Entrepreneur
Name
Mercy
Member since
April 2015
On-time repayments
191 installments • 47%
About Me
My names are mercy Ndwiga,I was born in Embu county,in manyatta division,kibogo village.
I started my education at kibogo primary school and attained a B plain,then I joined ngoviu secondary school and attained a C+,then I stayed for 3 years just helping my parents at home because there was no money for me to continue to college ,then I decided to go to the city with my cousin who by then was working in a company,I got a job earning 3000 less per month,while working I got married to my husband of whom we were working together,We were blessed with 2 beautiful daughters.
During this time life became so difficult because stopped working to take care of my children and my husband was earning little money which will not cater for our needs as a family,therefore I decided to start a small business of selling cakes near the road where I was staying,I continued step by step until I got some money to buy small machines to make cakes and sell up to date,I use my profit to improve my bakery and do so investment at home.
My Business
As I have mentioned above things were not going well when I got married,also due to low income that we were getting was very low,this is the time I decided that I rather do something to to help my husband to generate some more income to push us forward,I started buying some cakes from kayole wholesale and selling them in donholm,I did this for 6 years until I got I shop in donholm phase 8 where I was selling from,My husband gave my some to buy a small machine to start making cakes in my shop and selling them to my customers at a wholesale price,one day I was introduced to zidisha with my friend then I started expanding my bakery which right now is a big bakery situated in Nairobi city near kayole junction up to date.
Loan Proposal
First let me take this opportunity to thank you my lenders and zidisha team in general for supporting me up to this time,if were not you sincerely I wouldn't have moved this far.
Again this time I come to you my lenders to request you to fund my project proposal as I have started above,just to inform you that last time you funded my project whereby you my lenders you gave me 40000 kes to purchase a motor for my oven machine,now the machine is ok,
Due to increased demand of my customers am not able to carry enough cakes to satisfy my customers and also to deliver them on time , also for me to reach more schools and churches who are my many consumers I have noted that I really need a car to do the job convenient.i have already done research on the price of cars,My friend agreed to sell to me a car which is on a good condition at 400000kes ,the loan requested 178000kes,the I will add 222000kes from my profit savings.
please my try to find time to look at my loan proposal and fund my project,Thanks in advance.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$625.00
Date disbursed
Oct 21, 2017
Repayment status
Late
Projected term
29 months
Other loans
Lenders
United States
United States
Austria
Jake Gibson and Beverly Picardo
San Francisco, United States
Germany
Ask Mercy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Summary
Amount repaid
$169.24
Amount remaining
$455.32
Expected completion
Mar 29, 2020
Status
Repaying late
Installment amount
$4.95
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 29, 2017 | $4.95 | Oct 29, 2017 | $4.95 |
| Nov 5, 2017 | $4.95 | Nov 5, 2017 | $4.95 |
| Nov 12, 2017 | $4.95 | Nov 12, 2017 | $4.95 |
| Nov 19, 2017 | $4.95 | Nov 19, 2017 | $4.95 |
| Nov 26, 2017 | $4.95 | Nov 26, 2017 | $4.95 |
| Dec 3, 2017 | $4.95 | Dec 3, 2017 | $4.95 |
| Dec 10, 2017 | $4.95 | Dec 10, 2017 | $4.95 |
| Dec 17, 2017 | $4.95 | Dec 17, 2017 | $4.95 |
| Dec 24, 2017 | $4.95 | Dec 25, 2017 | $4.95 |
| Dec 31, 2017 | $4.95 | Dec 31, 2017 | $4.95 |
| Jan 7, 2018 | $4.95 | Jan 8, 2018 | $4.95 |
