Grace
Nairobi, Kenya
100% repaid
Name
Grace
Member since
January 2015
On-time repayments
189 installments • 15%
My name is Grace Dawo from Nyanza province. I was born in a small town called Thika in Kiambu county. I come from a very humble family and am the second born in a family of eight, five girls and three boys. I started my primary education in Muslim primary school and later joined a girls school in Murang'a County. After my O levels i was not able to join university because my other siblings were also in school and so my parents could not afford my fees.
For this reason i started looking for casual jobs in Thika town in order to support my parents. it was not easy though but all in all my contribution towards my family could be felt. This also contributed to an early marriage where i have five children. The unfortunate thing happened three years ago when I lost my husband and was left with a heavy task of educating our children. The good thing is that while was doing the casual jobs i happened to land in a firm which was manufacturing peanut butter. I got a lot of interest so when my husband died I Bought a grinding machine. I have been in this business today .
Luos in Kenya are known to have unique cultures especially when i passes on or when construction your home.
My first born would like to be business lady in future thought she is pursuing her degree course , the second one would like to be a hotelier, the third an engineer ,the fourth an artist and the last born would like to be a teacher.
I like reading novels and swimming.
I am a peanut butter manufacturer. I process the nuts into butter with a special machine i bought some years back. The nuts are first roasted until when they turn brownish in color is when the grinding starts.
This product is very useful and in demand because it is a natural product with no many addictive and preservatives. It is also very good for children because it does not have chemical so many parents prefer it instead of blue band.
I chose this kind of business because i had worked in a peanut butter manufacturing firm and had known how to process the product.
What i need for the production on peanut butter are nuts, containers of different gram mes and charcoal for roasting the nuts. These is because i have not been able to buy an electric roaster. When the Zidisha organization gives me a loan i will make sure a buy one to make my work easier and make the product in large quantity.An affordable roaster will go for US Dollars 200. i will make sure i have one very soon.
The profits i get from my business has enabled me to pay school fees for my children, reinvest in my business and pay all my bills e.g house rent, electricity and water. And therefore I am confident that i will be able to pay my loans without any problem.
My first loan made me purchase a roasting machine which has really made my work easy and has added production. Thumbs up the zidisha team. The next thing i want to do is to process all the needed documents needed by the county government, one of them being the the Standardization mark from the Kenya Bureau of Standard and bar codes, i will also get a Nairobi city council licenses and a certificate of health because am handling food stuff. This will safe me from the harassment of the city council askaris and i will be able to do my work without stress.All the documentation will go for$ 222 and the remaining $ 110 i will add a bag of peanut.
I am eagerly waiting for lenders to hear my cry and fund me.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$327.00
Date disbursed
Mar 13, 2015
Repayment status
On Time
Projected term
3 months
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