Start greenhouse project for horticultural produce

Timothy    Nov 10, 2020

Joel said the business was interfered by Covid.

Timothy    Oct 8, 2020

Kandie told me that he is facing hard economic time due to Covid pandemic.

Timothy    Sep 8, 2020

I contacted Joel and he told me that he will make repayment the first week of next month.

Joel    Jul 28, 2020

Hard economic times due to Covid 19

Joel    May 30, 2020

Due to economic effects of corona pandemic I request to reduce the amount of my weekly installment to KES 1000.I believe in the near future my business will be back to profitability.Thanks for your understanding

Joel    Apr 5, 2020

Hello lenders. I am requesting to reduce my weekly installment to KES 1000.Due to economic crisis caused by corona pandemic that negatively impacted my business, I am requesting to reduce the amount my weekly installment to the above amount to enable me run my business smoothly.I will readjust the instalment to higher amount once the business improves.Thanks in advance for your understanding.

Edwin    Mar 21, 2020

Joel will be restructuring his loan further to a more manageable mode and resume repayment.
Thanks for your massive support.

Joel    Feb 9, 2020

Hello lenders.First I want to thank you for your understanding so far due to hard economic times in my business. Once again I request to reduce my weekly installment to KES 1000 because the business has improved so far and the profit has been declining for the last 6 months.I will increase the instalment once the business will pick up.
Thank you and may God bless you.

Joel    Dec 26, 2019

Hello lenders.The income out of my business is still low hence I am requesting to reduce the amount of my weekly installment to KES. 1000.Once there will be improvements in profit rise I will increase the amount of installment.Thank you for your understanding.

Joel    Nov 17, 2019

Hello.I am requesting to reduce my weekly installment because of the hard economic times in my business.Profit has decreased significantly due to taxes imposed by the local government on all pesticides.
Thanks for your understanding.

Joel    Oct 2, 2019

Due to the hard economic times that I have had for the last four months, that negatively impacted my business, I request to reduce my weekly installment to 1,000.Thank yo for your understanding.

Edwin    Sep 19, 2019

Hello lenders,

I've talked to Joel and discussed reducing the amount to a level he can manage for the time being. He will resume paying higher amount in another 3 weeks.

Thank you for your patience with him.

Edwin, VM.

Joel    May 24, 2019

Hello lenders.First is to say that I'm so grateful for your continued support as l grow my business.Together with my personal savings, I will increase the stock in my shop which will result in profit rise.My community will also benefit in that they will get reliable source of Farm inputs because farming is main economic activity in my locality.
With those few remarks I take this opportunity to thank all lenders for the funding my business.May God richly bless you.

Joel    May 24, 2019

I used $750 to buy the highly demanded herbicides,seeds and fertilizers that was needed by the farmers during the planting season.The remaining amount I bought fungicides and animals feeds. This resulted in profit rise by approximately 15%. I was able to hire one more employee to assist assist the two who are already working.In general,my business improved alot courtesy of the last loan.Thanks alot for your support even as I seek more funding to grow my business.

Joel    Feb 23, 2019

I will buy highly demanded farm inputs hence profit rise.Farmers in my locality will also benefit in that they will get a reliable shop for all their farm inputs whenever they need.
I take this opportunity to thank all lenders who contributed to raise this loan at appropriate time. May God bless you abundantly.

Joel    Feb 14, 2019

First and fore most thing to say that I'm so grateful for your continued support as l grow my business.I used my last loan to buy a motorcycle that helped me alot to reach many farmers in remote areas where road infrastructure is a challenge.This resulted in profit rise by approximately 10%.I was able to compete well with other businesses as I had an advantage of accessing many farmers who they have not been reached before.Thanks you once again and May God bless you abundantly.

Joel    Jan 29, 2017

Hello Zidisha team. Due to adverse weather conditions in my locality and most parts of my country,I have decided to reduce my installment amount from $38 to $25.The drought that has affected my area has significantly impacted my agrovet shop business as agricultural activities have reduced hence decrease in sales of farm inputs,agrochemicals,farm tools and equipment,etc.
The net profit also dropped by approximately 30% hence necessitated the move.I will increase the installment amount once the weather conditions improve as we are expecting long time rains as from April.
Thank you and may God bless you.

Joel    Sep 30, 2016

Hi lenders.I have received the loan that is $970.89 and I'm very grateful for your continuous support.I'm now planning to buy the motorcycle soon and I am confident that it will be of great help to me and also many farmers in my community who had to travel for long distances looking for agricultural inputs and services.
I once again thank you for supporting me since my first project which all of them were very successful.May God richly bless you.

Joel    Sep 28, 2016

Hello lenders.I sincerely appreciate for your generous funding.The loan together with my personal saving which is approximately $110 will be enough for me to buy a motorcycle that will help me transport farm inputs to farmers hence reaching many farmers.I am confident that my sales will rise and my business will grow.
Thank you once again and may God richly bless you.

Joel    Sep 3, 2016

Hi lenders.This is how much stock in my agrovet shop has increased because of your generous funding.