Name
Isaac
Member since
February 2015
On-time repayments
132 installments • 85%
My name is Isaac Wangila. I am a Kenyan man aged 35 years old married with a family. Currently, I live in Kitale Town, Trans-Nzoia County in the Northern part of the Rift Valley Region. I was brought up by a single parent since my mother died when I was a year; my father remarried; since I never got along with my stepmother, I went and stayed with an uncle who catered for my education up to Form four. Later on I moved to Nairobi in search of a job; fortunately I landed a job opportunity where I worked on casual basis; with the proceeds from this job, I managed to pay my tuition fee for an IT Course. After my course, I relocated to Kitale where I was employed in one of the local school as a tutor. Two years later, I started a local cyber cafe with just two computers. With my good public relation, I grew my market base with majority of my customers being teachers. I have had a lot of experience in this life. I always express my warm gratitude to all those who have helped me in my journey through life till this day. My aim in life is to become a social entrepreneur and grow my cyber café into a big ICT consultancy where I can open many branches in the whole of North Rift Region and nationwide. As a young man, my greatest philosophy has always been to be self employed; all along I had envisioned to link up with financial institutions that would help me grow. But when I was introduced to Zidisha, I have seen a breakthrough. Currently, my business is doing well courtesy of Zidisha. I have employed two staffs who assist me in the daily running of the business.
I run a cyber café within Kitale Town of Trans Nzoia County. It is a licensed business. I offer typesetting and printing services, Photocopying services, internet and emailing services and maintenance of computers.
After my college, I had the desire to venture into the IT market which was yet to be flooded in the Northern part of the Rift Valley thus I decided to settle in Kitale of Trans-Nzoia County.
During the day-to-day running of my business, I do incur some costs which range from Printing/ Photocopying Paper, Wages for my two assistants, rent, electricity bills, security, licence/ permit and wages.
The average daily turnover has risen from $40 to around $60 . Out this turnover, I do some savings which guarantees me repayment of the loan on time as per the repayment schedule; apart from that a fraction of it is ploughed back into the business and also support my family.
I run Computer Bureau/ Cyber Café where a lot printing and photocopying and of late I do print full photos, passport, Plastic ID and business cards after acquiring an Epson Stylus Photo PX660. All along, I have been using the HP Deskjet Printer to run photocopies which has been slow and sometimes tedious; which has at times led to customers opting to do the same from my competitors who have big and faster photocopying and printing machines. Many of my competitors use Kyocera photocopying machines which are faster and effective compared to the HP Deskjet Printer that I have long been using. I typesetting and printing of assorted materials ranging from examinations, posters, brochures, event programmes and also do print photos passports, IDs and business card. On a normal day I make between 1500-2000 Ksh daily but on good days I can make up to 4000 Ksh; on a monthly basis it results to an average of USD 600.
I have been doing a lot of saving from all the business turnovers and I am planning to buy Kyocera Photocopying Machine which costs roughly USD 653.67 (Ksh. 65,000). I strongly believe that if funded together with savings, I will be in a position to purchase this machine which by all means will increase my income to greater heights.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$190.00
Date disbursed
Jun 11, 2015
Repayment status
On Time
Projected term
2 months
Other loans
United States
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