Entrepreneur
Name
James
Member since
August 2014
On-time repayments
327 installments • 17%
About Me
I am james Gachukia.I hail from Kiambu in a family of ten.I started schooling at a local primary school before proceeding to a day secondary school because my parents could not afford the hefty high school/boarding fees that I had been admitted to despite passing well in primary school.In that day secondary school,the locals perceived it as a reserve for primary school failures.I worked hard and smart to overturn that detrimental thinking and became the only student in my year to join a public university and optimistically pursued a bachelor's degree in Econometrics and statistics.I have also ambitiously pursued a professional course in Accounts(Certified Public Accounts)(CPA(K).
I involve myself with writing of inspirational and motivational books alongside writing revision question and answer booklets for CPA students.All this work is in hardcopies awaiting publishing.
I got involved in writing out of passion to change the mindset of individuals with regard to education and also make money out of it.
During my free time,I usually visit children homes and also play chess game
My Business
First and foremost,I would like to thank all my lenders for the facilitation of the second loan that took me from scratch to stand!
I would like a third loan to enable me publish more and more booklets.I want to create a business dynasty of books in the near future.
Here in kenya,revision booklets and motivational books usually have high demand.
Publishing one book will cost me about USD17.I need to test the market with about 500 Books.That is about USD 8500.After all is done,I will sell one book at between USD 25 and USD 32 depending with the place and market/price differentiation.With that I will pocket a cool 140% profit !
I will use the proceeds to repay back my loan arrears,expand the business and help the needy in paying school fees.
The risk in this business is well factored and simulated because of copyright provision.
Loan Proposal
Hi lenders,
I intend to publish more educational books with the loan.With publishing different books of different levels in the professional training of accounting in Kenya,I intend to increase my sales this time round by 50 percent.I intend to be making 700 dollars sales monthly.
Feedback
Positive
4
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$696.00
Date disbursed
Mar 9, 2015
Repayment status
Late
Projected term
92 months
Other loans
Lenders
Hong Kong, Hong Kong
Nepean, Canada
Nieuwegein, Netherlands
Madrid, Spain
United Kingdom
United States
