Name
Hellen
Member since
July 2015
On-time repayments
165 installments • 92%
my name is hellen anyango sika. i am the sixth born in a family of nine. we are five ladies and four men. i did my primary school education here in nairobi at a school called city primary school. later in high school, i was taken to a boarding school and did my 'o' level at a school called nyamira girls high school. as we were growing, my mother had a sewing machine in the house and that is how i came to learn to run the machine during weekends or holidays. later before joining professional college, i did some touch up course in tailoring and also did some sales job at a company called johnson&johnson. we would move from town to town doing sales and visiting different institutions. the challenges i encountered were many since one had to work extra hard for you to attain your commission to sustain you for the rest of the month. later on, i joined temple secretarial college where i did my course in secretarial and attained my certificates. before getting a job, i did some attachment in some firm relieving someone on study leave.
later on, i joined technical fire engineers to works as a secretary. there, i worked for five years and then moved on to a hire purchase firm. there i've worked with them for more than ten years. at the same time, i had started my family so my income was becoming more and more limited, as basic needs for the family were required and economic situation in the country was not any better. that is what actually prompted me to think outside the box and diversify my income.
as for the culture where i live in. in the first place, i am intermarried and therefore the culture/customs are different from my homeland. there's an occasion for the new borns call 'itega' for welcoming the new borns. they also name children differently unlike ours. later also, during dowry negotiations, their culture/customs are different from ours which i found very interesting.
i have two children (girls). the first born is in class six and she would like to be a doctor (surgeon) when she grows up. the other one is in class three and she would like to be a teacher.
i am a very social person. i love travelling during my pastime i always like visiting friends/relatives. we have chamas that i also attend and it boosts me a lot!! and also involved in church activities like visiting the less fortunate in the society/ serving in church and social work.
i began this business roughly five years ago. i took a sacco loan at my place of work. i do tailoring and sale of tailor made, materials and assorted upholstery.
as it is at the moment, economic situation in our country is not conducive, so buying ready made clothes to most of the common mwananchi is limited. so by tailoring, i serve my customers to their satisfaction and readily available since i work with what is trending and i find it easy since most customers come knowing exactly what they want.
i chose this kind of business because it is flexible as i am able to work up to late hours and still make it to work the following morning without any hitches in the office. tailoring is not as tedious and compared to other types of manual jobs. so i enjoy sewing especially what is trending.
typical costing depends on if the material is for the customer or if the material is your and you include all round cost. any simple dress/shirt costs approximately shs. 2,000/= on the lower side. as you make decent and latest outfits, word goes round and one cannot miss on getting customers throughout. a part from that, i supplement my business with my salary and loans from chamas and sacco.
the profits goes to reinvesting in my business as trends of fashion keeps coming out every other day, so one has to move with the times. part of the profit also i use to improve my household and also savings too.
This is to let you know that the loan i will get will enable me add more materials/stocks since we are entering the festive season, i will be able to have enough stocks and also enable me process previous orders that are still pending. to enable me run the business smoothly, i should not let any customer miss on an opportunity that should be available. i can also introduce more stuff like ready made out fits apart from tailor made one. this will enable customers have a variety to choose from being that some customers prefer ready made outfits to tailor made one. to go with the tailor made and ready made, i would also sell some readily available and affordable shoes for girls and ladies since they move so fast and trend in the market. to also enable me meet customers orders, i can add one more tailoring machine to enable me meet the customers demands as no orders will be pending. all orders will be done on time and also create employment for an individual. by employing one or two, this creates employment and also empowers my customers that all is well since the business is growing. by estimating the margins, so far, profit margins are 100% per cent since i normally buy my stock in bulk and stock for ready customers.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$251.00
