Mercy
Nairobi, Kenya
100% repaid
Name
Mercy
Member since
April 2015
On-time repayments
191 installments • 47%
My names are mercy Ndwiga,I was born in Embu county,in manyatta division,kibogo village.
I started my education at kibogo primary school and attained a B plain,then I joined ngoviu secondary school and attained a C+,then I stayed for 3 years just helping my parents at home because there was no money for me to continue to college ,then I decided to go to the city with my cousin who by then was working in a company,I got a job earning 3000 less per month,while working I got married to my husband of whom we were working together,We were blessed with 2 beautiful daughters.
During this time life became so difficult because stopped working to take care of my children and my husband was earning little money which will not cater for our needs as a family,therefore I decided to start a small business of selling cakes near the road where I was staying,I continued step by step until I got some money to buy small machines to make cakes and sell up to date,I use my profit to improve my bakery and do so investment at home.
As I have mentioned above things were not going well when I got married,also due to low income that we were getting was very low,this is the time I decided that I rather do something to to help my husband to generate some more income to push us forward,I started buying some cakes from kayole wholesale and selling them in donholm,I did this for 6 years until I got I shop in donholm phase 8 where I was selling from,My husband gave my some to buy a small machine to start making cakes in my shop and selling them to my customers at a wholesale price,one day I was introduced to zidisha with my friend then I started expanding my bakery which right now is a big bakery situated in Nairobi city near kayole junction up to date.
First let me take this opportunity to thank you for the support that you have given me so far,God bless you my lenders.
If given this loan i will use it to purchase a motorbike whereby it will be used mainly for transportation of cakes from my bakery to the various customers within Nairobi city.
The cost of the motorbike ranges from 50,000kes to 65,000kes according to the research that have done.The total loan 29,000kes,then i will add the remaining from my savings.
Have been renting a small vehicle to do the job where it has been so costly to me,also it does not enter interior areas but with motorbike it will enter everywhere and it will be faster than the vehicle that have been using.
By doing this it will raise my income to 60%.please my lenders find time and look my loan proposal.Thanks in advance
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$392.00
Date disbursed
Jan 24, 2016
Repayment status
On Time
Projected term
9 months
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