Entrepreneur
Name
Mercy
Member since
April 2015
On-time repayments
191 installments • 47%
About Me
My names are mercy Ndwiga,I was born in Embu county,in manyatta division,kibogo village.
I started my education at kibogo primary school and attained a B plain,then I joined ngoviu secondary school and attained a C+,then I stayed for 3 years just helping my parents at home because there was no money for me to continue to college ,then I decided to go to the city with my cousin who by then was working in a company,I got a job earning 3000 less per month,while working I got married to my husband of whom we were working together,We were blessed with 2 beautiful daughters.
During this time life became so difficult because stopped working to take care of my children and my husband was earning little money which will not cater for our needs as a family,therefore I decided to start a small business of selling cakes near the road where I was staying,I continued step by step until I got some money to buy small machines to make cakes and sell up to date,I use my profit to improve my bakery and do so investment at home.
My Business
As I have mentioned above things were not going well when I got married,also due to low income that we were getting was very low,this is the time I decided that I rather do something to to help my husband to generate some more income to push us forward,I started buying some cakes from kayole wholesale and selling them in donholm,I did this for 6 years until I got I shop in donholm phase 8 where I was selling from,My husband gave my some to buy a small machine to start making cakes in my shop and selling them to my customers at a wholesale price,one day I was introduced to zidisha with my friend then I started expanding my bakery which right now is a big bakery situated in Nairobi city near kayole junction up to date.
Loan Proposal
As have informed you early,the first loan i received from you, had positively affected my life.My income increased almost by 15%.
And now am back again to you, to request you my lenders to fund my loan proposal,which am intending to add a big stock to my bakery.If you consider my project i will use the money to buy the following;60 packets of unga ngano ,40kg of sugar,20kg of blue band,plus other substances.
By so doing i will work the whole full month without going to the market again and again to buy the same items.This is my work plan if all goes well with my project.This will improve my income generation by even 25%,the profit i will get i will use to pursue other developments like buying a plot and transport vehicle.Please my lenders this is my humbly request you to find time to read my loan proposal and fund it.Thanks in advance.God bless you my lenders.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$187.00
Date disbursed
Aug 7, 2015
Repayment status
On Time
Projected term
3 months
Other loans
Lenders
Berkeley, United States
Washington, DC, United States
Taiwan
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