Local soap making

Theophilus    Oct 29, 2018

Due to reduction in my business

Theophilus    Oct 5, 2018

If it cannot be possible I also don't have the fund to pay
So in this case what will happen

Kwaku    Oct 4, 2018

I have been always speaking with Theophilus Mensah on the loan balance. He is my colleague at the work place. He told me that he has a Membership Loan Fund (MLF) which can be used to pay off the loan balance. Thus, he ia asking that the Membership Loan Fund should be used to defray the loan balance. Please, let us the challenges, if any, in using the membership loan fund to pay off the loan balance. Thank you.

• J    Oct 5, 2018

  Dear Kwaku,
  
  According to my knowledge this isn’t possible. More info can be found on the Borrowes FAQ.
  www.zidisha.org/faq#faq-69
  
  You first have to repay the loan and afterwards you are able to ask for a refund of the MLF and the Credit Risk fees.
  
  Kind regards,
  Joost
  Team Zidisha (lender volunteer)

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Kwaku    Jul 25, 2018

I spoke with Theophilus Mensah Serkeh and has agreed that his membership loan fund should be used to defray his outstanding loan. Theophilus does not want to apply for any loan again because he does not to commit himself.
Thank you.

Laurie    Jun 11, 2018

Hello, Theophilus Mensah Serkeh,

For information about what the Discussion page is for--(it's *not* for asking the Staff for help)--and to learn the correct place to ask the Staff for help, please read: www.zidisha.org/forum-threa...
[forum-thread/1550#comment-5595]

Also, please don't confuse lenders with Zidisha Staff.
Although some members of the Staff also are lenders, most lenders are *not* on the Staff. Lenders contribute money to help fund loans. Zidisha Staff handles all of the administrative functions.

Please do not reply to me here, as I won't be notified of your reply.

Thank you.

Kind regards,
Laurie
Zidisha Team

Theophilus    Jun 7, 2018

Please kindly use my membership fund to defray my loan.
I can no longer continue to do business with you again.
After deducting my membership fund from the loan and there remain arrears let me know please

Kwaku    Jun 1, 2018

I spoke with Theophilus Mensah Serkeh and he explained that he did not want to access another loan, thus part of his membership loan fund should be used to defray his outstanding loan balance.
Again, he told me that the reason why he did not want to apply for another loan is due to the risk fund that is deducted from the loan. He asked for more explanation on the risk fund deduction but no explanation was given. He therefore would wish to discontinue with Zidisha Organisation.
Moreover, he would like to thank you and the cherished lenders for the support in terms of loans to support his businesses.
Thank you.

Theophilus    May 1, 2018

I cannot take a loan of Ghc 500 and paying Ghc 72 as charges.
To the loan is not profitable n if I continue taking loan from your facility my business may run at a loss. Please kindly calculate how much to add to my membership fund to close my loan account

Theophilus    May 1, 2018

Please lenders, I want to know how much I should add to my membership fund to set off or close my pending loan account.
This is because I cannot continue to do business with you no more.
I was not convinced with the charges attach with the loan and this have let me be low in my repayment.
Please kindly let me know the amount I should make to the membership fund in order to help close my loan account
I wish to here from you immediately
Best regard
Theophilus

Theophilus    Mar 14, 2018

I appreciate your effort to help Africa countries

But just want the meaning of credit risk payment please?

Theophilus    Mar 14, 2018

Good morning lenders
Please the fess chargd on my new loan is too much and need clarification to it.
Because I taken a loan of Ghs 492 and charging a fee of Ghs 75 render the loan to be expensive.
If I continue to with you with this high fees charged I will run at a lost and can not finance my project.

Please kindly explain to me the meaning credit risk payment? You said the loan is free and only charge 5% on the loan and why and charges again?
Please if indeed you want to help African then kindly do something about it please.
If I'm not convince then will take my membership fund paid and return your loan back to you.

• J    Mar 14, 2018

  Dear Theophilius,
  
  Our director has given an explanation in the announcement section of our forum.
  www.zidisha.org/forum-threa...
  
  Kind regards,
  Joost
  Team Zidisha

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Theophilus    Mar 12, 2018

Please what is the meaning of credit risk repayment

Theophilus    Mar 12, 2018

I am very grateful to all zidisha lenders for approving my loan.
God in heaven richly bless you all for your kindness to support less privilege once
This loan will help me to purchase local soap making materials to support my project
I also look forward to invest the fund in my project in order to repay the loan as scheduled
Thank you

Theophilus    Mar 4, 2018

I will be grateful if the loan funded to continuing my project

Theophilus    Feb 13, 2018

Hi

Theophilus    Feb 13, 2018

Hi
Please can i pay off my remaining balance in order attract my next facility to invest in my ongoing project?

• J    Feb 13, 2018

  Please check this forum message.
  www.zidisha.org/forum-threa...

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