Dish soap, softener, liquid detergent

Etik

Surabaya, Indonesia

100% repaid

Entrepreneur

Name

Etik

Member since

November 2015

On-time repayments

215 installments  •  96%

About Me

I am a housewife with two (2) children who live in the city to 2 (two) countries Indonesia, namely Surabaya, my last education was vocational .

I run my own business selling household goods such as dish soap, softener, detergent liquid. My income is pretty good because this product is needed by people around me, profit is used for children allowance, shopping, and other needs, So my husband's income could be used for retirement savings and education of our children in college and also helping our parents.

My Business

I applied for a loan to zidisha to add stock for dish soap, softener, detergent liquid brand "Baroq, since the increasing number of consumer demand that is very significant.

The products of dish soap, softener, detergent liquid brand" Baroq "truly attracted consumers despite only made by home industry, doesn't necessarily mean it's worse than famous brands and also sold with cheaper price.

By using this profit I could repay the loan in zidisha, if once I find difficulties to repay the loan to zidisha, I might use my husband salary to pay but it's a small possibility since the product brand "Baroq" is needed by public.

Loan Proposal

By receiving funds about Rp505 815, - I can add to the stock of goods my business include,

Dish washing soap 94 liter = $ 26
Softener 20 liters = 6 $
Detergent Liquid 12 liter = 4 $

My customer would be certainly very happy by this addition of the stock of goods since their orders are quickly fulfilled.

With a capital of $ 36 my profit would be around $ 20.

Show original Bahasa Indonesia  

About Me

Saya adalah seorang ibu rumah tangga dengan 2 (dua) anak yang tinggal dikota ke 2 (dua) negara indonesia yaitu surabaya, pendidikan terakhir Saya SMK.
Saya bekerja menjalankan bisnis sendiri dengan menjual kebutuhan rumah tangga seperti sabun cuci piring, softener, detergent cair. Penghasilan Saya lumayan bagus karena produk ini sangat dibutuhkan oleh kalangan masyarakat, labanya bisa untuk uang saku anak - anak, belanja, dan kebutuhan lain, jadi penghasilan suami bisa digunakan untuk tabungan hari tua dan tabungan biaya pendidikan anak-anak jika kuliah nanti dan membantu orang tua.

My Business

Saya mengajukan pinjaman zidisha yang ke -3 ini membeli penambahan unit komputer atau laptop sebagai sarana untuk bisnis saya dalam memasarkan produk - produk yang Saya jual di online, diantaranya sabun cuci, softener merk "Baroq", alat tulis, barang - barang unik yang laku dipasaran. Sehubungan permintaan produk dalam penjualan yang semakin meningkat pesat maka saya butuh penambahan unit komputer atau laptop tersebut. Mohon kepada pendana untuk berkenan memberikan pinjaman kepada Saya.
Terima kasih.

Loan Proposal

Dengan pinjaman yang cair / yang saya terima sebesar 505.815,- ini Saya bisa menambah stock barang usaha saya antara lain sabun cuci piring 94 liter = 26 $
Softener 20 liter = 6$
Detergent cair 12 liter = 4$
Customer Saya pasti sangat senang sekali dengan penambahan stock barang ini karena ordernya cepat dikirim.
Dengan modal 36 $ ini Saya bisa dapat keuntungan / laba bersih -/+ skitar 20$

Feedback

None

1

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  • jorgvgaal    Nov 30, 2017

    Hello Etik,

    It is good you keep us up to date even if the news is not positive. Try to sort out your issues and stick to your paying back plan. As you know by now Zidisha is a great tool to help people like yourself but it is based on trust and discipline.
    Good luck!

    Jorg

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    • Etik    Dec 5, 2017

      Thanks for the input given, I will continue to strive to remain on time make installment payments, because of zidisha and The lenders have been very helpful in My efforts. Thank you very much.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Dec 9, 2015

Repayment status

On Time

Projected term

2 months

Lenders

T

Tallago3

Munich, Germany

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

mepster

San Francisco, Ca, United States

Haim Si

Mexico, Mexico

PG

Paul Graham

United States

Ask Etik a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Tri    May 27, 2018

    Lho my loan has not been transferred

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    • Etik    May 28, 2018

      What do I mean? I see in the loan profile uda transferred date 27 May 2018, try to check the mutation, if it is not transferred I suggest to make the ticket ..... mksh.

