James
Lusaka, Zambia
71% repaid
Name
James
Member since
July 2016
On-time repayments
40 installments • 68%
i was born on 27/07/1996 in the city of ndola,known to be the firstborn of my parents who got separated when i was 4 years old and was left with mum when dad went to lusaka and start living there.
for mum it was hard for to keep me beacuse of her finacial staters,so she had to take me to my uncle dad's older brother who is the bishop of Rainbow ministry.
by then uncle only had two children louisa who was 4years old and dorcas who was just a baby by that time ... uncle and anunt kept me like their own son cause nowerdays it si every hard to keep someones child nor even your brother's but they kept me like their onw.
i started my primary school at the age of six and during my learning when i was in the 3nd grade mum came to ask uncle's permission for me to go and spend my holydays with her but unfortunetrly uncle couldn't accept...so all that time i was living with uncle and when i entered secondary dad cameback from lusaka and take me to be living with him...so from that time have been living with dad and my stepmum,but by now am living with 3 friends[elvis,archie and anthony].
myself and my friendwe started working to a company of the TRADE KINGS limited as casual workers and were payed 30zmw per day from monday to friday,so i had to organise some money and start myself a business of selling CDs such as movies,cartoon and video songs and the business is good atleast am able to contribute with my friends in paying rentals,buying food and other staffs.
what i love about zambia is that it is a peaceful country and a christian nation where you can't find war.
what i kindly do to pass my time is writing and composing songs and sings as well with some friends of mine...i love sings alot.
i want to start buying and suppling computers(laptops) to inside and outside my countries and one of these country is the D.Rcongo cause in this country laptops are sold every fast and quick.
This type of business is of bringing development the nations in technology and these item are in useful and are in demand to each person to have such as in schoolwork and other places.
i have chosen this kind of business cause it is good and fast,and gives back good money way by when i buy one laptop on ebay.com and sell it here am able to a good profit.
The typical costs of these item is when i buy them from i'll only be payiny 80zmw to the collecting post when the iems have been sent from Europe on a ship and will be reaching zambia in1 week.
the profit that i'll be finding is of improving my business and taking it to the other level and be saving some money for future use.
when i get the loan i'll start with buying one laptop at the amount of 130$ to go and sale in the D.R congo at the price of 250$ and the transport of going and coming back plus eating will cost 45$ and whet i sale the item i'll deducted the buying price which is 130$ and the transport which is 45$ and i'll remain with 75$ as the profit and i'll use it to improve my business and other staffs when the business is improved.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$176.00
Date disbursed
Jul 30, 2016
Repayment status
Late
Projected term
9 months
Amount repaid
$131.91
Amount remaining
$52.86
Expected completion
May 12, 2017
Status
Repaying late
Installment amount
$4.71
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 12, 2016 | $4.71 | Aug 5, 2016 | $4.71 |
Aug 19, 2016 | $4.71 | Aug 12, 2016 | $4.71 |
Aug 26, 2016 | $4.71 | Aug 19, 2016 | $4.71 |
Sep 2, 2016 | $4.71 | Aug 26, 2016 | $4.71 |
Sep 9, 2016 | $4.71 | Sep 2, 2016 | $4.71 |
Sep 16, 2016 | $4.71 | Sep 9, 2016 | $4.71 |
Sep 23, 2016 | $4.71 | Sep 16, 2016 | $4.71 |
Sep 30, 2016 | $4.71 | Sep 23, 2016 | $4.71 |
Oct 7, 2016 | $4.71 | Sep 30, 2016 | $4.71 |
Oct 14, 2016 | $4.71 | Oct 7, 2016 | $4.71 |
Oct 21, 2016 | $4.71 | Oct 14, 2016 | $4.71 |
Oct 28, 2016 | $4.71 | Oct 21, 2016 | $4.71 |
Nov 4, 2016 | $4.71 | Oct 28, 2016 | $4.71 |
Nov 11, 2016 | $4.71 | Nov 4, 2016 | $4.71 |
Nov 18, 2016 | $4.71 | Nov 11, 2016 | $4.71 |
Nov 25, 2016 | $4.71 | Nov 18, 2016 | $4.71 |
Dec 2, 2016 | $4.71 | Nov 25, 2016 | $4.71 |
Dec 9, 2016 | $4.71 | Dec 2, 2016 | $4.71 |
Dec 16, 2016 | $4.71 | Dec 9, 2016 | $4.71 |
Dec 23, 2016 | $4.71 | Dec 16, 2016 | $4.71 |
Dec 30, 2016 | $4.71 | Dec 23, 2016 | $4.71 |
Jan 6, 2017 | $4.71 | Dec 30, 2016 | $4.71 |
Jan 13, 2017 | $4.71 | Jan 10, 2017 | $4.71 |
Jan 20, 2017 | $4.71 | Jan 21, 2017 | $4.71 |
Jan 27, 2017 | $4.71 | Feb 3, 2017 | $4.71 |
Feb 3, 2017 | $4.71 | Feb 9, 2017 | $4.71 |
Feb 10, 2017 | $4.71 | Feb 17, 2017 | $4.71 |
Feb 17, 2017 | $4.71 | Mar 17, 2017 | $4.71 |
Feb 24, 2017 | $4.71 | ||
Mar 3, 2017 | $4.71 | ||
Mar 10, 2017 | $4.71 | ||
Mar 17, 2017 | $4.71 | ||
Mar 24, 2017 | $4.71 | ||
Mar 31, 2017 | $4.71 | ||
Apr 7, 2017 | $4.71 | ||
Apr 14, 2017 | $4.71 | ||
Apr 21, 2017 | $4.71 | ||
Apr 28, 2017 | $4.71 | ||
May 5, 2017 | $4.71 | ||
May 12, 2017 | $1.04 |
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