $10.00 |
| Nov 15, 2015 | $10.00 | Nov 18, 2015 | $10.00 |
| Nov 22, 2015 | $10.00 | Nov 22, 2015 | $10.00 |
| Nov 29, 2015 | $10.00 | Dec 1, 2015 | $10.00 |
| Dec 6, 2015 | $10.00 | Dec 6, 2015 | $10.00 |
| Dec 13, 2015 | $10.00 | Dec 13, 2015 | $10.00 |
| Dec 20, 2015 | $10.00 | Dec 20, 2015 | $10.00 |
| Dec 27, 2015 | $10.00 | Dec 28, 2015 | $10.00 |
| Jan 3, 2016 | $10.00 | Jan 3, 2016 | $10.00 |
| Jan 10, 2016 | $10.00 | Jan 10, 2016 | $10.00 |
| Jan 17, 2016 | $10.00 | Jan 17, 2016 | $10.00 |
| Jan 24, 2016 | $10.00 | Jan 25, 2016 | $10.00 |
| Jan 31, 2016 | $10.00 | Feb 1, 2016 | $10.00 |
| Feb 7, 2016 | $10.00 | Feb 9, 2016 | $10.00 |
| Feb 14, 2016 | $10.00 | Feb 18, 2016 | $10.00 |
| Feb 21, 2016 | $10.00 | Feb 23, 2016 | $10.00 |
| Feb 28, 2016 | $10.00 | Feb 28, 2016 | $10.00 |
| Mar 6, 2016 | $10.00 | Mar 8, 2016 | $10.00 |
| Mar 13, 2016 | $10.00 | Mar 15, 2016 | $10.00 |
| Mar 20, 2016 | $10.00 | Mar 23, 2016 | $10.00 |
| Mar 27, 2016 | $10.00 | Mar 31, 2016 | $10.00 |
| Apr 3, 2016 | $10.00 | Apr 7, 2016 | $10.00 |
| Apr 10, 2016 | $10.00 | Apr 10, 2016 | $10.00 |
| Apr 17, 2016 | $10.00 | Apr 19, 2016 | $10.00 |
| Apr 24, 2016 | $10.00 | Apr 28, 2016 | $10.00 |
| May 1, 2016 | $10.00 | May 2, 2016 | $10.00 |
| May 8, 2016 | $10.00 | May 9, 2016 | $10.00 |
| May 15, 2016 | $10.00 | May 16, 2016 | $10.00 |
| May 22, 2016 | $10.00 | May 26, 2016 | $10.00 |
| May 29, 2016 | $10.00 | Jun 3, 2016 | $10.00 |
| Jun 5, 2016 | $10.00 | Jun 6, 2016 | $10.00 |
| Jun 12, 2016 | $10.00 | Jun 12, 2016 | $10.00 |
| Jun 19, 2016 | $10.00 | Jun 26, 2016 | $10.00 |
| Jun 26, 2016 | $10.00 | Jun 26, 2016 | $10.00 |
| Jul 3, 2016 | $10.00 | Jul 6, 2016 | $10.00 |
| Jul 10, 2016 | $10.00 | Jul 10, 2016 | $10.00 |
| Jul 17, 2016 | $10.00 | Jul 21, 2016 | $10.00 |
| Jul 24, 2016 | $10.00 | Jul 30, 2016 | $10.00 |
| Jul 31, 2016 | $10.00 | Aug 4, 2016 | $10.00 |
| Aug 7, 2016 | $10.00 | Aug 8, 2016 | $10.00 |
| Aug 14, 2016 | $10.00 | Aug 17, 2016 | $10.00 |
| Aug 21, 2016 | $10.00 | Aug 27, 2016 | $10.00 |
| Aug 28, 2016 | $10.00 | Sep 1, 2016 | $10.00 |
| Sep 4, 2016 | $10.00 | Sep 4, 2016 | $10.00 |
| Sep 11, 2016 | $10.00 | Sep 11, 2016 | $10.00 |
| Sep 18, 2016 | $10.00 | Sep 21, 2016 | $10.00 |
| Sep 25, 2016 | $2.78 | Sep 26, 2016 | $2.78 |
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