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  • Etik    Mar 19, 2018

    I have an income increase, so my installment is up again ....

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  • Etik    Dec 9, 2017

    With great regret I have to lower the installment, because now I am a lot of expenses And my installment payment date 5 - 12 - 2017 has not been recorded in the account ....

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  • Etik    Dec 8, 2017

    Morning Lenders, I have made the installment payment on time, but already 5 days of payment I have not been credited to my account. Hopefully the same staff zidisha immediately credited to the account so I can pay more on time. thank you

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  • Etik    Nov 29, 2017

    morning lenders, I am currently infecting I am still trying to make installment payments but my virtual account number is not registered / wrong, Please the right solution so that I can make installment payment, thanks

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  • Etik    Nov 28, 2017

    Good day lenders, today is the day I pay the installments, I"ve been trying to pay the installment on time, but after I want to pay the installment of virtual account number I am not registered / wrong, please lenders to understand it because sepertinya trouble .... .thank you.

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  • Etik    Aug 28, 2017

    Thanks to loans from the donor zidisha all goes well, hopefully in the future more and more smoothly. Amiinnn. , ,

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  • Etik    Aug 1, 2017

    Alhamdulillah thanks to loans from zidisha my business is getting smoothly. . . Thanks to all investors. . .

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  • Etik    May 26, 2017

    I say thank you to the funders, with the loan I already received I will buy a laptop / computer and increase my business capital. . . . Thanks. . . .

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  • Etik    May 19, 2017

    I say thank you to the funders, with this loan I can buy lap top / computer and increase the capital so that my business can be more advanced and smoothly, thanks zidisha.

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  • Etik    May 4, 2017

    Alhamdulillah finally paid off loans to 2 by. , , Hopefully the loan application to the current 3 no problems. , , , , thanks to all the funders who have helped me, hopefully loans to 3 later funders willing to help lend again, thank you.

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  • Sutiyo    Oct 27, 2016

    Ms. etik, could you give me your phone numbr?

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  • Nanang    Oct 26, 2016

    Salam ya with to loan already approved and in the form zidisha via BCA account and the funds will be transferred to the account of BCA for any loan payments either through bank BCA

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    • Etik    Oct 27, 2016

      Can not .... payment must be via Indosat purse

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      • Nanang    Oct 27, 2016

        What the funds will be transferred to rek.bca and how long the funds will go

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  • Sutiyo    Oct 24, 2016

    Greetings Ms. ethics .__ Want to ask? ____ For the loan has been approved, how long, his loan transfer.

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    • Etik    Oct 25, 2016

      If the purse is already a premium and the loan has been funded 100%, less than one week would be disbursed if zidisha ga system improvements.

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      • Sutiyo    Oct 26, 2016

        purse own premium, purse cuman indosat 5m maximum limit, but the funds will be loaned 5m more .____ how ya

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        • Etik    Oct 27, 2016

          Blank wallet .... same nti zidisha transferred 5 million .... after receipt emptied again continue to send email to zidisha to transfer the rest ....

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  • Imam    Oct 24, 2016

    Kak klu melting iku weeks

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    • Etik    Oct 24, 2016

      Klo first aq approximately 2 weeks ....

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      • Imam    Oct 25, 2016

        Yes bu ... But until two weeks has not been disbursed

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  • Etik    Aug 9, 2016

    Thanks lenders ..... zidisha is the best ...

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  • Etik    Jul 17, 2016

    Alhamdulillah, with loan funds from zidisha business running smoothly ..... thank funders zidisha.

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  • Etik    May 9, 2016

    I am very happy, finally the internet and phone networks have been installed thanks to loans from zidisha, now I can develop my business and family via online can also take advantage of it, so no need susah2 out of the house. Thanks zidisha I will return the loan on time.

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  • Etik    Mar 22, 2016

    I am very happy with the loans granted zidisha I can install a telephone network and the Internet, and now I can expand my business via online, thanks zidisha ....

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  • Etik    Mar 5, 2016

    Hallo .. ,,!? I was in this second loan to get loans 4.011 million, now I can install a telephone line and internet at home I .__ I thank you all for getting these loans. Hopefully the future will be able to loan again. Amin ..

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