Entrepreneur
Name
Mercy
Member since
June 2013
On-time repayments
141 installments • 60%
About Me
My name is Mercy Makena Mwebia and a resident of meru town that is located in Meru county of the Eastern Kenya.l learnt about Zidisha from my sister Lydia Mwebia who has benefitted from you. I am a medical lab technician by profession and graduated way back in the year 1999.l am a mothet of three beautiful kids. My first born is 10 years old while my daughter is, 6 years old and my lastborn is 3years old and joining school come january.Generally my family is doing good and looking forward to xmas season. I do lot of Dairy farming as well as farming tea crop.After graduating from college l was employed for three years in a private sector but the income was unsustainable hence l decided to venture into business so as to provide for my family.the business is good as lam able to develop myself economically.
My Business
Tea farming and dairy farming are very profitable businesses here in Meru.l have three dairy cows that produce an average of twenty liters of milk dairy that l sell to a dairy co-operative society here in Meru at ks 28 per liter.From this business l earn an income of ks 15,000 after deducting the expenses such as wages for my employees and cost for the feeds.Tea farming is also very profitable though its affected by lot of frost in the area due to the changes of daily temperatures here in Meru.However l sprinkle water during the dry season to avoid losses and do make l use enough fertilizer on the crop so as to increase the produce.From this business l able to earn an income of ks 30,000 monthly depending on the output of the tea leaves.if my application is successful l will use the money to buy tea seedlings that l will plant on my farm so that in the near future l can increase my tea produce hence increasing my income.
Loan Proposal
Dear all. first l take the opportunity to thank my lenders as well as the entire zidisha team for giving me another chance to raise with you even if due to unavoidable circumstances that contributed to not paying your loan promptly. l understand and very grateful even for the two times that you shown your willingness and commitment to help and trust me in time of my need. forever l will be indebted to zidisha team and my lenders.l will use the loan to pay for the private tuition for my son as the teachers are on strike schools are closed. lt is my prayer that you trust me once again with your money as l have serviced two loans earlier on and promise to pay in time to put my records straight with you and build my trust once more.
Feedback
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$84.00
Date disbursed
Oct 6, 2015
Repayment status
On Time
Projected term
6 months
Other loans
Lenders
United States
Summary
Amount repaid
$87.78
Amount remaining
$0.00
Date repaid
Apr 17, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 18, 2015 | $3.00 | Oct 22, 2015 | $3.00 |
| Oct 25, 2015 | $3.00 | Oct 22, 2015 | $3.00 |
| Nov 1, 2015 | $3.00 | Nov 1, 2015 | $3.00 |
| Nov 8, 2015 | $3.00 | Nov 1, 2015 | $3.00 |
| Nov 15, 2015 | $3.00 | Nov 1, 2015 | $3.00 |
| Nov 22, 2015 | $3.00 | Nov 1, 2015 | $1.00 |
| Dec 1, 2015 | $2.00 | ||
| Nov 29, 2015 | $3.00 | Dec 1, 2015 | $3.00 |
| Dec 6, 2015 | $3.00 | Dec 12, 2015 | $3.00 |
| Dec 13, 2015 | $3.00 | Dec 20, 2015 | $3.00 |
| Dec 20, 2015 | $3.00 | Dec 20, 2015 | $0.30 |
| Dec 23, 2015 | $2.70 | ||
| Dec 27, 2015 | $3.00 | Dec 23, 2015 | $3.00 |
| Jan 3, 2016 | $3.00 | Dec 23, 2015 | $0.30 |
| Jan 3, 2016 | $2.70 | ||
| Jan 10, 2016 | $3.00 | Jan 3, 2016 | $0.30 |
| Jan 10, 2016 | $2.70 | ||
| Jan 17, 2016 | $3.00 | Jan 17, 2016 | $3.00 |
| Jan 24, 2016 | $3.00 | Jan 26, 2016 | $3.00 |
| Jan 31, 2016 | $3.00 | Feb 5, 2016 | $3.00 |
| Feb 7, 2016 | $3.00 | Feb 7, 2016 | $3.00 |
| Feb 14, 2016 | $3.00 | Feb 15, 2016 | $3.00 |
| Feb 21, 2016 | $3.00 | Feb 22, 2016 | $3.00 |
| Feb 28, 2016 | $3.00 | Feb 22, 2016 | $2.00 |
| Mar 1, 2016 | $1.00 | ||
| Mar 6, 2016 | $3.00 | Mar 1, 2016 | $2.00 |
| Apr 11, 2016 | $1.00 | ||
| Mar 13, 2016 | $3.00 | Apr 11, 2016 | $3.00 |
| Mar 20, 2016 | $3.00 | Apr 11, 2016 | $3.00 |
| Mar 27, 2016 | $3.00 | Apr 11, 2016 | $3.00 |
| Apr 3, 2016 | $3.00 | Apr 11, 2016 | $3.00 |
| Apr 10, 2016 | $3.00 | Apr 11, 2016 | $3.00 |
| Apr 17, 2016 | $3.00 | Apr 17, 2016 | $3.00 |
| Apr 24, 2016 | $3.00 | Apr 17, 2016 | $3.00 |
| May 1, 2016 | $3.00 | Apr 17, 2016 | $3.00 |
| May 8, 2016 | $0.78 | Apr 17, 2016 | $0.78 |
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