To expand my phones business

Entrepreneur

About Me

I am the last born in our family of eight. I grew up in the country side in the central region of Kenya where i started my basic education at the age of six. Since my home is next to the local school at a tender age when i joined nursery school i used to think the school was part of our homestead. After eight years i did my basic primary certificate exam and proceeded to a local Secondary school where i later sat for my secondary certificate exam.
After achieving my secondary certificate i couldnt proceed to the next level due to financial difficulties. I therefore started performing as an actor in our local institutions including churches, schools and in other functions. I also trained
young kids in acting and music at our local Presbyterian church. During that duration i went on with very much difficulties since i mostly volunteered going on without a pay. At some functions which i acted for payment i could wait for months to get my due only to note that i was corned.
During the time i was training young kids in music i met a well wisher who helped get an employment as an elementary school teacher. This is where i was able to save some money to pay for a mobile phones technician course. After completing my course I was employed in Thika town as a technician. Two years later i felt i had enough experience to open my own small workshop. I therefore proceeded to rent a small shop near Thika town main bus stage where i operate.
I also run a wifi hotspot in my shop that was intalled and I was made an agent. I am paid in commissions each and every month.

My Business

After completing my secondary education, I can count several areas where I had tried to invest, that is from farming, bakery, hatchery to films and music production.

I have now gathered enough experience in several fields after going through alot like in the year 2018 I tried a hand in farming and had about two acres of cabbages. I counted total loss but I now boast of experience.

In phone repairing business that I have now done for about ten years I know where the meat is sweet.
I get my income from servicing and also mainly from selling phones spares.

Loan Proposal

After the first loan that you gave to me, I invested as i had described and a little of it I invested in my long time phone repairing business. I have rrally enjoyed taking loans from you since my dear lenders you really understand how small enterpreneurs hustle to get loans from banks without any success.In zidisha there is no paper works or collatral moreover the interest is very low. In addition there is direct communication with lenders who always request to be updated how businesses are faring. I humbly apologize for failing to post updates during my first loan.It was due to poor network coverage but since i have an adroid phone this will never happen again my dear lenders.
I have noticed abig gap in our phones repairing business since we get spare parts only from the city of Nairobi. This eat up a portion of our profit. Hence I have decided to fill this gap by stocking my shop with spareparts and glass protectors for all phones. I will evenly distribute the kshs. 44,586 towards stocking phones spareparts for different phones especially the newest adroid phones that has flooded in our town. Iam still based at Thika main stage. Thanks alot.

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