Germany
France
Puerto Rico
Jake Gibson and Beverly Picardo
San Francisco, United States
Ask James a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Summary
Amount repaid
$205.04
Amount remaining
$750.31
Expected completion
Apr 25, 2021
Status
Repaying late
Installment amount
$2.20
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 22, 2015 | $50.58 | Mar 23, 2015 | $50.58 |
| Mar 29, 2015 | $10.99 | Mar 29, 2015 | $10.99 |
| Apr 5, 2015 | $10.99 | Apr 5, 2015 | $10.99 |
| Apr 12, 2015 | $10.99 | Apr 12, 2015 | $10.99 |
| Apr 19, 2015 | $10.99 | Apr 19, 2015 | $10.99 |
| Apr 26, 2015 | $0.00 | ||
| May 3, 2015 | $5.49 | May 5, 2015 | $5.49 |
| May 10, 2015 | $5.49 | May 11, 2015 | $5.49 |
| May 17, 2015 | $5.49 | May 18, 2015 | $5.49 |
| May 24, 2015 | $5.49 | May 25, 2015 | $5.49 |
| May 31, 2015 | $0.00 | ||
| Jun 7, 2015 | $3.30 | Jun 7, 2015 | $3.30 |
| Jun 14, 2015 | $3.30 | Jun 15, 2015 | $3.30 |
| Jun 21, 2015 | $3.30 | Jun 29, 2015 | $3.30 |
| Jun 28, 2015 | $3.30 | Jul 5, 2015 | $3.30 |
| Jul 5, 2015 | $3.30 | Jul 20, 2015 | $3.30 |
| Jul 12, 2015 | $0.00 | ||
| Jul 19, 2015 | $0.00 | ||
| Jul 26, 2015 | $0.00 | ||
| Aug 2, 2015 | $2.20 | Aug 2, 2015 | $2.20 |
| Aug 9, 2015 | $2.20 | Aug 10, 2015 | $2.20 |
| Aug 16, 2015 | $2.20 | Aug 19, 2015 | $2.20 |
| Aug 23, 2015 | $0.00 | ||
| Aug 30, 2015 | $0.00 | ||
| Sep 6, 2015 | $0.00 | ||
| Sep 13, 2015 | $2.20 | Sep 14, 2015 | $2.20 |
| Sep 20, 2015 | $0.00 | ||
| Sep 27, 2015 | $0.00 | ||
| Oct 4, 2015 | $2.20 | Oct 6, 2015 | $2.20 |
| Oct 11, 2015 | $2.20 | Oct 13, 2015 | $2.20 |
| Oct 18, 2015 | $0.00 | ||
| Oct 25, 2015 | $0.00 | ||
| Nov 1, 2015 | $2.20 | Nov 11, 2015 | $2.20 |
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $0.00 | ||
| Nov 22, 2015 | $2.20 | Dec 11, 2015 | $2.20 |
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $2.20 | Jan 16, 2016 | $2.20 |
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $0.00 | ||
| Jan 17, 2016 | $0.00 | ||
| Jan 24, 2016 | $0.00 | ||
| Jan 31, 2016 | $0.00 | ||
| Feb 7, 2016 | $2.20 | Feb 22, 2016 | $2.20 |
| Feb 14, 2016 | $0.00 | ||
| Feb 21, 2016 | $0.00 | ||
| Feb 28, 2016 | $0.00 | ||
| Mar 6, 2016 | $2.20 | Apr 13, 2016 | $2.20 |
| Mar 13, 2016 | $0.00 | ||
| Mar 20, 2016 | $0.00 | ||
| Mar 27, 2016 | $0.00 | ||
| Apr 3, 2016 | $0.00 | ||
| Apr 10, 2016 | $0.00 | ||
| Apr 17, 2016 | $0.00 | ||
| Apr 24, 2016 | $2.20 | May 8, 2016 | $2.20 |
| May 1, 2016 | $0.00 | ||
| May 8, 2016 | $0.00 | ||
| May 15, 2016 | $0.00 | ||
| May 22, 2016 | $0.00 | ||
| May 29, 2016 | $0.00 | ||
| Jun 5, 2016 | $0.00 | ||
| Jun 12, 2016 | $2.20 | Jul 21, 2016 | $2.20 |
