Moses
Kakamega, Kenya
100% repaid
Name
Moses
Member since
December 2014
On-time repayments
293 installments • 47%
I'm Moses Ichingwa Born in Kakamega County,35 years ago . I joined a local primary school there and studied from nursery.I later joined primary education for eight years and passed well and was enrolled for secondary school where i also passed with flying colours. I had a vision to become a business manager in my own business and employ people in my own company. After my Secondary course, I could not get a job. This really contributed to the end of my education and then I had to start looking for an alternative to this. I was now on my own since my parents could not get enough considering there are many siblings in our family. I eventually overcame all these Misfortunes and began to have at least a smile a few weeks after establishing my small business shop along the road. I targeted people from my community since they have to walk long distances to the market to get foodstuffs for their family. I still own ashop a shop along the road which makes me earn a living am undergoing a computer course since i started receing funding from zidisha
I own a food kiosk(a small shop/place) where I sell different kinds of local foods and stuffs for people especially the locals in my village . Since I started this business, I have developed instantly. I started with selling paraffin, I eventually introduced other heavier stuffs like wheat floor, cooking oil, peas, maize and beans etc. I earn at least 10 dollars daily after paying my attendant and materials. I save 5 dollars, for my future, while the rest I invest in the business. l want to establish my own provision (shopkeeping) firm..I purchase various items:detergents,food stuffs,plastics,milk,clothes,fuel etc.l Hope to expand my business increase profit and income where i will continue the trend of just meeting my potential, only taking on new challenges when someone brought it to my attention that I’d be perfect for the opportunity.
Since i started getting funding from zidisha life has never remained the same.i sell foodstuffs to the locals including bread,wheat flour,salt,cooking oil,soda,juice,milk,detergent and kerosene.These are the main goods that I sell to the local community around.These goods become very useful the community because most of my customers hail from the village and the shop is a village shop.It has reduced the long distances thy travel to markets and town.I chose this business because its easy to operate and has readily available customers who permanently stay in the village.I make daily sales of 40 to 50 dollars out of which I earn 15dollars and save 5 dollars.My family leads a better life for am able to take my children to god schools,we cant go without having atleast three meals a day.From the savings I have been able to purchase some materials which I indent to put up a good house for our shelter.am also taking part time studies to improve my knowledge.If it were not for this business then I would be a begger
My sales have been improving day in day out from 40 to between 60 to 100 dollars daily.i have continued to sell sugar, salt,bread,juice,wheat and maize flour,blue band,rice,green grams etc to the locals.making a daily profit of 5 to 15 dollars daily where am able to 3 dollar at least daily.the rest i use to feed my family, pay rent, pay fees for my children, provide basic needs for my parents and also assist the needy in my local church and home improvement.i have a drastic change in my life.my life is comfortable for i dont strain in doing my daily activities.i capitalise on the ready market from the local community.this is because the nearest market is some kilometres away therefore coexisting
.We live a happy life because of the business
From this business, I pay my house rent, I buy my clothes, and I support my younger siblings who are still in school
l appreciate being given this opportunity. I intend to use my loan to stock up on more food commodities .l will use the loan as follows: Buying commodities like small bag of rice worth =$100, Beverages=$ 20 and the rest will be spent on sugar, sweets, beans etc worth =$120
