Entrepreneur

About Me

My names is Joel Obura Obunga.I was born in the year 1988,in Rachuonyo District.I am a father of one daughter by the name Maureen,and a husband to Jane Akinyi.I started going to school in the year 1995-2003,where i finished my primary education.I did not perform as per my family's expectations in the final examinations.This led me not to continue with my secondary school education due to poor results.That is when my parents decided to take me to a polytechnic for a course in carpentry.After the course i moved to Nairobi to look for a job.I was lucky since my uncle was living in Nairobi,so it was easy for me to have a place to go and live together.
I got a job although it was on commission basis in Umoja Estate for a carpentry shop.I was expert in structuring new fashionable couches,coffee tables,wall-units among other items.I thank God that i got some money from these job which lasted for almost three years.In the year 2009,I opened a small grocery shop in Kayole Estate with the money i got from my previous commission work and the soft loan i was given by my uncle.I was really determined to own a business,of which i made it and run it upto date.

My Business

My business deals with selling groceries.I started this business in the year 2009.I started selling small things like,vegetables cooking oil,sugar,bread,candy among other stuffs.I opened my business after getting so many disappointments wherever i was previously working.I thank God because since i opened my shop He(God) Had provided me with potential and reliable customers.i have already improvised my shop,which means that, through the Zidisha loan i can add more stocks to improve and increase my sales.
My business sometimes faces some challenge which includes selling at higher prices compared to my other competitors.They sell at a cheaper prices because they buy the goods in bulky,leading to cheaper prices.
Through the Zidisha loan,i will be able to buy goods in large quantity and in bulky,which translates fair prices to my customers.I believe through this i will earn more potential customers and more profits,which i will manage to be paying back my monthly installments on time and without fail.Thanks Zidisha organization for considering small businesses like mine.God bless Zidisha.

Loan Proposal

Thank you so much the Zidisha Microfinance,Through this second i will add more bulky stock,which i will be in a position to sell at a reasonable price and therefore attracting more new customers.Secondly i will buy bulky charcoal which i have identify to be the problem within this Village,thus i will sell to my customers at a fair price..I really appreciate the Zidisha Management for the excellent work in improving our businesses and our lives too.Thanking you in advance and i welcome all the lenders/bidders on board.Thank you all.

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