Cultivating cow peas
Thomas
Ruaka Ridge Apartments, Kiambu County, Kenya
43% repaid
Entrepreneur
Name
Thomas
Member since
May 2018
On-time repayments
125 installments • 64%
About Me
My name is Thomas Githinji Mugo. I hail from Gichugu Constituency, Kirinyaga County. My childhood was a mix of urban and rural life, the latter commencing at 6 years of age when my family relocated from Nairobi to Kiangechu Village, Njuku Sublocation on the slopes of Mt. Kenya. Life at the rural setting started off rough in comparison with city life that I was born into. That meant transitioning from a home with electricity and a colour TV to one with a Lantern Lamp with no access to TV at all! It also meant waking up to attend to farm chores, for example, feeding the cows and chicken before proceeding to either weed the maize plot or harvest tea or coffee. In retrospect, this seemingly gloomy transition also nurtured a passion for farming into me. Today I practice agribusiness out of the acquired passion for farming!
My Business
I am an employee of a State Corporation in the oil and gas subsector. Besides, I practice agribusiness, majorly potato and horticultural farming. I also have a keen interest in forex trading which earns me residual income from my initial investment.
I purchased two 50 by 100 plots at Ngecha, Kiambu County, where I plant horticultural crops. Moreover,. I have leased a one acre plot at Njabini, South Kinangop, Nyandarua County where I plant potato due to the favourable weather conditions for the crop as well as access to quality accredited potato seed.
The yields from horticultural crop are harvested monthly while the yields from the potato farm are harvested on a quarterly basis. Income from the forex returns is accessible on a monthly basis.
Loan Proposal
I intend to use the loan to purchase 30kg of Cowpeas seed for planting in already prepared rows in my plot at Ngecha, Kiambu County. I also intend to purchase 20kg of Di-ammonium Phosphate (DAP) fertilizer to enrich the soil. Lastly, I intend to use part of loan proceeds to facilitate labour expenses for planting the Cowpeas.
I figured Cowpeas would be ideal to plant during this season since I intend to sell the Cowpeas as vegetables (Cowpeas leaves). The crop will mature and be ready for harvest in a month's time thus giving me an opportunity to clear the plot and plant a fresh crop therefore optimizing my plot's productivity throughout the long rains season (April to July). The project will enable me be part of the society that will contribute to food security within the locale and even the wider precints of Nairobi metropolitan.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$355.00
Date disbursed
May 23, 2019
Repayment status
Late
Projected term
27 months
Other loans
Lenders
San Francisco, Netherlands
Brisbane, Australia
Toronto, Canada
United States
United States
Summary
Amount repaid
$152.95
Amount remaining
$202.22
Expected completion
Aug 20, 2021
Status
Repaying late
Installment amount