| Jun 19, 2016 | $0.00 | ||
| Jun 26, 2016 | $0.00 | ||
| Jul 3, 2016 | $0.00 | ||
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $0.00 | ||
| Jul 24, 2016 | $2.20 | Jul 24, 2016 | $2.20 |
| Jul 31, 2016 | $0.00 | ||
| Aug 7, 2016 | $0.00 | ||
| Aug 14, 2016 | $0.00 | ||
| Aug 21, 2016 | $2.20 | Sep 12, 2016 | $2.20 |
| Aug 28, 2016 | $0.00 | ||
| Sep 4, 2016 | $0.00 | ||
| Sep 11, 2016 | $0.00 | ||
| Sep 18, 2016 | $0.00 | ||
| Sep 25, 2016 | $0.00 | ||
| Oct 2, 2016 | $2.20 | Oct 16, 2016 | $2.20 |
| Oct 9, 2016 | $0.00 | ||
| Oct 16, 2016 | $0.00 | ||
| Oct 23, 2016 | $0.00 | ||
| Oct 30, 2016 | $0.00 | ||
| Nov 6, 2016 | $2.20 | Nov 20, 2016 | $2.20 |
| Nov 13, 2016 | $0.00 | ||
| Nov 20, 2016 | $0.00 | ||
| Nov 27, 2016 | $0.00 | ||
| Dec 4, 2016 | $0.00 | ||
| Dec 11, 2016 | $0.00 | ||
| Dec 18, 2016 | $2.20 | Jan 2, 2017 | $2.20 |
| Dec 25, 2016 | $2.20 | Jan 15, 2017 | $2.20 |
| Jan 1, 2017 | $0.00 | ||
| Jan 8, 2017 | $0.00 | ||
| Jan 15, 2017 | $0.00 | ||
| Jan 22, 2017 | $0.00 | ||
| Jan 29, 2017 | $0.00 | ||
| Feb 5, 2017 | $2.20 | Feb 12, 2017 | $2.20 |
| Feb 12, 2017 | $0.00 | ||
| Feb 19, 2017 | $0.00 | ||
| Feb 26, 2017 | $0.00 | ||
| Mar 5, 2017 | $2.20 | Mar 13, 2017 | $2.20 |
| Mar 12, 2017 | $0.00 | ||
| Mar 19, 2017 | $0.00 | ||
| Mar 26, 2017 | $0.00 | ||
| Apr 2, 2017 | $2.20 | Apr 18, 2017 | $2.20 |
| Apr 9, 2017 | $0.00 | ||
| Apr 16, 2017 | $0.00 | ||
| Apr 23, 2017 | $0.00 | ||
| Apr 30, 2017 | $2.20 | Sep 3, 2018 | $2.20 |
| May 7, 2017 | $0.00 | ||
| May 14, 2017 | $0.00 | ||
| May 21, 2017 | $0.00 | ||
| May 28, 2017 | $0.00 | ||
| Jun 4, 2017 | $0.00 | ||
| Jun 11, 2017 | $0.00 | ||
| Jun 18, 2017 | $0.00 | ||
| Jun 25, 2017 | $0.00 | ||
| Jul 2, 2017 | $0.00 | ||
| Jul 9, 2017 | $0.00 | ||
| Jul 16, 2017 | $0.00 | ||
| Jul 23, 2017 | $0.00 | ||
| Jul 30, 2017 | $0.00 | ||
| Aug 6, 2017 | $0.00 | ||
| Aug 13, 2017 | $0.00 | ||
| Aug 20, 2017 | $0.00 | ||
| Aug 27, 2017 | $0.00 | ||
| Sep 3, 2017 | $0.00 | ||
| Sep 10, 2017 | $0.00 | ||
| Sep 17, 2017 | $0.00 | ||
| Sep 24, 2017 | $0.00 | ||
| Oct 1, 2017 | $0.00 | ||
| Oct 8, 2017 | $0.00 | ||
| Oct 15, 2017 | $0.00 | ||
| Oct 22, 2017 | $0.00 | ||
| Oct 29, 2017 | $0.00 | ||
| Nov 5, 2017 | $0.00 | ||
| Nov 12, 2017 | $0.00 | ||
| Nov 19, 2017 | $0.00 | ||
| Nov 26, 2017 | $0.00 | ||
| Dec 3, 2017 | $0.00 | ||
| Dec 10, 2017 | $0.00 | ||
| Dec 17, 2017 | $0.00 | ||
| Dec 24, 2017 | $0.00 | ||
| Dec 31, 2017 | $0.00 | ||
| Jan 7, 2018 | $0.00 | ||
| Jan 14, 2018 | $0.00 | ||
| Jan 21, 2018 | $0.00 | ||
| Jan 28, 2018 | $0.00 | ||
| Feb 4, 2018 | $0.00 | ||
