Increase m-pesa float to employ single mother in my cybercafe

Lucy

Nairobi, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Lucy

Member since

January 2015

On-time repayments

144 installments • 31%

About Me

My name is Lucy Gatobu. I grew up in the Meru rural area. After I finished my form four, I came to Nairobi City to do my diploma in Information Technology with Jomo Kenyatta University of Agriculture and Technology and I am now pursuing a BSc. in Information Technology.

Life has never been easy. I started my business so that I could pay my school fees, since there are other siblings behind me and they are still in school and I am the second born. Even with my degree, I could have graduated in 2013 but I had to take a break to look for money then go back. I started my first business, a kiosk, when I was 19 years old in order to survive while I was doing my diploma.

The unique thing about the area where my business is that it is located within Nairobi University and my clients are students. I am always updated with technology since my customers are the digital generation.

I have a daughter who is 10 years old and she would like to be architect when she grows up. She is also very smart in mathematics and designing. My unique hobby is reading the bible so serious, as if I am going to do an exam.

That [in one of the photos] is my daughter: she is in grade 5 at Agah Khan Junior School Nairobi. She is the one who lenders paid for her trip and she was very happy. Thank you very much, lenders.

My Business

My business is a cyber cafe that is located within the University of Nairobi. The business sells goods like photocopy papers, all types of envelops and stationary.
The services my business offers: typing, printing, photocopying, binding, scanning, Internet and computer maintenance.

These goods and services are in a very high demand since the students require them for smoother learning. They will always need to photocopy the notes, books, typing of the assignments and also internet usage.

On average, the business operations on a costs of 18,000.00 Kenya shillings with a monthly sales of between 30,000-45,000. The profit margins are at 100,000.00 shillings. The loan will be invested into the business to buy more cyber equipment like a photocopy machine and improving working conditions and environment.

Loan Proposal

Thank you very much once again. This is my third loan I am requesting.

In my business, that is, my cyber cafe, I have M-Pesa but the float is not enough: sometime it forces me to send my customers to other M-Pesa venders if they need to withdraw a high amount. I have also taken in a girl who has been thrown out of her house since she is a single mother. I would like to give her the job of managing the M-Pesa.

Please help me so that I can be able to help her. With your help, she will have a job in my cyber and she will be able to get money to raise her family. This money will increase my float, increase my returns and also create employment.

I will use my returns to open another business. I am planning to open a salon in the same place since I have a big space. Thank you very much, and I am looking forward to the third loan. God bless you abundantly for the good job.

Show original English

About Me

My Name is Lucy Gatobu grown up in Meru rural area after I finished my form four I came to Nairobi City to do my Diploma in information Technology with Jomo Kenyatta University of Agriculture and Technology and now pursuing BSc. in Information technology. Life has never been easy that how I started my business so that I will pay my school fees since there other siblings behind me and they are still school and I am the second born. Even my degree I could have graduated 2013 but since I had to break to look for money then go back. When I started my first business I was 19 years for a kiosk In order to survive while I was doing my diploma.
The unique about the area where my business is located within Nairobi University and my clients are students. I am always updated with technology since my customers are digital generation.
I have a daughter who is 10yrs and she would like to be architect when she grows up. She is also very smart in mathematics and designing. My unique hobby is reading the bible so serious as if I am going to do an exam.
That is my daughter she is in grade 5 at agah khan junior school Nairobi. She is the one who lenders paid for her trip and he was very happy. Thank you very much lenders.

My Business

My business is cyber cafe which is located within University of Nairobi. The business sells goods like photocopy papers, all types of envelops and stationary.
The services my business offers: Typing, Printing, Photocopy, Bidding, Scanning, Internet and Computer Maintenance.

These Goods and services are in a very high demand since the students require them for smoothing learning. They will always need to photocopy the notes, books,typing of the assignments and also internet usage.

On average, the business operations on a costs of 18,000.00 Kenya shillings with a monthly sales of between 30000-45000 the Profit margins are at 100,000.00 shillings. The loan will be invested into the business to buy more cyber equipment like photocopy machine and improving working condition environment.

Loan Proposal

Thank you very much once again. This is my third loan i am requesting for. In my business that is cyber cafe i have M-Pesa but the float is not enough sometime it forces me to send my customers to other M-Pesa venders if they need to withdraw high amount. I have also take a girl who have been thrown out of her house since she is a single mother. I would like to give a the job of managing the M-Pesa. Please help me so that i can be able to help her. With your help she will have a job in my cyber and she will be able to get money to raise her family. This money will increase my float, increase my returns and also create employment. I will use my returns to open another business. I am planning to open a salon in the same place since i have a big space. Thank you very much looking forward for the third loan. God bless you abundantly for the good job.