$29.60
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 31, 2019 | $4.93 | Jul 2, 2019 | $4.93 |
| Jun 7, 2019 | $0.00 | ||
| Jun 14, 2019 | $0.00 | ||
| Jun 21, 2019 | $0.00 | ||
| Jun 28, 2019 | $0.00 | ||
| Jul 5, 2019 | $0.49 | Jul 3, 2019 | $0.49 |
| Jul 12, 2019 | $0.49 | Jul 17, 2019 | $0.49 |
| Jul 19, 2019 | $0.00 | ||
| Jul 26, 2019 | $0.49 | Jul 26, 2019 | $0.49 |
| Aug 2, 2019 | $0.49 | Jul 26, 2019 | $0.49 |
| Aug 9, 2019 | $0.49 | Aug 9, 2019 | $0.49 |
| Aug 16, 2019 | $0.49 | Aug 28, 2019 | $0.49 |
| Aug 23, 2019 | $0.49 | Aug 28, 2019 | $0.49 |
| Aug 30, 2019 | $5.91 | Aug 28, 2019 | $0.99 |
| Sep 10, 2019 | $4.93 | ||
| Sep 6, 2019 | $0.00 | ||
| Sep 13, 2019 | $0.49 | Sep 22, 2019 | $0.49 |
| Sep 20, 2019 | $0.49 | Sep 22, 2019 | $0.49 |
| Sep 27, 2019 | $0.49 | Sep 26, 2019 | $0.49 |
| Oct 4, 2019 | $0.49 | Oct 4, 2019 | $0.49 |
| Oct 11, 2019 | $0.49 | Oct 11, 2019 | $0.49 |
| Oct 18, 2019 | $0.00 | ||
| Oct 25, 2019 | $0.00 | ||
| Nov 1, 2019 | $0.49 | Oct 30, 2019 | $0.49 |
| Nov 8, 2019 | $0.49 | Oct 30, 2019 | $0.49 |
| Nov 15, 2019 | $0.49 | Nov 15, 2019 | $0.49 |
| Nov 22, 2019 | $0.49 | Nov 20, 2019 | $0.49 |
| Nov 29, 2019 | $0.49 | Nov 27, 2019 | $0.49 |
| Dec 6, 2019 | $7.88 | Dec 17, 2019 | $0.99 |
| Dec 24, 2019 | $0.99 | ||
| Jan 3, 2020 | $0.99 | ||
| Jan 7, 2020 | $0.99 | ||
| Jan 8, 2020 | $0.99 | ||
| Jan 10, 2020 | $0.99 | ||
| Jan 11, 2020 | $0.99 | ||
| Jan 13, 2020 | $0.99 | ||
| Dec 13, 2019 | $0.00 | ||
| Dec 20, 2019 | $0.00 | ||
| Dec 27, 2019 | $0.00 | ||
| Jan 3, 2020 | $0.00 | ||
| Jan 10, 2020 | $0.00 | ||
| Jan 17, 2020 | $0.49 | Jan 16, 2020 | $0.49 |
| Jan 24, 2020 | $0.49 | Jan 16, 2020 | $0.49 |
| Jan 31, 2020 | $0.49 | Jan 17, 2020 | $0.49 |
| Feb 7, 2020 | $0.49 | Jan 17, 2020 | $0.49 |
| Feb 14, 2020 | $0.49 | Jan 18, 2020 | $0.49 |
| Feb 21, 2020 | $11.33 | Jan 18, 2020 | $0.49 |
| Jan 26, 2020 | $4.93 | ||
| Feb 1, 2020 | $4.93 | ||
| Feb 12, 2020 | $0.99 | ||
| Feb 28, 2020 | $0.49 | Feb 25, 2020 | $0.49 |
| Mar 6, 2020 | $0.49 | Feb 25, 2020 | $0.49 |
| Mar 13, 2020 | $0.49 | Feb 28, 2020 | $0.49 |
| Mar 20, 2020 | $0.49 | Mar 10, 2020 | $0.49 |
| Mar 27, 2020 | $0.49 | Mar 13, 2020 | $0.49 |
| Apr 3, 2020 | $0.49 | Mar 21, 2020 | $0.49 |
| Apr 10, 2020 | $0.49 | Apr 9, 2020 | $0.49 |
| Apr 17, 2020 | $0.49 | Apr 9, 2020 | $0.49 |
| Apr 24, 2020 | $0.49 | Apr 22, 2020 | $0.49 |
| May 1, 2020 | $0.49 | May 1, 2020 | $0.49 |
| May 8, 2020 | $0.50 | May 6, 2020 | $0.50 |
| May 15, 2020 | $0.50 | May 13, 2020 | $0.50 |
| May 22, 2020 | $0.50 | May 20, 2020 | $0.50 |
| May 29, 2020 | $0.50 | May 28, 2020 | $0.50 |
| Jun 5, 2020 | $0.50 | Jun 3, 2020 | $0.50 |
| Jun 12, 2020 | $0.00 | ||
| Jun 19, 2020 | $0.50 | Jun 18, 2020 | $0.50 |
| Jun 26, 2020 | $0.50 | Jun 26, 2020 | $0.50 |
| Jul 3, 2020 | $0.50 | Jul 1, 2020 | $0.50 |
| Jul 10, 2020 | $0.50 | Jul 8, 2020 | $0.50 |
| Jul 17, 2020 | $0.50 | Jul 16, 2020 | $0.50 |
| Jul 24, 2020 | $0.50 | Jul 24, 2020 | $0.50 |
