Entrepreneur
Name
Bernard
Member since
June 2015
On-time repayments
118 installments • 69%
About Me
My name is Bernard Lilande.. A second last born in a family of six (2 boys and 4 girls). Born in a native village called Msasa in Kakamega county. I have studied pharmaceuticals at Mt Kenya University and graduated on 30th March 2012. I had my first employment as a casual worker at Del Monte Kenya Ltd November last year. After my studies, i have been moving up and down in search of employment opportunity and before my current activity, due to the knowledge i gained in the university education, i approached my parent and gave an aid of capital to open a kiosk in our rural area. Low living standards and high mortality rate has been experienced in the area due to lack of education by residents on the reason for taking immunizations to prevent diseases like polio that has dominated in the children leading to the mortality. The love of the people and life made me to venture into such facility to rescue the situation.
My Business
The business venture am in has a revenue of Kshs 15,000 a month. This low income has been attributed by the fact that some of the residents who visit the facility are from very poor grounds that have inability to pay for the service. A medical laboratory is also in high demand in the area as most needs examination thus ending up being referred to the district hospital which is 20kms away. Most of the girls in the region gets early pregnancies due to low education levels and poverty. Given the capital, i would embark on education on how to prevent these pregnancies by using protections during intercourse. this will also prevent spread of sexually transmitted diseases. I would also like to continue with my studies to cope up with the changing technologies in the sector. My love for children and life gives me a driving force to save that life of that child in the rural who cannot access health clean water and better medical attention. The facility will also increase the living standard by creating employment to the individuals.
Loan Proposal
Dear Zidisha Team, I thank you for giving this opportunity to be in your team. I am request for loan to pay for my children’s school fees .I will be very grateful to see them succeed in their education since education is the key to their future. I will do my best to pay the loan promptly from my monthly salary. Once again I thank you.
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$318.00
Date disbursed
Oct 14, 2016
Repayment status
Late
Projected term
61 months
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Summary
Amount repaid
$55.46
Amount remaining
$262.61
Expected completion
Jan 6, 2018
Status
Repaying late
Installment amount
$1.01
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 22, 2016 | $4.03 | Oct 21, 2016 | $4.03 |
| Oct 29, 2016 | $0.00 | ||
| Nov 5, 2016 | $1.01 | Nov 4, 2016 | $1.01 |
| Nov 12, 2016 | $1.01 | Nov 4, 2016 | $1.01 |
| Nov 19, 2016 | $1.01 | Nov 4, 2016 | $1.01 |
| Nov 26, 2016 | $1.01 | Nov 4, 2016 | $1.01 |
| Dec 3, 2016 | $1.01 | Dec 12, 2016 | $1.01 |
| Dec 10, 2016 | $1.01 | Dec 12, 2016 | $1.01 |
| Dec 17, 2016 | $1.01 | Dec 12, 2016 | $1.01 |
| Dec 24, 2016 | $1.01 | Dec 12, 2016 | $1.01 |
| Dec 31, 2016 | $1.01 | Dec 12, 2016 | $0.50 |
| Jan 20, 2017 | $0.50 | ||
| Jan 7, 2017 | $1.01 | Jan 20, 2017 | $1.01 |
| Jan 14, 2017 | $1.01 | Jan 20, 2017 | $1.01 |
| Jan 21, 2017 | $1.01 | Jan 20, 2017 | $0.50 |
| Jan 30, 2017 | $0.50 | ||
| Jan 28, 2017 | $1.01 | Jan 30, 2017 | $1.01 |
| Feb 4, 2017 | $1.01 | Jan 30, 2017 | $1.01 |
| Feb 11, 2017 | $1.01 | Jan 30, 2017 | $0.50 |
| Feb 24, 2017 | $0.50 | ||
| Feb 18, 2017 | $1.01 | Feb 24, 2017 | $1.01 |
| Feb 25, 2017 | $1.01 | Feb 24, 2017 | $0.91 |
| Mar 11, 2017 | $0.10 | ||
| Mar 4, 2017 | $1.01 | Mar 11, 2017 | $1.01 |
| Mar 11, 2017 | $1.01 | Mar 11, 2017 | $1.01 |
| Mar 18, 2017 | $1.01 | Mar 11, 2017 | $1.01 |
| Mar 25, 2017 | $1.01 | Mar 11, 2017 | $1.01 |
| Apr 1, 2017 | $1.01 | Mar 11, 2017 | $0.91 |
| Apr 20, 2017 | $0.10 | ||
| Apr 8, 2017 | $1.01 | Apr 20, 2017 | $1.01 |
| Apr 15, 2017 | $1.01 | Apr 20, 2017 | $1.01 |
| Apr 22, 2017 | $1.01 | Apr 20, 2017 | $1.01 |
| Apr 29, 2017 | $1.01 | Apr 20, 2017 | $0.50 |
| May 17, 2017 | $0.50 | ||
| May 6, 2017 | $1.01 | May 17, 2017 | $1.01 |
| May 13, 2017 | $1.01 | May 17, 2017 | $1.01 |
| May 20, 2017 | $1.01 | Jun 5, 2017 | $1.01 |
| May 27, 2017 | $1.01 | Jun 5, 2017 | $1.01 |
| Jun 3, 2017 | $1.01 | Jun 5, 2017 | $1.01 |
| Jun 10, 2017 | $1.01 | Jun 5, 2017 | $1.01 |
| Jun 17, 2017 | $1.01 | Jun 5, 2017 | $1.01 |
| Jun 24, 2017 | $1.01 | Jul 12, 2017 | $1.01 |
| Jul 1, 2017 | $1.01 | Jul 12, 2017 | $1.01 |
| Jul 8, 2017 | $1.01 | Jul 12, 2017 | $1.01 |
| Jul 15, 2017 | $1.01 | Jul 12, 2017 | $1.01 |
| Jul 22, 2017 | $1.01 | Jul 12, 2017 | $1.01 |
| Jul 29, 2017 | $1.01 | Jul 12, 2017 | $1.01 |
| Aug 5, 2017 | $1.01 | Sep 7, 2017 | $1.01 |
| Aug 12, 2017 | $1.01 | Sep 7, 2017 | $1.01 |
| Aug 19, 2017 | $1.01 | Sep 7, 2017 | $1.01 |
| Aug 26, 2017 | $1.01 | Sep 7, 2017 | $1.01 |
| Sep 2, 2017 | $1.01 | Sep 7, 2017 | $1.01 |
| Sep 9, 2017 | $1.01 | Sep 7, 2017 | $1.01 |
| Sep 16, 2017 | $1.01 | Sep 7, 2017 | $1.01 |
| Sep 23, 2017 | $1.01 | Nov 13, 2017 | $1.01 |
| Sep 30, 2017 | $1.01 | Nov 13, 2017 | $1.01 |
| Oct 7, 2017 | $1.01 | Nov 14, 2017 | $1.01 |
| Oct 14, 2017 | $1.01 | Nov 14, 2017 | $1.01 |
| Oct 21, 2017 | $1.01 | Nov 14, 2017 | $1.01 |
| Oct 28, 2017 | $1.01 | ||
| Nov 4, 2017 | $1.01 | ||
| Nov 11, 2017 | $1.01 | ||
| Nov 18, 2017 | $35.34 | ||
| Nov 25, 2017 | $35.34 | ||
| Dec 2, 2017 | $35.34 | ||
| Dec 9, 2017 | $35.34 | ||
| Dec 16, 2017 | $35.34 | ||
| Dec 23, 2017 | $35.34 | ||
| Dec 30, 2017 | $35.34 | ||
| Jan 6, 2018 | $12.20 | ||
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