Loan to buy chillies as we head to ramadhan season
Robert
Kisauni, Kenya
100% repaid
Entrepreneur
Name
Robert
Member since
May 2014
On-time repayments
317 installments • 42%
About Me
My name is Robert Kaguma, born in Central region of Kenya. I went to school up to secondary level and then joined a college where I was trained as an auto mechanic.
I worked as an artisan for about two years and later decided to change business. This is where I decided to sell used and new clothes for five years.
I then relocated to Mombasa and changed business to selling food spices which I have been doing for the last 7 years.
I am married with 3 children all grown ups. I am a hard working, go-getter person because I believe handwork and honesty pays.
My Business
My business is based in Mombasa in an area called Majengo - outskirt of Mombasa town. I deal with buy spices in their raw state, then ground them, package and supply to retailers.
I source my raw materials locally and from neighboring countries. There is a huge market for this product in Mombasa which is famed for spiced cuisines.
I make a net profit of $550 a month. The sales are constant all year round but it can pick slightly during the month of December due to festivities and also during the Ramadhan season.
I would like to stock more raw materials if given credit and that I why I have joined Zidisha. This credit will go a long way in boosting my stock hence increase my efficiency in my business.
Loan Proposal
As I stated in my profile, I deal with buying and selling of species. I live in Mombasa famed for its Swahili and Indian cuisine which uses a lot of spices. I buy the spices from neighboring countries then sell them to wholesalers.
The main reason for asking for this loan is that we heading to ramadhan season when the demand for the spices peaks. I have orders which I am unable to fund with my current savings and getting credit from local banks has proved very difficult.
If lent the $150 that I am asking for, I will spend it to buy 100kg of dry chilies at $130 and the remaining balance will cater for transport costs.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jun 2, 2014
Repayment status
On Time
Projected term
14 months
Other loans
Lenders
Gold River, Canada
Tokyo, Japan
Summary
Amount repaid
$166.13
Amount remaining
$0.00
Date repaid
Aug 3, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 14, 2014 | $2.01 | Jun 14, 2014 | $2.01 |
| Jun 21, 2014 | $2.01 | Jun 14, 2014 | $0.31 |
| Jun 21, 2014 | $1.70 | ||
| Jun 28, 2014 | $2.01 | Jun 21, 2014 | $0.40 |
| Jun 28, 2014 | $1.62 | ||
| Jul 5, 2014 | $2.01 | Jun 28, 2014 | $0.48 |
| Jul 6, 2014 | $1.53 | ||
| Jul 12, 2014 | $2.01 | Jul 6, 2014 | $0.33 |
| Jul 12, 2014 | $1.69 | ||
| Jul 19, 2014 | $2.01 | Jul 12, 2014 | $0.34 |
| Jul 19, 2014 | $1.67 | ||
| Jul 26, 2014 | $2.01 | Jul 19, 2014 | $0.65 |
| Jul 28, 2014 | $1.36 | ||
| Aug 2, 2014 | $2.01 | Jul 28, 2014 | $0.66 |
| Aug 4, 2014 | $1.35 | ||
| Aug 9, 2014 | $2.01 | Aug 4, 2014 | $0.67 |
| Aug 11, 2014 | $1.34 | ||
| Aug 16, 2014 | $2.01 | Aug 11, 2014 | $0.69 |
| Aug 11, 2014 | $1.33 | ||
| Aug 23, 2014 | $2.01 | Aug 11, 2014 | $0.70 |
| Aug 25, 2014 | $1.31 | ||
| Aug 30, 2014 | $2.01 | Aug 25, 2014 | $0.99 |
| Sep 1, 2014 | $1.02 | ||
| Sep 6, 2014 | $2.01 | Sep 1, 2014 | $1.30 |
| Sep 8, 2014 | $0.71 | ||