| Jul 31, 2020 | $0.50 | Jul 29, 2020 | $0.50 |
| Aug 7, 2020 | $0.50 | Aug 6, 2020 | $0.50 |
| Aug 14, 2020 | $0.50 | Aug 17, 2020 | $0.50 |
| Aug 21, 2020 | $0.50 | Aug 19, 2020 | $0.50 |
| Aug 28, 2020 | $0.50 | Aug 26, 2020 | $0.50 |
| Sep 4, 2020 | $0.50 | Sep 3, 2020 | $0.50 |
| Sep 11, 2020 | $0.50 | Sep 9, 2020 | $0.50 |
| Sep 18, 2020 | $0.50 | Sep 16, 2020 | $0.50 |
| Sep 25, 2020 | $0.50 | Sep 24, 2020 | $0.50 |
| Oct 2, 2020 | $0.50 | Sep 30, 2020 | $0.50 |
| Oct 9, 2020 | $0.00 | ||
| Oct 16, 2020 | $0.50 | Oct 13, 2020 | $0.50 |
| Oct 23, 2020 | $0.50 | Oct 13, 2020 | $0.50 |
| Oct 30, 2020 | $0.50 | Oct 28, 2020 | $0.50 |
| Nov 6, 2020 | $0.50 | Nov 5, 2020 | $0.50 |
| Nov 13, 2020 | $0.50 | Nov 11, 2020 | $0.50 |
| Nov 20, 2020 | $0.50 | Nov 20, 2020 | $0.50 |
| Nov 27, 2020 | $0.50 | Nov 25, 2020 | $0.50 |
| Dec 4, 2020 | $0.50 | Dec 2, 2020 | $0.50 |
| Dec 11, 2020 | $0.50 | Dec 9, 2020 | $0.50 |
| Dec 18, 2020 | $0.50 | Dec 16, 2020 | $0.50 |
| Dec 25, 2020 | $0.00 | ||
| Jan 1, 2021 | $1.97 | Jan 3, 2021 | $0.99 |
| Jan 10, 2021 | $0.99 | ||
| Jan 8, 2021 | $0.00 | ||
| Jan 15, 2021 | $10.15 | Jan 24, 2021 | $10.15 |
| Jan 22, 2021 | $0.00 | ||
| Jan 29, 2021 | $0.00 | ||
| Feb 5, 2021 | $10.15 | Mar 26, 2021 | $0.99 |
| Mar 29, 2021 | $9.16 | ||
| Feb 12, 2021 | $4.93 | Mar 29, 2021 | $0.99 |
| Mar 31, 2021 | $0.99 | ||
| Apr 6, 2021 | $1.97 | ||
| Apr 7, 2021 | $0.99 | ||
| Feb 19, 2021 | $0.00 | ||
| Feb 26, 2021 | $0.00 | ||
| Mar 5, 2021 | $0.00 | ||
| Mar 12, 2021 | $0.00 | ||
| Mar 19, 2021 | $0.00 | ||
| Mar 26, 2021 | $0.00 | ||
| Apr 2, 2021 | $0.00 | ||
| Apr 9, 2021 | $10.15 | Apr 12, 2021 | $0.99 |
| Apr 13, 2021 | $0.99 | ||
| Apr 19, 2021 | $0.99 | ||
| Apr 20, 2021 | $0.99 | ||
| May 10, 2021 | $6.21 | ||
| Apr 16, 2021 | $10.15 | May 10, 2021 | $3.94 |
| Jun 5, 2021 | $0.99 | ||
| Jun 15, 2021 | $1.97 | ||
| Jul 7, 2021 | $0.99 | ||
| Jul 16, 2021 | $2.27 | ||
| Apr 23, 2021 | $10.15 | Jul 16, 2021 | $1.68 |
| Jul 27, 2021 | $4.93 | ||
| Jul 28, 2021 | $0.99 | ||
| Aug 13, 2021 | $2.56 | ||
| Apr 30, 2021 | $10.15 | Aug 13, 2021 | $2.37 |
| Aug 30, 2021 | $1.97 | ||
| Oct 4, 2021 | $0.99 | ||
| Nov 29, 2021 | $1.97 | ||
| Mar 2, 2022 | $0.99 | ||
| Apr 28, 2022 | $1.87 | ||
| May 7, 2021 | $10.15 | Apr 28, 2022 | $3.05 |
| May 13, 2022 | $1.97 | ||
| May 17, 2022 | $1.97 | ||
| May 30, 2022 | $1.97 | ||
| Jun 11, 2022 | $0.99 | ||
| Jun 25, 2022 | $0.20 | ||
| May 14, 2021 | $29.60 | Jun 25, 2022 | $1.77 |
| Jul 9, 2022 | $1.97 | ||
| Jan 6, 2023 | $4.93 | ||
| Apr 7, 2023 | $4.93 | ||
| May 21, 2021 | $29.60 | ||
| May 28, 2021 | $29.60 | ||
| Jun 4, 2021 | $11.12 | ||
| Jun 11, 2021 | $11.12 | ||
| Jun 18, 2021 | $11.12 | ||
| Jun 25, 2021 | $11.12 | ||
| Jul 2, 2021 | $11.12 | ||
| Jul 9, 2021 | $11.12 | ||
| Jul 16, 2021 | $11.12 | ||
| Jul 23, 2021 | $11.12 | ||
| Jul 30, 2021 | $11.12 | ||
| Aug 6, 2021 | $11.12 | ||
| Aug 13, 2021 | $11.12 | ||
| Aug 20, 2021 | $4.74 | ||
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