| Feb 11, 2018 | $0.00 | ||
| Feb 18, 2018 | $0.00 | ||
| Feb 25, 2018 | $0.00 | ||
| Mar 4, 2018 | $0.00 | ||
| Mar 11, 2018 | $0.00 | ||
| Mar 18, 2018 | $0.00 | ||
| Mar 25, 2018 | $0.00 | ||
| Apr 1, 2018 | $0.00 | ||
| Apr 8, 2018 | $0.00 | ||
| Apr 15, 2018 | $0.00 | ||
| Apr 22, 2018 | $0.00 | ||
| Apr 29, 2018 | $0.00 | ||
| May 6, 2018 | $0.00 | ||
| May 13, 2018 | $0.00 | ||
| May 20, 2018 | $0.00 | ||
| May 27, 2018 | $0.00 | ||
| Jun 3, 2018 | $0.00 | ||
| Jun 10, 2018 | $0.00 | ||
| Jun 17, 2018 | $0.00 | ||
| Jun 24, 2018 | $0.00 | ||
| Jul 1, 2018 | $0.00 | ||
| Jul 8, 2018 | $0.00 | ||
| Jul 15, 2018 | $0.00 | ||
| Jul 22, 2018 | $0.00 | ||
| Jul 29, 2018 | $0.00 | ||
| Aug 5, 2018 | $0.00 | ||
| Aug 12, 2018 | $0.00 | ||
| Aug 19, 2018 | $0.00 | ||
| Aug 26, 2018 | $0.00 | ||
| Sep 2, 2018 | $0.00 | ||
| Sep 9, 2018 | $1.65 | Sep 10, 2018 | $1.65 |
| Sep 16, 2018 | $2.20 | Sep 10, 2018 | $0.55 |
| Sep 18, 2018 | $1.65 | ||
| Sep 23, 2018 | $2.20 | Sep 18, 2018 | $0.55 |
| Oct 3, 2018 | $1.65 | ||
| Sep 30, 2018 | $2.20 | Oct 3, 2018 | $2.20 |
| Oct 7, 2018 | $0.00 | ||
| Oct 14, 2018 | $0.00 | ||
| Oct 21, 2018 | $0.00 | ||
| Oct 28, 2018 | $0.00 | ||
| Nov 4, 2018 | $0.00 | ||
| Nov 11, 2018 | $0.00 | ||
| Nov 18, 2018 | $0.00 | ||
| Nov 25, 2018 | $0.00 | ||
| Dec 2, 2018 | $0.00 | ||
| Dec 9, 2018 | $0.00 | ||
| Dec 16, 2018 | $1.10 | Feb 14, 2019 | $1.10 |
| Dec 23, 2018 | $0.00 | ||
| Dec 30, 2018 | $0.00 | ||
| Jan 6, 2019 | $0.00 | ||
| Jan 13, 2019 | $0.00 | ||
| Jan 20, 2019 | $0.00 | ||
| Jan 27, 2019 | $0.00 | ||
| Feb 3, 2019 | $0.00 | ||
| Feb 10, 2019 | $0.00 | ||
| Feb 17, 2019 | $0.00 | ||
| Feb 24, 2019 | $1.65 | Apr 9, 2019 | $1.65 |
| Mar 3, 2019 | $0.55 | Apr 9, 2019 | $0.55 |
| Mar 10, 2019 | $0.00 | ||
| Mar 17, 2019 | $0.00 | ||
| Mar 24, 2019 | $0.00 | ||
| Mar 31, 2019 | $0.00 | ||
| Apr 7, 2019 | $0.00 | ||
| Apr 14, 2019 | $1.10 | May 23, 2019 | $1.10 |
| Apr 21, 2019 | $0.00 | ||
| Apr 28, 2019 | $0.00 | ||
| May 5, 2019 | $0.00 | ||
| May 12, 2019 | $0.00 | ||
| May 19, 2019 | $0.00 | ||
| May 26, 2019 | $1.10 | Jul 3, 2019 | $1.10 |
| Jun 2, 2019 | $0.00 | ||
| Jun 9, 2019 | $0.00 | ||
| Jun 16, 2019 | $0.00 | ||
| Jun 23, 2019 | $0.00 | ||
| Jun 30, 2019 | $0.00 | ||
| Jul 7, 2019 | $0.00 | ||
| Jul 14, 2019 | $0.55 | Aug 29, 2019 | $0.55 |
| Jul 21, 2019 | $0.00 | ||
| Jul 28, 2019 | $0.00 | ||
| Aug 4, 2019 | $0.00 | ||
| Aug 11, 2019 | $0.00 | ||
| Aug 18, 2019 | $0.00 | ||
| Aug 25, 2019 | $0.00 | ||
| Sep 1, 2019 | $0.00 | ||
| Sep 8, 2019 | $0.55 | Nov 4, 2019 | $0.55 |
| Sep 15, 2019 | $0.00 | ||
| Sep 22, 2019 | $0.00 | ||
