Coffee, tea and hot chocolate sales

Emmaculate

Komarock,sector1, Mwalika Court, Hse Number 594, Kenya

100% repaid

Entrepreneur

Name

Emmaculate

Member since

January 2014

On-time repayments

11 installments  •  36%

About Me

my name is emmaculate lamunu oyet.I am the first borne in a family of two siblings and raised by a single mother.I am a businesswoman and at the moment am working with an international multi-level beverage company called organo gold.i decided to do business because there are no enough job opportunities in kenya.the unemployment rate in this country is about 44%.i also wanted to be my own boss and create my own wealth though my businesses.Organo gold launched in kenya in November 2013.I already have 1 direct down line on my team and the network is growing at a good speed.I want to use the money to expand my organization by upgrading my membership with the company so that I can earn interests at 15% instead of 10% as well as enjoy other benefits related with an upgrade.


organo gold is an international company that launched in kenya 2 months ago and its growth is explosive.it has been in existence globally for 5 years and within those years it has been able to create over 40 documented millionaires and thousands of 6 figure earners.the highest earner in direct sales comes from this company.refer to http://www.businessforhome.org/2013/10/top-100-worldwide-earners-in-mlm-october-2013/

My Business

kenya is the first African country to do this business. this means that their is still a very big market to capture and more downlines to bring into the business.This small loan couuld actually make a difference and change my life as i will enjoy a wide variety of benefits after i upgrade from a bronze pack to a silver pack that i had started the business with.a bronze pack costs 22,000 kenya shillings.this comes with 8 boxes of coffee, tea and drinking chocolate.A silver pack on the other hand comes 28 boxes of the same product and costs 53,000 kenya shillings.an upgrade means i will pay the difference between the two packages and i will get the difference in boxes.selling each box will give me more than enough money to pay up the loan.this is because i already have a customer base that i created using my first 8 boxes.i like this type of business because i get to work from home and the products involved are consumed daily by every household.the products are also healthy and are made using an ingredient called garnodama herb which helps sort out a number of problems in the body.the business is profitable because it has a very unique payment plan that can make someone make millions in a few years.there are seven different ways of making money through this business.but assuming i sell the products,each will retail at 3000 kenya shillings.the upgrade will grant me 20 boxes.if i sell just 10 boxes i will have more than enough to repay the loan.if i will not have sold the boxes i will still make money through the other 6 remaining income streams and i will be able to pay the loan

Loan Proposal

My Loan Proposal
i will buy more coffee boxes to service my clients.this will help me improve my business as i will be able to upgrade to a larger park,enabling me get higher interest rates.lenders should support me because i want to create wealth and support this program as well.This small loan could actually make a difference and change my life as i will enjoy a wide variety of benefits after i upgrade from a bronze pack to a silver pack that i had started the business with.a bronze pack costs 22,000 kenya shillings.this comes with 8 boxes of coffee, tea and drinking chocolate.A silver pack on the other hand comes 28 boxes of the same product and costs 53,000 kenya shillings.an upgrade means i will pay the difference between the two packages and i will get the difference in boxes.selling each box will give me more than enough money to pay up the loan.this is because i already have a customer base that i created using my first 8 boxes.i like this type of business because i get to work from home and the products involved are consumed daily by every household.the products are also healthy and are made using an ingredient called garnodama herb which helps sort out a number of problems in the body.the business is profitable because it has a very unique payment plan that can make someone make millions in a few years.there are seven different ways of making money through this business.but assuming i sell the products,each will retail at 3000 kenya shillings.the upgrade will grant me 20 boxes.if i sell just 10 boxes i will have more than enough to repay the loan.if i will not have sold the boxes i will still make money through the other 6 remaining income streams and i will be able to pay the loan.ive already raised some of the money i just need six thousand kenya shillings more

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$71.00

Date disbursed

Mar 11, 2014

Repayment status

Late

Projected term

2 months

Lenders

Pierfausto

Rome, Italy

Sarasota

Sarasota, Fl, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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Summary

Amount repaid

$71.54

Amount remaining

$0.28

Expected completion

May 31, 2014

Status

Repaying late

Installment amount

$6.53

Repayment History

Expected Payments Actual Payments
Mar 22, 2014 $6.53 Mar 12, 2014 $6.53
Mar 29, 2014 $6.53 Mar 12, 2014 $6.53
Apr 5, 2014 $6.53 Mar 12, 2014 $6.53
Apr 12, 2014 $6.53 Mar 12, 2014 $6.53
Apr 19, 2014 $6.53 Mar 12, 2014 $2.71
May 28, 2014 $3.82
Apr 26, 2014 $6.53 May 28, 2014 $6.53
May 3, 2014 $6.53 May 28, 2014 $1.76
Jun 5, 2014 $4.76
May 10, 2014 $6.53 Jun 5, 2014 $6.53
May 17, 2014 $6.53 Jun 5, 2014 $0.82
Jun 16, 2014 $5.71
May 24, 2014 $6.53 Jun 16, 2014 $0.18
Jun 17, 2014 $6.35
May 31, 2014 $6.53 Jun 17, 2014 $6.26

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