Jenipher

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Jenipher

Member since

August 2013

On-time repayments

90 installments  •  32%

About Me

My name is Jenipher Achungo.i am a resident of Nakuru County,Kenya.I was born in the year 1979 at a place called Shikoko location in Kakamega County,Kenya.I started going to school in the year 1987-1994 in St.Paul's Primary School.Later in the year 1995,i joined Flamingo Secondary School,Nakuru, in form One.In the year 1998,I did my (K.C.S.E),Kenya certificate of Secondary Examinations.
In the year September,2005,i joined Kenya Institute of Management for my Diploma in Business Management and i graduated in the year 2007.I started looking for an employment within the City and in the year 2008,i was lucky to get one from Silicon Cyber Investments.I worked in a position of a supervisor until we were laid off in the year 2009,by the company management due to company's financial crisis.I worked for one year and five months only.That is when i decided to open my own business since i had some savings in my bank account.

My Business

My business deal with all types of Candy(sweets),biscuits,ground-nuts,scratch-cards(Safaricom,Airtel Yu,Orange airtimes)Cigarettes,local daily News papers,simu ya jamii and refilling gas cylinders.I started this business in the year 2010.My business is registered under the by-laws of Nakuru Municipal Council regulations.I started this immediately i got some money from my savings which i got from my former work.
You can buy all types of sweets and biscuits,ground-nuts among other products which are in today's Kenyan market.The other services you can get from my store are,you can buy a cooking gas cylinders.My customers oftenly come for my services since i do sell at a reasonable price and also provide free home delivery of the products.(refilled gas cylinders)
In the year November, 2011,i was loaned Ksh.50,000/= from the Vision Afrika Savings &Credits Co-Operative Society Ltd and repaid within 12 months time,which ran until December,2012.For now i do not hold any debt from any institution .That is why i was requesting from the Zidisha Micro finance to grant me a loan so that i can buy the goods in wholesale and in bulky and also buy the Gas cylinders in bulky so as to satisfy my customers needs and in large volumes.There is a high demand of the commodity,hence the Gas supply is very demanding in this area.Thank you and God bless you all.

Loan Proposal

Thank you so much Zidisha team and the lending panel for your continuous support you have demonstrated to my business.For the last loan,it really improved my business to a higher level and i do appreciate you so much for your support.
For this second loan,i am planning to add more gas cylinders due to the more demand and orders i have received from my clients for the much awaited Christmas season to be celebrated across the globe by the Christians.For sure i am proud to be among the zidisha big family and i thank you for your continuous and generous contributions towards my future entrepreneurship.Thank you and God bless you all.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$307.00