| Sep 29, 2019 | $0.00 | ||
| Oct 6, 2019 | $0.00 | ||
| Oct 13, 2019 | $0.00 | ||
| Oct 20, 2019 | $0.00 | ||
| Oct 27, 2019 | $0.00 | ||
| Nov 3, 2019 | $0.00 | ||
| Nov 10, 2019 | $0.55 | Dec 11, 2019 | $0.55 |
| Nov 17, 2019 | $0.00 | ||
| Nov 24, 2019 | $0.00 | ||
| Dec 1, 2019 | $0.00 | ||
| Dec 8, 2019 | $0.00 | ||
| Dec 15, 2019 | $0.55 | Dec 17, 2019 | $0.55 |
| Dec 22, 2019 | $0.55 | Jan 30, 2020 | $0.55 |
| Dec 29, 2019 | $0.00 | ||
| Jan 5, 2020 | $0.00 | ||
| Jan 12, 2020 | $0.00 | ||
| Jan 19, 2020 | $0.00 | ||
| Jan 26, 2020 | $0.00 | ||
| Feb 2, 2020 | $0.00 | ||
| Feb 9, 2020 | $0.00 | ||
| Feb 16, 2020 | $0.55 | Feb 25, 2020 | $0.55 |
| Feb 23, 2020 | $0.55 | Feb 26, 2020 | $0.55 |
| Mar 1, 2020 | $0.00 | ||
| Mar 8, 2020 | $0.00 | ||
| Mar 15, 2020 | $0.00 | ||
| Mar 22, 2020 | $0.00 | ||
| Mar 29, 2020 | $0.00 | ||
| Apr 5, 2020 | $0.00 | ||
| Apr 12, 2020 | $0.00 | ||
| Apr 19, 2020 | $0.00 | ||
| Apr 26, 2020 | $0.00 | ||
| May 3, 2020 | $0.00 | ||
| May 10, 2020 | $0.00 | ||
| May 17, 2020 | $0.00 | ||
| May 24, 2020 | $0.56 | May 26, 2020 | $0.56 |
| May 31, 2020 | $0.00 | ||
| Jun 7, 2020 | $0.00 | ||
| Jun 14, 2020 | $0.00 | ||
| Jun 21, 2020 | $0.00 | ||
| Jun 28, 2020 | $0.00 | ||
| Jul 5, 2020 | $0.00 | ||
| Jul 12, 2020 | $0.00 | ||
| Jul 19, 2020 | $0.00 | ||
| Jul 26, 2020 | $0.00 | ||
| Aug 2, 2020 | $0.00 | ||
| Aug 9, 2020 | $0.00 | ||
| Aug 16, 2020 | $0.00 | ||
| Aug 23, 2020 | $0.55 | Oct 14, 2020 | $0.55 |
| Aug 30, 2020 | $0.00 | ||
| Sep 6, 2020 | $0.00 | ||
| Sep 13, 2020 | $0.00 | ||
| Sep 20, 2020 | $0.00 | ||
| Sep 27, 2020 | $0.00 | ||
| Oct 4, 2020 | $0.00 | ||
| Oct 11, 2020 | $0.00 | ||
| Oct 18, 2020 | $0.00 | ||
| Oct 25, 2020 | $0.56 | Oct 27, 2020 | $0.56 |
| Nov 1, 2020 | $0.56 | Nov 4, 2020 | $0.56 |
| Nov 8, 2020 | $0.56 | Nov 10, 2020 | $0.56 |
| Nov 15, 2020 | $0.56 | Nov 24, 2020 | $0.56 |
| Nov 22, 2020 | $0.56 | Nov 24, 2020 | $0.56 |
| Nov 29, 2020 | $2.20 | ||
| Dec 6, 2020 | $36.75 | ||
| Dec 13, 2020 | $36.75 | ||
| Dec 20, 2020 | $36.75 | ||
| Dec 27, 2020 | $36.75 | ||
| Jan 3, 2021 | $36.75 | ||
| Jan 10, 2021 | $36.75 | ||
| Jan 17, 2021 | $36.75 | ||
| Jan 24, 2021 | $36.75 | ||
| Jan 31, 2021 | $36.75 | ||
| Feb 7, 2021 | $36.75 | ||
| Feb 14, 2021 | $36.75 | ||
| Feb 21, 2021 | $36.75 | ||
| Feb 28, 2021 | $36.75 | ||
| Mar 7, 2021 | $36.75 | ||
| Mar 14, 2021 | $36.75 | ||
| Mar 21, 2021 | $36.75 | ||
| Mar 28, 2021 | $36.75 | ||
| Apr 4, 2021 | $36.75 | ||
| Apr 11, 2021 | $36.75 | ||
| Apr 18, 2021 | $36.75 | ||
| Apr 25, 2021 | $13.16 | ||
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