Name
Joseph
Member since
February 2013
On-time repayments
302 installments • 83%
My names are Joseph Ngumi Nganga. I was born in Nakuru county at a place called Rongai. We have lived in Rongai with my family for many years until I relocated to Nairobi in Dandora estate in the year 1990. I am a father of four children who have all completed schooling. They have also gone to college and successfully completed their courses. I live in plot number E429, Dandora phase Five. I operate a hardware shop at the estate and this has been a business that I have operated for more than twenty years.
My business of a hardware shop I started in the year 1992. The business is located in Dandora estate and at a strategic place where customers can be able to get the services easily. The main items that I sell in the hardware shop are cement,iron sheets, nails, wheelbarrows, barbed wire, mesh wires, and many other stuffs involving building and construction. This is a good business here especially with the opening up of other areas which require building and construction materials. the main challenges that affect the business are fluctuating prices of these items that I sell which is usually affected by world prices of fuel.
Thank you Zidisha for granting me this opportunity to be given a loan. I wish to use this loan to improve my business in several ways.Firstly, I would like to increase my stock as well as introducing new other items that I was not selling such as paints. I would also like to repaint my shop as the old paint has faded and thus I will be able to give my business a new look.
Positive
10
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$500.00
Date disbursed
Feb 24, 2013
Repayment status
On Time
Projected term
4 months
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