Mobile phone payment service (M-PESA) line

Alphazad

Thika, Kenya

45% repaid

Entrepreneur

Name

Alphazad

Member since

September 2013

On-time repayments

331 installments  •  14%

About Me

Am Alphazad Kyalo An Accountant by profession and Iive near in Makongeni Estate Thika.I work at Njimia Phamaceuticals as a Branch Accountant in Thika.I am planning to Start a Cosmetic business by the end of this month,and i believe i will have the potential of Making an extra income.I have been triggered by the presence of market Niche in this Business at the area where i want to start the business which i have purposed to curb.When the business picks i am planning to open several subsidiaries in different towns like meru and mwingi.My Pilot area of the business will be Kenol Town near Thika on your way to Meru.Through my business am planning to provide employment opportunities to youth menbers as a part of social responsibility to the society.I am greatful to zidisha organisation for their noble support.

My Business

I Am very grateful for the support that you are willing to offer me.Am seeking Zidisha lenders to lend me money so that I can expand my general shop business which I have recently opened in Mwingi area just after Thika. area, I will supplement and restock my business and make sure all the necessary commodity are available to make my business a one stop shop for all my customers in the area. As one of my strategic plans am planning to distribute Coco-cola products in the near future. Through the earnings I will ensure timely repayment of my loan in order to regularize my account and increase my credit limit .My monthly expenses would include the following;Rental expense,Salaries to the employees,Electricity,Licenses which will be paid on an Annual Basis and Transport Costs.

Loan Proposal

Hello Lenders let me take this chance to thank you for funding my two previous loans which I have repaid comfortably.
Please I humbly request you to fund my third loan.
I will spend USD 407 to buy Safaricom M-pesa line which I will operate in my retail business, with the remaining USD 46 I will buy extra stock for my retail business.
This will increase my incomes because I have budgeted to get commission of around USD 115 per monthly which will increase as the business grows. This will also enhance customer loyalty in my business.

Kindly lenders I request you to fund my loan.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$467.00

Date disbursed

Apr 26, 2014

Repayment status

Late

Projected term

75 months

Lenders

S

Sandi

Sunnyvale, United States

J

jjonas

berlin, Germany

Namaste250

Pittsford, United States

countrygirl

Spring Green, United States

ads68

Melbourne, Australia

Stantons

Medford, United States

Sarasota

Sarasota, Fl, United States

A

Anonymous

United Kingdom

G

GCAsmus

Minneapolis, United States

T

TodaRaba

Tacoma, United States

markpearson

Portsmouth, United Kingdom

M

Madone52

Brisbane, Australia

kevinzeigler

New York, United States

A

adildzhalilov

United States

trincowski

Vilar, Vila do Conde, Portugal

K

kombiboy

Australia

larry

Sweden

C

cecja

Germany

W

Waterlock

United Kingdom

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