University Fees for My Daughter

Stephen

Nakuru, Kenya

100% repaid

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Entrepreneur

Name

Stephen

Member since

May 2013

On-time repayments

181 installments  •  65%

About Me

My name is Stephen Kiratu Maina and a resident of racecourse estate in Nakuru town.am married with three daughters all who are in various colleges here in nakuru county.After graduating from Kenya polytechnic l was employed as a electrician for fifteen years in Nairobi city but later started my own electrical shop here in Town.Though at first it was a challenge l thank God for this far as this has enabled me to educate my daughters and develop myself economically.l as do electrical repairs within the town.

My Business

l started the electrical shop in 1997 after getting out of employment.The business is very profitable and l do get my stock from the wholesalers in Nairobi and sell at a profit margin of 30%. mostly l stock the china product as they are cheap and easily affordable to the customers.Although there is a lot of competition from other traders l make sure that my prices are competitive and my technical knowledge in this field serves as added advantage to my business.l make an average of ks 15,000 as profit after deducting the business expenses.if advanced with the loan l will add more stock to the business hence increasing the sales.

Loan Proposal

Dear lenders. l hereby submit my loan application of ksh 52694 as school fees for my daughter who is in a final semester.l am grateful for the previous loans advanced to me that really enabled me to pay her education.all the money will be used in paying the school fees.l am glad that you made this possible and l am humbly appealing to my lenders to give me another chance and fund my loan so that l can her dream come true.l love my daughter very much and its my sincere prayer that as her father l will be able to pay for her education.Thank you all

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Loan Info

Project Type

Classic Loan

Disbursed amount

$529.00

Date disbursed

Aug 25, 2015

Repayment status

On Time

Projected term

13 months

Other loans

Jun 2013:  $100

Oct 2013:  $204

Nov 2014:  $394

Oct 2016:  $816

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Ask Stephen a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Donald    Feb 28, 2017

    i conducted Mr Stephen and the man promised to make his payments by mid next week.

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  • Stephen    Oct 6, 2016

    Oh my goodness. Very fast and thank you lenders.

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  • Stephen    Oct 3, 2016

    hello, lam very grateful for the zidisha team and my lenders for giving me another opportunity to borrow with you but l am finding the loan deposist fund too high of ksh 28000 for a loan of kshs 80000. since yoy have indicated that l can choose the amount of loan member deposit that is paid once kindly advise how to go about it.thank you in advance.

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  • Stephen    Jun 3, 2016

    dear my lenders, l am happy to write to you to inform you that l am doing great in my business here in nakuru and my daughter is progressing on well. thank you for the support

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  • Stephen    Sep 20, 2015

    Dear lenders l write with deep gratitude and appreciation for giving me another chance to raise a loan with you and for trusting me with your hard earned money. l was able to pay school fees for my daughter and thank you for making this possible as she is in her final semester.GOD BLESS YOU ALL.

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  • Stephen    Aug 24, 2015

    Dear all, l take this opportunity to thank all my lenders and the entire zidisha team for giving me another chance and for accepting to fund my loan.l am very grateful for enabling me pay my daughters school fees. may Almighty God bless you and l promise to bide by the loan terms and conditions.

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  • Franmiguel    Aug 4, 2015

    Hi Stephen,
    Thanks for being such a great borrower.
    I hope that the loan has benefited both you and your business.
    All the best in the future
    Michael

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  • Franmiguel    Feb 26, 2015

    Hi Stephen,
    Great to see that you are doing well and always repaying on time.
    In fact, if I could make a recommendation...
    If you are finding it easy to make the current repayments, you might want to consider rescheduling to pay the loan off early.
    That way you could save interest!!! Which is always a good business outcome.
    All the best
    Michael.

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  • Franmiguel    Dec 26, 2014

    Hi Stephen,
    Happy Holiday Season to you.
    I hope you and your business have a great 2015.
    Regards
    Michael

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  • Stephen    Jun 22, 2014

    hi, l hope you do good and want to thank my lenders for the much they have given me.l can see my loan is 52%funded and l want to accept the bids instead of it going back to zero since l can see the time has expired but l have tried to accept but not possible.what is the problem?

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  • Stephen    Jun 3, 2014

    to my lenders l appreciate everyone who has contributed to my bids so far and it is my sincere hope that my loan will be fully funded. l own an electrical shop as well as l do repairs so l appeal to my lenders just the way that l have not disappointed you with the two loans that you gave me l will not fail to pay even this one. kindly do assist me.

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  • Stephen    Sep 29, 2013

    dear lenders,my name is stephen Kiratu and l am doing fine here in Kenya.it is my sincere hope that all is well with you and very grateful for having come this far and for trusting me with money.My business is doing well as l was able to add stock my electrical business which helped me in increasing sales.in fact l have been able to achieve much as a result of my sales increasing.l am very grateful once more to Zidisha platform for helping me come this far for their dedication in empowering entrepreneurs all over the world.keep up the good work and may Almighty God bless you and your families.My next plan is to borrow a bigger loan that l will be able to add more stock to the business and l will be able to take my business to the next level.

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  • Stephen    Jun 24, 2013

    dear lenders,my name is Stephen Kiratu and a resident of Nakuru.am grateful to my dear lenders who generously contributed to my loan.in fact l was able to buy more stock to my business and the business has picked up as l am able to make sales worth ks 2,000 on daily basis.This could not have happened without your help.my dream is to grow my business tio the next level where l want to supply the electronics goods to my customers.Thanks once more.

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