Date disbursed
Oct 18, 2016
Repayment status
On Time
Projected term
20 months
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Amount repaid
$250.87
Amount remaining
$0.00
Date repaid
May 21, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 30, 2016 | $3.02 | Oct 30, 2016 | $3.02 |
Nov 6, 2016 | $3.02 | Nov 6, 2016 | $3.02 |
Nov 13, 2016 | $3.02 | Nov 13, 2016 | $3.02 |
Nov 20, 2016 | $3.02 | Nov 20, 2016 | $3.02 |
Nov 27, 2016 | $3.02 | Nov 27, 2016 | $3.02 |
Dec 4, 2016 | $3.02 | Dec 4, 2016 | $3.02 |
Dec 11, 2016 | $3.02 | Dec 11, 2016 | $3.02 |
Dec 18, 2016 | $3.02 | Dec 18, 2016 | $3.02 |
Dec 25, 2016 | $3.02 | Dec 25, 2016 | $3.02 |
Jan 1, 2017 | $3.02 | Jan 1, 2017 | $3.02 |
Jan 8, 2017 | $3.02 | Jan 8, 2017 | $3.02 |
Jan 15, 2017 | $3.02 | Jan 15, 2017 | $3.02 |
Jan 22, 2017 | $3.02 | Jan 22, 2017 | $3.02 |
Jan 29, 2017 | $3.02 | Jan 29, 2017 | $3.02 |
Feb 5, 2017 | $3.02 | Feb 5, 2017 | $3.02 |
Feb 12, 2017 | $3.02 | Feb 12, 2017 | $3.02 |
Feb 19, 2017 | $3.02 | Feb 19, 2017 | $3.02 |
Feb 26, 2017 | $3.02 | Feb 26, 2017 | $3.02 |
Mar 5, 2017 | $3.02 | Mar 5, 2017 | $3.02 |
Mar 12, 2017 | $3.02 | Mar 12, 2017 | $3.02 |
Mar 19, 2017 | $3.02 | Mar 19, 2017 | $3.02 |
Mar 26, 2017 | $3.02 | Mar 27, 2017 | $3.02 |
Apr 2, 2017 | $3.02 | Apr 3, 2017 | $3.02 |
Apr 9, 2017 | $3.02 | Apr 9, 2017 | $3.02 |
Apr 16, 2017 | $3.02 | Apr 16, 2017 | $3.02 |
Apr 23, 2017 | $3.02 | Apr 24, 2017 | $3.02 |
Apr 30, 2017 | $3.02 | Apr 30, 2017 | $3.02 |
May 7, 2017 | $3.02 | May 9, 2017 | $3.02 |
May 14, 2017 | $3.02 | May 14, 2017 | $3.02 |
May 21, 2017 | $3.02 | May 21, 2017 | $3.02 |
May 28, 2017 | $3.02 | May 28, 2017 | $3.02 |
Jun 4, 2017 | $3.02 | Jun 4, 2017 | $3.02 |
Jun 11, 2017 | $3.02 | Jun 11, 2017 | $3.02 |
Jun 18, 2017 | $3.02 | Jun 19, 2017 | $3.02 |
Jun 25, 2017 | $3.02 | Jun 26, 2017 | $3.02 |
Jul 2, 2017 | $3.02 | Jul 2, 2017 | $3.02 |
Jul 9, 2017 | $3.02 | Jul 9, 2017 | $3.02 |
Jul 16, 2017 | $3.02 | Jul 16, 2017 | $3.02 |
Jul 23, 2017 | $3.02 | Jul 23, 2017 | $3.02 |
Jul 30, 2017 | $3.02 | Jul 30, 2017 | $3.02 |
Aug 6, 2017 | $3.02 | Aug 6, 2017 | $3.02 |
Aug 13, 2017 | $3.02 | Aug 14, 2017 | $3.02 |
Aug 20, 2017 | $3.02 | Aug 20, 2017 | $3.02 |
Aug 27, 2017 | $3.02 | Aug 27, 2017 | $3.02 |
Sep 3, 2017 | $3.02 | Sep 3, 2017 | $3.02 |
Sep 10, 2017 | $3.02 | Sep 10, 2017 | $3.02 |
Sep 17, 2017 | $3.02 | Sep 17, 2017 | $3.02 |
Sep 24, 2017 | $3.02 | Sep 24, 2017 | $3.02 |
Oct 1, 2017 | $3.02 | Oct 2, 2017 | $3.02 |
Oct 8, 2017 | $3.02 | Oct 15, 2017 | $3.02 |
Oct 15, 2017 | $3.02 | Oct 22, 2017 | $3.02 |
Oct 22, 2017 | $3.02 | Oct 22, 2017 | $3.02 |
Oct 29, 2017 | $3.02 | Oct 29, 2017 | $3.02 |
Nov 5, 2017 | $3.02 | Nov 5, 2017 | $3.02 |
Nov 12, 2017 | $3.02 | Nov 12, 2017 | $3.02 |
Nov 19, 2017 | $3.02 | Nov 21, 2017 | $3.02 |
Nov 26, 2017 | $3.02 | Nov 27, 2017 | $3.02 |
Dec 3, 2017 | $3.02 | Dec 4, 2017 | $3.02 |
Dec 10, 2017 | $3.02 | Dec 11, 2017 | $3.02 |
Dec 17, 2017 | $3.02 | Dec 17, 2017 | $3.02 |
Dec 24, 2017 | $3.02 | Jan 5, 2018 | $3.02 |
Dec 31, 2017 | $3.02 | Jan 5, 2018 | $3.02 |
Jan 7, 2018 | $3.02 | Jan 8, 2018 | $3.02 |
Jan 14, 2018 | $3.02 | Jan 14, 2018 | $3.02 |
Jan 21, 2018 | $3.02 | Jan 21, 2018 | $3.02 |
Jan 28, 2018 | $3.02 | Jan 28, 2018 | $3.02 |
Feb 4, 2018 | $3.02 | Feb 5, 2018 | $3.02 |
Feb 11, 2018 | $3.02 | Feb 11, 2018 | $3.02 |
Feb 18, 2018 | $3.02 | Feb 18, 2018 | $3.02 |
Feb 25, 2018 | $3.02 | Feb 26, 2018 | $3.02 |
Mar 4, 2018 | $3.02 | Mar 5, 2018 | $3.02 |
Mar 11, 2018 | $3.02 | Mar 12, 2018 | $3.02 |
Mar 18, 2018 | $3.02 | Mar 18, 2018 | $3.02 |
Mar 25, 2018 | $3.02 | Mar 26, 2018 | $3.02 |
Apr 1, 2018 | $3.02 | Apr 2, 2018 | $3.02 |
Apr 8, 2018 | $3.02 | Apr 10, 2018 | $3.02 |
Apr 15, 2018 | $3.02 | Apr 16, 2018 | $3.02 |
Apr 22, 2018 | $3.02 | Apr 24, 2018 | $3.02 |
Apr 29, 2018 | $3.02 | Apr 29, 2018 | $3.02 |
May 6, 2018 | $3.02 | May 6, 2018 | $3.02 |
May 13, 2018 | $3.02 | May 15, 2018 | $3.02 |
May 20, 2018 | $3.02 | May 21, 2018 | $3.02 |
May 27, 2018 | $2.82 | May 21, 2018 | $2.82 |
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