| Sep 13, 2014 | $2.01 | Sep 8, 2014 | $1.62 |
| Sep 15, 2014 | $0.40 | ||
| Sep 20, 2014 | $2.01 | Sep 15, 2014 | $1.35 |
| Sep 22, 2014 | $0.66 | ||
| Sep 27, 2014 | $2.01 | Sep 22, 2014 | $0.09 |
| Sep 29, 2014 | $1.92 | ||
| Oct 4, 2014 | $2.01 | Sep 29, 2014 | $0.29 |
| Oct 6, 2014 | $1.72 | ||
| Oct 11, 2014 | $2.01 | Oct 6, 2014 | $0.37 |
| Oct 13, 2014 | $1.64 | ||
| Oct 18, 2014 | $2.01 | Oct 13, 2014 | $0.45 |
| Oct 20, 2014 | $1.56 | ||
| Oct 25, 2014 | $2.01 | Oct 20, 2014 | $0.47 |
| Oct 27, 2014 | $1.55 | ||
| Nov 1, 2014 | $2.01 | Oct 27, 2014 | $0.48 |
| Nov 3, 2014 | $1.53 | ||
| Nov 8, 2014 | $2.01 | Nov 3, 2014 | $0.79 |
| Nov 10, 2014 | $1.22 | ||
| Nov 15, 2014 | $2.01 | Nov 10, 2014 | $0.80 |
| Nov 17, 2014 | $1.21 | ||
| Nov 22, 2014 | $2.01 | Nov 17, 2014 | $0.81 |
| Nov 25, 2014 | $1.20 | ||
| Nov 29, 2014 | $2.01 | Nov 25, 2014 | $1.13 |
| Dec 1, 2014 | $0.88 | ||
| Dec 6, 2014 | $2.01 | Dec 1, 2014 | $1.44 |
| Dec 8, 2014 | $0.57 | ||
| Dec 13, 2014 | $2.01 | Dec 8, 2014 | $0.59 |
| Dec 15, 2014 | $1.42 | ||
| Dec 20, 2014 | $2.01 | Dec 15, 2014 | $0.91 |
| Dec 22, 2014 | $1.10 | ||
| Dec 27, 2014 | $2.01 | Dec 22, 2014 | $0.99 |
| Dec 29, 2014 | $1.02 | ||
| Jan 3, 2015 | $2.01 | Dec 29, 2014 | $1.00 |
| Jan 5, 2015 | $1.01 | ||
| Jan 10, 2015 | $2.01 | Jan 5, 2015 | $1.31 |
| Jan 12, 2015 | $0.70 | ||
| Jan 17, 2015 | $2.01 | Jan 12, 2015 | $0.23 |
| Jan 19, 2015 | $1.78 | ||
| Jan 24, 2015 | $2.01 | Jan 19, 2015 | $0.43 |
| Jan 27, 2015 | $1.58 | ||
| Jan 31, 2015 | $2.01 | Jan 27, 2015 | $0.51 |
| Feb 2, 2015 | $1.50 | ||
| Feb 7, 2015 | $2.01 | Feb 2, 2015 | $0.59 |
| Feb 9, 2015 | $1.42 | ||
| Feb 14, 2015 | $2.01 | Feb 9, 2015 | $0.21 |
| Feb 16, 2015 | $1.80 | ||
| Feb 21, 2015 | $2.01 | Feb 16, 2015 | $0.22 |
| Feb 23, 2015 | $1.79 | ||
| Feb 28, 2015 | $2.01 | Feb 23, 2015 | $0.23 |
| Mar 3, 2015 | $1.78 | ||
| Mar 7, 2015 | $2.01 | Mar 3, 2015 | $0.31 |
| Mar 10, 2015 | $1.70 | ||
| Mar 14, 2015 | $2.01 | Mar 10, 2015 | $0.33 |
| Mar 20, 2015 | $1.69 | ||
| Mar 21, 2015 | $2.01 | Mar 20, 2015 | $2.01 |
| Mar 28, 2015 | $2.01 | Mar 20, 2015 | $2.01 |
| Apr 4, 2015 | $2.01 | Mar 20, 2015 | $2.01 |
| Apr 11, 2015 | $2.01 | Mar 20, 2015 | $2.01 |
| Apr 18, 2015 | $2.01 | Mar 20, 2015 | $1.90 |
| Mar 23, 2015 | $0.12 | ||
| Apr 25, 2015 | $2.01 | Mar 23, 2015 | $2.01 |
| May 2, 2015 | $2.01 | Mar 23, 2015 | $2.01 |
| May 9, 2015 | $2.01 | Mar 23, 2015 | $2.01 |
| May 16, 2015 | $2.01 | Mar 23, 2015 | $2.01 |
| May 23, 2015 | $2.01 | Mar 23, 2015 | $2.01 |
| May 30, 2015 | $2.01 | Mar 23, 2015 | $0.94 |
| Jun 1, 2015 | $1.07 | ||
| Jun 6, 2015 | $2.01 | Jun 1, 2015 | $1.02 |
| Jun 8, 2015 | $0.99 | ||
| Jun 13, 2015 | $2.01 | Jun 8, 2015 | $1.10 |
| Jun 15, 2015 | $0.91 | ||
| Jun 20, 2015 | $2.01 | Jun 15, 2015 | $0.72 |
| Jun 22, 2015 | $1.29 | ||
| Jun 27, 2015 | $2.01 | Jun 22, 2015 | $1.03 |
| Jun 30, 2015 | $0.98 | ||
| Jul 4, 2015 | $2.01 | Jun 30, 2015 | $0.42 |
| Jul 11, 2015 | $1.59 | ||
| Jul 11, 2015 | $2.01 | Jul 11, 2015 | $0.43 |
| Jul 14, 2015 | $1.58 | ||
| Jul 18, 2015 | $0.48 | Jul 14, 2015 | $0.48 |
| Jul 25, 2015 | $23.26 | Jul 14, 2015 | $0.27 |
| Jul 21, 2015 | $2.33 | ||
| Jul 27, 2015 | $20.66 | ||
| Aug 1, 2015 | $27.73 | Jul 27, 2015 | $0.27 |
| Aug 3, 2015 | $27.47 | ||
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