Purchase of equipment for use on tea plantation

Entrepreneur

About Me

I'm a mother of three- two girls and one boy. I'm an agricultural enthusiast, with a Bachelor's Degree in Agriculture. I'm even planning to do a Master's program and my dreams are way far beyond normal reach. I've always had passion for anything to do with Agriculture ever since I was a young girl. The one thing I love most about agriculture is how it's revolutionizing with time. The machines being used today are not things we had when I was a young girl. This revolution has brought so passion and drive for even further innovation. I decided to venture into agriculture, since the first day in college. After college, I sought a job for two years without any fruits or signs of even getting one. What sustained me during this time was my husband's earnings. This was not the life I had always dreamed of, being nothing more than a house wife. I always felt I had the potential to do even much big, if only I had the opportunity.

My Business

It dawned on me that I was letting my potential waste away by just staying indoors. We later came into an agreement with my husband that I'd have to go back home and invest in the tea plantations. We bought a couple acres of tea land, and this has been of much benefit to me and my family, as a whole. Tea exportation is one of Kenya's major revenue sources. It's a huge industry which has been performing quite well. It's actually one of the major boosters of Kenya's economy, as a whole.
Having recognizing this, I've been constantly looking for ways to maximize on my effort and earnings. I've to say the previous year hasn't been of what I had expected. I've realized that I've been failing the recent months due to my lack of innovation. If I would implement good, suitable technology ideas, I'd be succeeding and doing even far much more. I want to buy two ploughing machines and create partitions on my land so that calculating and working efficiently will be easy. I'm also planning to increase the number of workers on the land. This will boost the amount of work done in a day, and in turn, increase my earnings.

Loan Proposal

I'll use the land to purchase necessary equipment, which will cost around $250. This will also be enough to buy devices such as calculators, a computer to keep and maintain records, and registry books to record the workers' pay days and wages. The loan will be of much aid to me, as it will boost my potential of earning even more and developing my agricultural venture, both technology- and economy- wise. I'll use my increased earnings to pay the loan in installments, and complete its full payment in time. Thanks a lot.

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