Loan to stock my provisions store

Osei

Kumasi, Ghana

Funds disbursed

$0 to go

100% funded of $203 goal

0

days left

Entrepreneur

Name

Osei

Member since

January 2016

On-time repayments

50 installments  •  44%

About Me

My name is Osei Janet born on 16th June 1986 i am now 29 years of age. I am from Kuamsi in the Ashante region of Ghana. I am the elderly among three children of my parents. My mother is a single mother who has for sometime now engaged herself in petty trading. Through the little efforts of my mother, she has been able to give my siblings and I the best of education that she could afford. i had my basic education at Miracle Preparatory School and further at Accra Girls' Senior High School .My younger brother due to some reasons are not staying with us and therefore taking care of my mother largely depends on me. I completed senior high school in the year 2010 and later furthered my education to offer general nursing. Before gaining admission into the tertiary institution, I had to involve myself in various types of businesses which helped me raise some amount of money for school. Back in the senior high school, things were not that easy as sometimes I had to quit classes hours just to make some amount of money to help in my education. This with the support of my mother helped me to buy some books and other education materials. After school, I engaged myself in the business of selling popcorn. A friend of mine bought the popcorn machine which employed me to look after. During my time in tertiary education, I was able to set up a small provisions store with my allowance for my mum that will help her keep up the home. Because I have not gained employment yet due to the economic hardships in the country, I have not been able to expand the shop yet. I strongly believe Zidisha is the platform that will raise me up to that height.

My Business

I business that I involve myself in is the provisions store that I established for my mother. Currently because I have not gained employment yet I normally help my mother at the shop. Because it is a provisions store, some of the items we trade in are drinks, milk, Milo etc. Most of the items we collect on credit bases and sell. We the refund the money when it is sold. Because the items are picked up on credit bases, it is difficult to make maximum profit out of it. Through the little money that we obtain from this shop, we are able to cater for myself, my mum and one little girl that we are staying with. I hope to fully expand and stock my shop in or order to get the maximum out of it. Thank you. i need more stock i more millo and soap of box and more stock .

Loan Proposal

i am very thankful with my dear leaders and Zidisha organization for helping for my first loan .i am pleading to you to lead me with $260 to buy bulk of sugar,milk milo sardine rice etc to stock my provision store .the first loan has help to increase my profit and i hope through this loan i will able to increase my profit to 50% for the growing of my business in order to help my younger sister for her education and family too .thank you

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$203.00

Date disbursed

Aug 31, 2016

Repayment status

Late

Projected term

6 months

Other loans

Lenders

Matching Fund

Sterling, United States

K

karthich

Austin, United States

Insomnus

Cheltenham, United Kingdom

Marcus

Germany

PG

Paul Graham

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

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  • Kyeremaa    Aug 30, 2017

    Hello my dear lenders Osei Janet told me that she begin her payment soon.Thank you

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  • Kyeremaa    Jul 25, 2017

    Hello lenders Janet said she just started her business again because it burnt .Thank you

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  • Kyeremaa    Jun 24, 2017

    Hello lenders i have contacted Janet and she told me fire burned her business.Thank you

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  • Kyeremaa    May 13, 2017

    Hello my leaders i have tried to contact Osei Janet but i could not reach her.Thank you

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  • Osei    Sep 3, 2016

    i have received the loan my dear leaders and i will buy bag of rice ,sugar ,pack of milo milk etc to stock my provision shop.Thank you all .May God bless you all.

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  • Osei    Aug 17, 2016

    i will use this loan to buy more provision items to stock my shop.This loan will help me to serve my customers better and earn more profits.Thank you

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  • Osei    Aug 5, 2016

    i am very thankful with my dear leaders for funded my first loan for .The loan has help to improve my provision business.Thank you so much.

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  • Osei    Jul 27, 2016

    i want to reduce my payment

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  • Osei    Jun 27, 2016

    i want to increase my payment

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  • Prince    May 15, 2016

    I talk to her this weekend and she promised to pay within this week

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  • Prince    Mar 19, 2016

    I have try this number for days whenever I call is off....But will still keep on trying.

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  • Osei    Mar 8, 2016

    Hello my dear Zidisha business is bad for this week so i want to reduce my payment .Thank you

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