Purchase one x-uk computer to supply to my client

Kirwa

Eldoret, Kenya

100% repaid

Entrepreneur

Name

Kirwa

Member since

December 2015

On-time repayments

204 installments  •  57%

About Me

My name is Joseph Kirwa of id 27973471 of Kahoya village. I was born in a family of 5 siblings. I attended Asururiet primary from 1997 to 2004 later joined Samoei boys high school from 2005 to 2008. I later joined Egerton university for my bachelor’s degree in computer science.

Upon completion, i undertook post attachment with Eastern Produce of Kenya where i gained valuable hands on experience in my area of expertise. I am currently engaged in soft copyright majoring in cooperate and institutions.

My Business

I am engaged in soft copy cooperate where i write and supply erp systems to learning institutions and coperate world. In doing so i maintain and repair computer accessories in the respective institutions and offer advice on the same.

Lately i have ventured into supply of branded and new computers to my clients since i saw the need for a reliable dealer due to upsurging demand based on the digitization of our institutions here in kenya. However, due to my financial constraints, i haven't been able to meet the demand and hence saw the need to reach out to a credit facility. Zidisha proved to be a flexible institution to me.

I am hoping to one day be part of this remarkable institution that is elevating livelihoods, something that our local banks shy away from by imposing exorbitant interest rates.

A look at your services gives me hope that there exists an institutions tailor made for young people like me with an ambition, vision and commitment but lacking in resources to implement the same. In the view of the same i am looking forward to being one of your borrowers in your institution with a view of building an excellent borrower relationship with you while establishing my business to elevate my livelihood and that of my family and community at large.

Loan Proposal

I would like to first thank the Zidisha community for this invaluable opportunity to be part of this remarkable credit facility. Words can't begin to explain how grateful I am.

If granted the loan, I will use the entire amount of KES 15000 to buy a single desk top computer to supp;y tp one of my clients who has been on the waiting list for far too long.

KES 5000 will go into buying a TFT monitor, KES 9000 will go into buying A core 2 duo CPU while the remaining amount will be used to buy the remaining peripherals like keyboard, mouse and power cords.

I believe we can do this Zidisha....Lets go!

Feedback

1

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Dec 21, 2015

Repayment status

On Time

Projected term

3 months

Lenders

Scott

Oregon, United States

Zidisha

Sterling, United States

B

blahblah

Nuernberg, Germany

D

Divergent

Bethesda, United States

mtnsailor

Harrisonburg, United States

C

CheapThrills

Liminka, Finland

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

stever

Cape Coral, United States

B

BMcDermott

Washington, DC, United States

pvilliger

Zurich, Switzerland

Paul Buchheit

Mountain View, United States

Landerson

Edinburgh, United Kingdom

mepster

San Francisco, Ca, United States

WiscoHorndog

United States

Otto Barten

Amsterdam, Netherlands

D

ddm08

United States

C

Crainster

Chapel Hill, United States

D

djlayton4

United States

Mike and Jacqui

United Kingdom

KM

Kirsty M

United Kingdom

Roy

Espoo, Finland

W

Wade

United States

jtreyes

United States

K

Keefer

United States

Joey Jenkins

Portland, United States

E

eriklonnroth

United Kingdom

EF

Eddie Flores

NYC, United States

Steven Hill

Barcelona, United Kingdom

DL

Dan Lawrence

United States

TF

Tom Fawcett

United States

AK

Achim Königs

Bonn, Germany

M

Mark

United States

Heidy

N J, United States

Derek Haney

New Orleans, United States

Tam Thao Nathan

United States

TW

Tyler Wood

United States

ND

Neil Dykes

United Kingdom

N

Noah

United States

YV

Yuri Vanin

United States

JC

juli camrud

United States

RC

Rudi Chen

United States

HPK

Switzerland, Switzerland

Ask Kirwa a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Peter    Dec 31, 2019

    Joseph Kirwa is not picking up the phone and most of the people he referred to are not picking their phone either I will keep on trying.

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  • Kirwa    Oct 13, 2019

    Income stream is limited now

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  • Kirwa    Jul 21, 2019

    my business is struggling to pick and I am making do with what I can

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  • Kirwa    May 12, 2019

    I am currently waiting some pament...when I get it I will up my payments

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  • Laurie    Apr 18, 2019

    Joseph, please be aware:

    Lenders cannot help you with anything technical or administrative.
    Therefore, this isn't the correct place to try to reach the Staff: www.zidisha.org/team

    For more information, please read
    here: www.zidisha.org/loan/buying... [comment-660388]
    and here: www.zidisha.org/loan/busine... [comment-660503]

    Thanks, and best wishes.

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  • Kirwa    Apr 17, 2019

    Hello Zidisha team?
    I have been receiving above email for sometimes now and am left wondering if my payments are not reflecting on your end? Last week alone for sure I paid ksh 1000 and yet I have been told my last payment was made February. I am struggling to fulfill my end of the bargain and the least you can do is update my payments accurately and even allow my adjustment to reflect what is my capacity because I always access limited time to repay adjusted amount the next notification will indicate an abnormal amount. I will appreciate if my 30% or thereabout payments be appreciated because as low as my payments are I am still committed to repaying my debt fully. Thanks in advance.

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  • Kirwa    Jan 16, 2019

    my business has not picked up yet

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  • Kirwa    Nov 10, 2018

    My business actually took a nose dive and i have lost the mainstream income kindly allow me to make above amount of installments untill such time the my business picks up

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  • Kirwa    Aug 27, 2018

    hello my lenders my apologies for missed installments but i have kept paying after reducing my initial installments to allow my self to catch up...thank you again

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  • Kirwa    Aug 27, 2018

    I am currently not in best sityation financially

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  • Kirwa    Jun 12, 2018

    my business didnt pick up but am hoping to revive it and pay even more than previous..thank you

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  • Kirwa    Apr 23, 2018

    Schools are now closed and my clients cannot write me any cheques

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  • Kirwa    Mar 19, 2018

    i am in a position to pay more

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  • Kirwa    Feb 12, 2018

    i am doing much better and would like to pay more

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  • Kirwa    Dec 2, 2017

    I have invested the all the funds in the project. By the turn of the year I will increase the figure. Thank you

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  • Kirwa    Nov 28, 2017

    Thanks lenders I received the loan and currently the poultry is close to completion ill keep u posted. Thanks again

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  • Kirwa    Oct 31, 2017

    Once again my Zidisha lenders i am gratefully for the journey we have had for such short time. I am sincerely very thankful because i can see the light at the end of the tunnel as i continue to take big leaps in business. Thanks to your last, loan i am now providing super fast internet to clients which has made me proud as i am changing my society from one Zidisha loan to another. Thank you

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  • Kirwa    Oct 18, 2017

    i have the intention to clear my ballance by 24th oct, 2017

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  • Kirwa    Oct 12, 2017

    i can pay more

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