Ernest
Accra, Ghana
100% repaid
Name
Ernest
Member since
February 2015
On-time repayments
47 installments • 70%
My name is Ernest Kwakugah.I come from Kpando in the Volta Region. I am a businessman and am precisely into network marketing, both online and offline. I have been into network marketing for the past eight years. I am happily married to a lady teacher with one boy, three daughters. She is a primary 4 teacher, who also has taken keen interest in Zidisha loan. I reside at North Kaneshie. I am very sociable person as well as a team player. I am Higher National Diplama holder. As a network Marketer I help a lot of my team members improve upon their finances. Most of them are currently doing very well in business. I intend assisting those of them who need some financial assistance by referring them to Zidisha.
As a network marketer for almost 10years, I have had lots of successes in the industry. I am a very focused person who does one thing at a time. The bedrock of the industry is honesty and friendliness as well as selflessness. I am always desirous to see my followers succeed and that had been my passion all these years. In this regard I have more followers that always respond whenever am introducing them into anything new. “Ecashplanet.com” and “Dynapharm Ghana limited” are some of the main networks I am into. Ecashplanet is a board system in which we do referrals and Dynapharm Ghana limited deals in organic fertilizer and natural health products. I travel length and breadth of Ghana,doing these network market business. My main problem has been access to loans. Loan requirement throughout my country goes with a lot of demand for collaterals. Besides, they always ask for huge interest rate that could sometimes collapse your business. It is for this reason that I decided to join Zidisha when Benjamin Ghansah introduced it to me, because it is business friendly and the best in the system for my country.
It is my wish to open a new dygro- Organic fertilizer shop in the Volta region of Ghana.Demand of the fertilizer in the region is on the rise,whilst the cost of meeting it is quite high because my transportation cost.It will however be good if am able to site a shop close to the farmers in the Volta region.This will certainly reduce the number of times I travel there to send the products to the farmers in the month.Besides,there it will enhance availability and accessibility by my customers.This project shall cost me not less than $350.
As I have already mentioned,it will save me a lot of money since my frequency of going there shall be minimized.There will be more saving of cash since my transportation cost is reduced.It shall also increase my sales since there is proximity.
My profit margin shall go up about 30%.Thus, after paying my shop attendant.I shall be very grateful if my next loan is approved.Thank you.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$488.00
Date disbursed
Aug 8, 2015
Repayment status
On Time
Projected term
3 months
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