Date disbursed

Dec 11, 2013

Repayment status

On Time

Projected term

81 months

Lenders

Kitty

Hailsham, United Kingdom

A

anonymus

Moon, United States

L

Lemon

Switzerland, Switzerland

B

Bavarian

Bavaria, Germany

D

duckdork

De Forest, United States

Ingela

Falun, Sweden

N

NLArjan

Leiden, Netherlands

joaoferraz

RINCHOA, Portugal

S

Smith

Kespu'kwitik, Canada

A

anagnan

BRUXELLES, Belgium

E

Escalada

Bakersfield, CA, United States

C

CZC

Lake Zurich, United States

B

Budgie81

Norwalk, United States

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Summary

Amount repaid

$467.92

Amount remaining

$0.00

Date repaid

Dec 5, 2019

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Jan 14, 2014 $32.56 Feb 13, 2014 $32.56
Feb 14, 2014 $32.56 Feb 13, 2014 $32.56
Mar 15, 2014 $32.56 Mar 15, 2014 $32.56
Apr 15, 2014 $32.56 Mar 15, 2014 $0.01
Apr 15, 2014 $32.55
May 15, 2014 $0.01 Apr 15, 2014 $0.01
Jun 15, 2014 $5.88 Apr 15, 2014 $0.01
Dec 10, 2014 $5.87
Jul 15, 2014 $0.00
Aug 15, 2014 $0.00
Sep 15, 2014 $0.00
Oct 15, 2014 $0.00
Nov 15, 2014 $0.00
Dec 15, 2014 $0.00
Jan 15, 2015 $23.53 Dec 10, 2014 $0.01
Jan 15, 2015 $23.52
Feb 15, 2015 $0.00
Mar 15, 2015 $0.00
Apr 15, 2015 $8.24 Jan 15, 2015 $0.01
Apr 15, 2015 $8.22
May 15, 2015 $0.00
Jun 15, 2015 $0.00
Jul 15, 2015 $0.00
Aug 15, 2015 $0.00
Sep 15, 2015 $0.00
Oct 15, 2015 $5.88 Apr 15, 2015 $0.01
Oct 25, 2018 $5.87
Nov 15, 2015 $5.88 Oct 25, 2018 $5.88
Dec 15, 2015 $5.88 Oct 25, 2018 $5.88
Jan 15, 2016 $5.88 Oct 25, 2018 $5.88
Feb 15, 2016 $5.88 Oct 25, 2018 $5.88
Mar 15, 2016 $5.88 Oct 25, 2018 $5.88
Apr 15, 2016 $5.88 Oct 25, 2018 $5.88
May 15, 2016 $5.88 Oct 25, 2018 $5.88
Jun 15, 2016 $5.88 Oct 25, 2018 $5.88
Jul 15, 2016 $5.88 Oct 25, 2018 $5.88
Aug 15, 2016 $5.88 Oct 25, 2018 $5.88
Sep 15, 2016 $5.88 Oct 25, 2018 $5.88
Oct 15, 2016 $5.88 Oct 25, 2018 $5.88
Nov 15, 2016 $5.88 Oct 25, 2018 $5.88
Dec 15, 2016 $5.88 Oct 25, 2018 $5.88
Jan 15, 2017 $5.88 Oct 25, 2018 $5.88
Feb 15, 2017 $5.88 Oct 25, 2018 $5.88
Mar 15, 2017 $5.88 Oct 25, 2018 $5.88
Apr 15, 2017 $5.88 Oct 25, 2018 $5.88
May 15, 2017 $5.88 Oct 25, 2018 $5.88
Jun 15, 2017 $5.88 Oct 25, 2018 $5.88
Jul 15, 2017 $5.88 Oct 25, 2018 $5.88
Aug 15, 2017 $5.88 Oct 25, 2018 $5.88
Sep 15, 2017 $5.88 Oct 25, 2018 $5.88
Oct 15, 2017 $5.88 Oct 25, 2018 $5.88
Nov 15, 2017 $5.88 Oct 25, 2018 $5.88
Dec 15, 2017 $5.88 Oct 25, 2018 $5.88
Jan 15, 2018 $5.88 Oct 25, 2018 $5.88
Feb 15, 2018 $5.88 Oct 25, 2018 $5.88
Mar 15, 2018 $5.88 Oct 25, 2018 $5.88
Apr 15, 2018 $5.88 Oct 25, 2018 $5.88
May 15, 2018 $5.88 Oct 25, 2018 $5.88
Jun 15, 2018 $5.88 Oct 25, 2018 $5.88
Jul 15, 2018 $5.88 Oct 25, 2018 $5.88
Aug 15, 2018 $5.88 Oct 25, 2018 $5.88
Sep 15, 2018 $5.88 Oct 25, 2018 $5.88
Oct 15, 2018 $5.88 Oct 25, 2018 $5.88
Nov 15, 2018 $5.88 Oct 25, 2018 $0.01
Jan 25, 2019 $5.87
Dec 15, 2018 $5.88 Jan 25, 2019 $5.88
Jan 15, 2019 $5.88 Jan 25, 2019 $5.88
Feb 15, 2019 $5.88 Jan 25, 2019 $0.01
Feb 13, 2019 $5.87
Mar 15, 2019 $5.88 Feb 13, 2019 $0.01
Mar 14, 2019 $5.87
Apr 15, 2019 $5.88 Mar 14, 2019 $0.01
Apr 16, 2019 $5.87
May 15, 2019 $5.88 Apr 16, 2019 $0.01
May 17, 2019 $5.87
Jun 15, 2019 $5.88 May 17, 2019 $0.01
Jul 16, 2019 $5.87
Jul 15, 2019 $5.88 Jul 16, 2019 $5.88
Aug 15, 2019 $5.88 Jul 16, 2019 $0.01
Sep 2, 2019 $5.87
Sep 15, 2019 $5.88 Sep 2, 2019 $5.88
Oct 15, 2019 $5.88 Sep 2, 2019 $0.01
Dec 5, 2019 $5.87
Nov 15, 2019 $5.88 Dec 5, 2019 $5.88
Dec 15, 2019 $5.88 Dec 5, 2019 $5.88

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