| Jan 14, 2018 | $4.95 | Jan 14, 2018 | $4.95 |
| Jan 21, 2018 | $4.95 | Jan 21, 2018 | $4.95 |
| Jan 28, 2018 | $4.95 | Jan 28, 2018 | $4.95 |
| Feb 4, 2018 | $4.95 | Feb 4, 2018 | $4.95 |
| Feb 11, 2018 | $4.95 | Feb 11, 2018 | $4.95 |
| Feb 18, 2018 | $4.95 | Feb 20, 2018 | $4.95 |
| Feb 25, 2018 | $4.95 | Feb 25, 2018 | $4.95 |
| Mar 4, 2018 | $4.95 | Mar 7, 2018 | $4.95 |
| Mar 11, 2018 | $4.95 | Mar 12, 2018 | $4.95 |
| Mar 18, 2018 | $4.95 | Mar 18, 2018 | $4.95 |
| Mar 25, 2018 | $4.95 | Mar 25, 2018 | $4.95 |
| Apr 1, 2018 | $4.95 | Apr 3, 2018 | $4.95 |
| Apr 8, 2018 | $4.95 | Apr 9, 2018 | $4.95 |
| Apr 15, 2018 | $4.95 | Apr 16, 2018 | $4.95 |
| Apr 22, 2018 | $4.95 | Apr 29, 2018 | $4.95 |
| Apr 29, 2018 | $4.95 | May 14, 2018 | $4.95 |
| May 6, 2018 | $4.95 | Jan 7, 2019 | $4.95 |
| May 13, 2018 | $4.95 | Feb 13, 2019 | $4.95 |
| May 20, 2018 | $4.95 | Feb 19, 2019 | $4.95 |
| May 27, 2018 | $4.95 | Feb 27, 2019 | $4.95 |
| Jun 3, 2018 | $4.95 | Apr 9, 2019 | $1.98 |
| May 22, 2019 | $1.98 | ||
| Jun 6, 2019 | $0.99 | ||
| Jun 10, 2018 | $4.95 | Jun 6, 2019 | $0.99 |
| Jun 11, 2019 | $1.98 | ||
| Jun 16, 2019 | $1.98 | ||
| Jun 17, 2018 | $4.95 | Jun 22, 2019 | $1.98 |
| Jul 8, 2019 | $1.98 | ||
| Jul 20, 2019 | $0.99 | ||
| Jun 24, 2018 | $4.95 | Jul 20, 2019 | $0.99 |
| Jul 1, 2018 | $4.95 | ||
| Jul 8, 2018 | $4.95 | ||
| Jul 15, 2018 | $4.95 | ||
| Jul 22, 2018 | $4.95 | ||
| Jul 29, 2018 | $4.95 | ||
| Aug 5, 2018 | $4.95 | ||
| Aug 12, 2018 | $4.95 | ||
| Aug 19, 2018 | $4.95 | ||
| Aug 26, 2018 | $4.95 | ||
| Sep 2, 2018 | $4.95 | ||
| Sep 9, 2018 | $4.95 | ||
| Sep 16, 2018 | $4.95 | ||
| Sep 23, 2018 | $4.95 | ||
| Sep 30, 2018 | $4.95 | ||
| Oct 7, 2018 | $4.95 | ||
| Oct 14, 2018 | $4.95 | ||
| Oct 21, 2018 | $4.95 | ||
| Oct 28, 2018 | $4.95 | ||
| Nov 4, 2018 | $4.95 | ||
| Nov 11, 2018 | $4.95 | ||
| Nov 18, 2018 | $4.95 | ||
| Nov 25, 2018 | $4.95 | ||
| Dec 2, 2018 | $4.95 | ||
| Dec 9, 2018 | $4.95 | ||
| Dec 16, 2018 | $4.95 | ||
| Dec 23, 2018 | $4.95 | ||
| Dec 30, 2018 | $4.95 | ||
| Jan 6, 2019 | $4.95 | ||
| Jan 13, 2019 | $4.95 | ||
| Jan 20, 2019 | $4.95 | ||
| Jan 27, 2019 | $4.95 | ||
| Feb 3, 2019 | $4.95 | ||
| Feb 10, 2019 | $4.95 | ||
| Feb 17, 2019 | $4.95 | ||
| Feb 24, 2019 | $4.95 | ||
| Mar 3, 2019 | $4.95 | ||
| Mar 10, 2019 | $4.95 | ||
| Mar 17, 2019 | $4.95 | ||
| Mar 24, 2019 | $4.95 | ||
| Mar 31, 2019 | $4.95 | ||
| Apr 7, 2019 | $4.95 | ||
| Apr 14, 2019 | $4.95 | ||
| Apr 21, 2019 | $4.95 | ||
| Apr 28, 2019 | $4.95 | ||
| May 5, 2019 | $4.95 | ||
| May 12, 2019 | $4.95 | ||
| May 19, 2019 | $4.95 | ||
| May 26, 2019 | $4.95 | ||
| Jun 2, 2019 | $4.95 | ||
| Jun 9, 2019 | $4.95 | ||
| Jun 16, 2019 | $4.95 | ||
| Jun 23, 2019 | $4.95 | ||
| Jun 30, 2019 | $4.95 | ||
| Jul 7, 2019 | $4.95 | ||
| Jul 14, 2019 | $4.95 | ||
| Jul 21, 2019 | $4.95 | ||
| Jul 28, 2019 | $4.95 | ||
| Aug 4, 2019 | $4.95 | ||
| Aug 11, 2019 | $4.95 | ||
| Aug 18, 2019 | $4.95 | ||
| Aug 25, 2019 | $4.95 | ||
| Sep 1, 2019 | $4.95 | ||
| Sep 8, 2019 | $4.95 | ||
| Sep 15, 2019 | $4.95 | ||
| Sep 22, 2019 | $4.95 | ||
| Sep 29, 2019 | $4.95 | ||
| Oct 6, 2019 | $4.95 | ||
| Oct 13, 2019 | $4.95 | ||
| Oct 20, 2019 | $4.95 | ||
| Oct 27, 2019 | $4.95 | ||
| Nov 3, 2019 | $4.95 | ||
| Nov 10, 2019 | $4.95 | ||
| Nov 17, 2019 | $4.95 | ||
| Nov 24, 2019 | $4.95 | ||
| Dec 1, 2019 | $4.95 | ||
| Dec 8, 2019 | $4.95 | ||
| Dec 15, 2019 | $4.95 | ||
| Dec 22, 2019 | $4.95 | ||
| Dec 29, 2019 | $4.95 | ||
| Jan 5, 2020 | $4.95 | ||
| Jan 12, 2020 | $4.95 | ||
| Jan 19, 2020 | $4.95 | ||
| Jan 26, 2020 | $4.95 | ||
| Feb 2, 2020 | $4.95 | ||
| Feb 9, 2020 | $4.95 | ||
| Feb 16, 2020 | $4.95 | ||
| Feb 23, 2020 | $4.95 | ||
| Mar 1, 2020 | $4.95 | ||
| Mar 8, 2020 | $4.95 | ||
| Mar 15, 2020 | $4.95 | ||
| Mar 22, 2020 | $4.95 | ||
| Mar 29, 2020 | $1.04 | ||
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