People living in my community need these commodities on high demand and when i have them in my shop people will stop traveling long distances in order to buy these commodities.They will buy from me. it earns a great income in business and i enjoy monopoly because im the only one around with a shop in my village.
Thank you very much lenders.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$198.00
Date disbursed
May 27, 2015
Repayment status
On Time
Projected term
18 months
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Amount repaid
$208.39
Amount remaining
$0.00
Date repaid
Dec 18, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 7, 2015 | $3.25 | Jun 8, 2015 | $3.25 |
Jun 14, 2015 | $3.25 | Jun 14, 2015 | $3.25 |
Jun 21, 2015 | $3.25 | Jun 21, 2015 | $3.25 |
Jun 28, 2015 | $3.25 | Jun 28, 2015 | $3.25 |
Jul 5, 2015 | $3.25 | Jul 8, 2015 | $3.25 |
Jul 12, 2015 | $3.25 | Jul 12, 2015 | $3.25 |
Jul 19, 2015 | $3.25 | Jul 20, 2015 | $3.25 |
Jul 26, 2015 | $3.25 | Jul 31, 2015 | $3.25 |
Aug 2, 2015 | $3.25 | Aug 2, 2015 | $3.25 |
Aug 9, 2015 | $3.25 | Aug 12, 2015 | $3.25 |
Aug 16, 2015 | $3.25 | Aug 16, 2015 | $3.25 |
Aug 23, 2015 | $3.25 | Aug 23, 2015 | $3.25 |
Aug 30, 2015 | $3.25 | Sep 2, 2015 | $3.25 |
Sep 6, 2015 | $3.25 | Sep 7, 2015 | $3.25 |
Sep 13, 2015 | $3.25 | Sep 16, 2015 | $3.25 |
Sep 20, 2015 | $3.25 | Sep 24, 2015 | $3.25 |
Sep 27, 2015 | $3.25 | Sep 27, 2015 | $3.25 |
Oct 4, 2015 | $3.25 | Oct 5, 2015 | $3.25 |
Oct 11, 2015 | $3.25 | Oct 12, 2015 | $3.25 |
Oct 18, 2015 | $3.25 | Oct 26, 2015 | $3.25 |
Oct 25, 2015 | $3.25 | Oct 30, 2015 | $3.25 |
Nov 1, 2015 | $3.25 | Nov 4, 2015 | $3.25 |
Nov 8, 2015 | $3.25 | Nov 7, 2015 | $3.25 |
Nov 15, 2015 | $0.00 | ||
Nov 22, 2015 | $0.00 | ||
Nov 29, 2015 | $1.05 | Nov 28, 2015 | $1.05 |
Dec 6, 2015 | $1.05 | Nov 28, 2015 | $1.05 |
Dec 13, 2015 | $1.05 | Dec 13, 2015 | $1.05 |
Dec 20, 2015 | $1.05 | Dec 22, 2015 | $1.05 |
Dec 27, 2015 | $1.05 | Jan 1, 2016 | $1.05 |
Jan 3, 2016 | $1.05 | Jan 1, 2016 | $1.05 |
Jan 10, 2016 | $1.05 | Jan 10, 2016 | $1.05 |
Jan 17, 2016 | $1.05 | Jan 17, 2016 | $1.05 |
Jan 24, 2016 | $1.05 | Jan 24, 2016 | $1.05 |
Jan 31, 2016 | $1.05 | Jan 29, 2016 | $1.05 |
Feb 7, 2016 | $1.05 | Feb 4, 2016 | $1.05 |
Feb 14, 2016 | $1.05 | Feb 10, 2016 | $1.05 |
Feb 21, 2016 | $1.05 | Feb 22, 2016 | $1.05 |
Feb 28, 2016 | $1.05 | Mar 1, 2016 | $1.05 |
Mar 6, 2016 | $1.05 | Mar 1, 2016 | $1.05 |
Mar 13, 2016 | $1.05 | Mar 10, 2016 | $1.05 |
Mar 20, 2016 | $1.05 | Mar 22, 2016 | $1.05 |
Mar 27, 2016 | $1.05 | Mar 22, 2016 | $1.05 |
Apr 3, 2016 | $1.05 | Apr 2, 2016 | $1.05 |
Apr 10, 2016 | $1.05 | Apr 9, 2016 | $1.05 |
Apr 17, 2016 | $1.05 | Apr 17, 2016 | $1.05 |
Apr 24, 2016 | $1.05 | Apr 24, 2016 | $1.05 |
May 1, 2016 | $1.05 | May 4, 2016 | $1.05 |
May 8, 2016 | $1.05 | May 9, 2016 | $1.05 |
May 15, 2016 | $1.05 | May 16, 2016 | $1.05 |
May 22, 2016 | $1.05 | May 22, 2016 | $1.05 |
May 29, 2016 | $1.05 | Jun 1, 2016 | $1.05 |
Jun 5, 2016 | $1.05 | Jun 6, 2016 | $1.05 |
Jun 12, 2016 | $1.05 | Jun 13, 2016 | $1.05 |
Jun 19, 2016 | $1.05 | Jun 19, 2016 | $1.05 |
Jun 26, 2016 | $1.05 | Jun 27, 2016 | $1.05 |
Jul 3, 2016 | $1.05 | Jul 3, 2016 | $1.05 |
Jul 10, 2016 | $1.05 | Jul 10, 2016 | $1.05 |
Jul 17, 2016 | $1.05 | Jul 16, 2016 | $1.05 |
Jul 24, 2016 | $1.05 | Jul 17, 2016 | $0.52 |
Jul 17, 2016 | $0.54 | ||
Jul 31, 2016 | $1.05 | Aug 1, 2016 | $1.05 |
Aug 7, 2016 | $1.05 | Aug 8, 2016 | $1.05 |
Aug 14, 2016 | $1.05 | Aug 14, 2016 | $1.05 |
Aug 21, 2016 | $1.05 | Aug 20, 2016 | $1.05 |
Aug 28, 2016 | $1.05 | Aug 20, 2016 | $1.05 |
Sep 4, 2016 | $1.05 | Sep 5, 2016 | $1.05 |
Sep 11, 2016 | $1.05 | Sep 13, 2016 | $1.05 |
Sep 18, 2016 | $1.05 | Sep 26, 2016 | $1.05 |
Sep 25, 2016 | $1.05 | Sep 26, 2016 | $1.05 |
Oct 2, 2016 | $1.05 | Oct 1, 2016 | $1.05 |
Oct 9, 2016 | $31.58 | Oct 6, 2016 | $31.58 |
Oct 16, 2016 | $5.26 | Oct 16, 2016 | $5.26 |
Oct 23, 2016 | $5.26 | Oct 23, 2016 | $5.26 |
Oct 30, 2016 | $5.26 | Nov 1, 2016 | $5.26 |
Nov 6, 2016 | $5.26 | Nov 7, 2016 | $5.26 |
Nov 13, 2016 | $5.26 | Dec 2, 2016 | $5.26 |
Nov 20, 2016 | $5.26 | Dec 2, 2016 | $5.26 |
Nov 27, 2016 | $5.26 | Dec 2, 2016 | $5.26 |
Dec 4, 2016 | $5.26 | Dec 2, 2016 | $5.26 |
Dec 11, 2016 | $5.26 | Dec 13, 2016 | $5.26 |
Dec 18, 2016 | $7.26 | Dec 18, 2016 | $7.26 |
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