Janet
Kibaoni, Kenya
100% repaid
Name
Janet
Member since
April 2015
On-time repayments
93 installments • 78%
My name is Janet Thoya. I am a third born in a family of eight . My childhood education was faced with a series of challenges ranging from social to economic challenges.
I lost my father when I was hardly ten years of age.
This became the root of my challenges in education and life in general. My elder sisters were forced to drop out of school to help my mum working for wages in order to provide for our basic needs.
Currently I live with my mum and my
little siblings. My elder sisters are married so my mum and I are the only hope for these kids.
Amid these challenges I learnt several skills including dress making, knitting and hair dressing. From the little we made in daily basis I managed to save a little so as to start my business. Finally I raised $25.00 and started my small business of sewing clothes.
One thing I like about our culture is that the people value and appreciate skills and talents.
I would like to raise my future children to be responsible persons in my society and in the world at large.
My hobby is singing and I was chosen as a youth choir leader in my local church. I also like interacting with nature especially the ocean. During my free time I go to the beach and enjoy the breeze.
My business is producing and selling clothing as well as repairing torn clothes in my village.
Clothes have a high demand as they are basic needs to human beings. More often I make school children uniform because they are on high demand.
On the other hand, those who cannot afford new clothes bring their old torn clothes for repair.
I chose this business because I found that I could start with small capital and it had a high demand among the local people.
Currently, the total cost is $50.00 and I make $3.00 a day.
I pay rent of $1.00 daily and walk home with $2.00.
I use $1.00 for food in the family daily and save $1.00 every day which I in turn use it to pay school fees for my little siblings. I hardly have enough to expand my business. Its my mother who help me marketing the products.
When I get the loan I will use it to buy my own sewing machine. The type of sewing machine I would like to by now costs $100.00.
This sewing machine will have benefits both to me and my customers. It will enable me produce more clothes at an affordable price to the local people in the village.
This sewing machine will relieve me from the burden of paying rent of both the room and machine as I will have my own machine at home.
I believe this will double if not triple my profit, and I will be making at least $5.00 a day.
With this doubled or tripled profit I will be able to repay the loan in good time and cater for the basic needs of our family. It will also enable me save and expand my business and at least employ one or two employers to help me market my products.
Positive
5
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Apr 30, 2015
Repayment status
On Time
Projected term
4 months
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Amount repaid
$105.14
Amount remaining
$0.00
Date repaid
Sep 14, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
May 10, 2015 | $4.38 | May 8, 2015 | $4.38 |
May 17, 2015 | $4.38 | May 8, 2015 | $4.38 |
May 24, 2015 | $4.38 | May 8, 2015 | $4.38 |
May 31, 2015 | $4.38 | May 8, 2015 | $4.38 |
Jun 7, 2015 | $4.38 | Jun 7, 2015 | $4.38 |
Jun 14, 2015 | $4.38 | Jun 7, 2015 | $4.38 |
Jun 21, 2015 | $4.38 | Jun 7, 2015 | $4.38 |
Jun 28, 2015 | $3.53 | Jun 7, 2015 | $3.53 |
Jul 5, 2015 | $1.11 | Jun 29, 2015 | $1.11 |
Jul 12, 2015 | $1.11 | Jul 12, 2015 | $1.11 |
Jul 19, 2015 | $1.11 | Jul 12, 2015 | $1.11 |
Jul 26, 2015 | $1.11 | Jul 12, 2015 | $1.11 |
Aug 2, 2015 | $1.11 | Jul 12, 2015 | $1.11 |
Aug 9, 2015 | $1.11 | Aug 10, 2015 | $1.11 |
Aug 16, 2015 | $1.11 | Aug 15, 2015 | $1.11 |
Aug 23, 2015 | $1.11 | Aug 15, 2015 | $1.11 |
Aug 30, 2015 | $1.11 | Aug 28, 2015 | $1.11 |
Sep 6, 2015 | $1.11 | Aug 28, 2015 | $1.11 |
Sep 13, 2015 | $22.22 | Sep 11, 2015 | $22.22 |
Sep 20, 2015 | $37.63 | Sep 14, 2015 | $37.63 |
Day Family Feb 23, 2019
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