Simon    Sep 11, 2014

Am adjusting my business cashflow inorder to be able to clear my loan Initially it was hard for me
to pay on weekly basis i didn't knew the term of repayment were changed This is my third loan and i
thought i will repay on monthly basis as previous loans Now i will remitting a minimum of ksh1000
per week this will enable me to clear the arrears and on time repaying the balances I promise i will
be honest with you and trustworthy Thank You

Simon    Jul 15, 2014

I will be comfortable paying at the end of the month as idid the previous loans Weekly repayment
will be not be practical because it will intefere with my records hence affecting my business cash
Flow As i will be paying my household and business utilities like food water rent fuel gas and elect
ricity as i normally do iwill include my instalments

Simon    Jul 4, 2014

Kitty    Jul 4, 2014

best wishes for the continued success of your business, I hope the motorbike works out well

Austine    Jun 24, 2014

Man i really admire how you progress you have inspired me big up brother

• Simon    Jun 25, 2014

  thank you for your kind words.I do believe in God hardworking smartly determination pass
  ion and counter-attacking competations
  i do stock some wares which my neighbours
  do not have and they do not know where i
  source them.Hey man love whatever job you
  are doing provided it is legal and dont under
  mine yourself at the end of the day you will
  realise your dreams and above all PUT GOD
  1ST each and every day to lead and guide you.GOODDAY

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Jane    Jun 22, 2014

I admire your hard work.I know how people who do this kind of business have to struggle.You are a good example to so many young people looking for jobs.you can start from noting and grow,Keep it up.Simon.

• Simon    Jun 23, 2014

  thank you for your encouragement am still struggling bearing in mind that God will bless me In order to excel one must be passionate in
  business determined and above all God fearing

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Simon    Sep 23, 2013

Hey my fellow borrowers i hope all of us have benefited from ZIDISHA.Am sure each and everyone of us have a story to tell of how ZIDISHA has helped us to better our lifes socially and above all economically.I think we are all GOD fearing so let us be honest obedient and trustworthy.As we celebrate when we receive loans from lenders lets reciprocate by making them laugh while we repay on time without being pushed.In case of any problem forward it to the ZIDISHA TEAM to solve they will hear you.Please be answering their calls and SMS.Do not play cats and mouse game.Be genuine be open let your business be known.Lets be borrowers of high moral intergrity and GOD will bless us.Apart from ZIDISHA tell me any where else you can get loan without strings attached.I do urge you to be faithful.LONG LIVE ZIDISHA.Thank you.

Simon    Sep 23, 2013

Simon    Sep 5, 2013

Hey my lenders am grateful for your kind support my business is doing well i have increased my stocks i have new customers and also retained the old ones due to consistency of restocking overcoming competation talking nicely to customers selling my wares at an affordable price mouth-mouth advertising this has made my profit marging to increase doublefold my challenge is weather:sun and rain. I sell in an open-air kiosk/area but in the evening gather my wares and put them in a store which i have rented .due to sun some goods like electricals; sockets extensions insulating tapes to mention a few do fades others like padlocks cooking pans tools do rusts due todrizzles/rain to overcome this am planning to buy a big umbrella or atarpaulin.i have aproblem of transporting my stock from the source am hoping,if you consider my next
loan application to by a motorbike which is convenient and economical.my future plan is lease a hardware shop.I vow to remain honest and trustworthy to ZIDISHA, GODBLESS YOU ABUNDANTLY.Thank you alot.

Simon    Sep 5, 2013

Hey my lenders am grateful for your kind support my business is doing well i have increased my stocks i have new customers and also retained the old ones due to consistency of restocking overcoming competation talking nicely to customers selling my wares at an affordable price mouth-mouth advertising this has made my profit marging to increase doublefold my challenge is weather:sun and rain. I sell in an open-air kiosk/area but in the evening gather my wares and put them in a store which i have rented .due to sun some goods like electricals; sockets extensions insulating tapes to mention a few do fades others like padlocks cooking pans tools do rusts due todrizzles/rain to overcome this am planning to buy a big umbrella or atarpaulin.i have aproblem of transporting my stock from the source am hoping,if you consider my next
loan application to by a motorbike which is convenient and economical.my future plan is lease a hardware shop.I vow to remain honest and trustworthy to ZIDISHA, GODBLESS YOU ABUNDANTLY.Thank you alot.

bconrad    Aug 16, 2013

Dear Lenders, my name is Bayle and I am a Country Liaison Intern with Zidisha. Please note that a minor error was made in Mr. Mbugua's repayment schedule, and a payment was erroneously entered for August 16th. Upon removal of this transaction, the amount that had been credited to your lender accounts will be reversed and will reduce your available balances accordingly.

Mr. Mbugua- keep up the great work in making payments! Best wishes to you.

adventurerneil    Feb 17, 2013

Greetings lenders! My name is Neil DiMuccio, and I am a Client Relationship Manager with Zidisha in Kenya. I am currently visiting borrowers to learn more about them and support them with their Zidisha loans. It is my hope that this work will build bridges to better connection and understanding, and that Zidisha and its borrowers will increasingly grow, communicate, and support each other.

Recently I was able to visit Simon in Ongata Rongai with fellow Zidisha staff Traci. Simon is a man who had worked in construction for many years, but eventually decided that the risky and back-breaking labor wasn’t a good idea. So he decided to start a shop selling construction supplies. He stocks his shop based on demand, and finds that measuring tapes, padlocks, tools for digging, and ball-bearings are some of the most-requested items. Simon does a good job of bookkeeping, and has detailed records of all that he buys and sells. Working Monday-Saturday, he claims some 3000 Kenyan Shillings in profit per week from this business, which is not very much to live on in this town adjacent Nairobi.

Simon said he was eager to repay his first loan, so that he could get a larger loan in the future and further increase his stocks and business. It was a pleasure meeting Simon, and he was very kind to take an hour out of his day to speak with us. We wish him all the best!

Jameson    Nov 19, 2012

Hope everything is going well. Please keep us up to date on the business. Interested in how things are going. Hope the best for you.