Entrepreneur
Name
Jacinta
Member since
July 2014
On-time repayments
312 installments • 25%
About Me
My name is Jacinta Nyagititu. Born and went to school in Kiambu County. I come from a family of 5 where I am the last born. We were born twins but sadly my twin sister passed on at an early age. I am a mother of two girls. I did my primary and secondary education then went to Mombasa to stay with my sister. While in Mombasa, I did a course in computer applications and hair dressing later started my own business.
I got married shortly thereafter but unfortunately my marriage didn't work. My husband was very abusive and we separated after two years of marriage. I had closed my business when I got married so that I take care of the family. It proved very difficult to revive the business after the separation due to emotional stress and lack of capital.
I decided to go back home to my parents and start re-building my life from there. Luckily, my mother accepted me back to her home and she helped me start a small kiosk from where I sell household items such as sugar, cooking oil etc. I am planning to start livestock keeping by buying one cow so as to supplement my income because the demands from my family keep increasing.
My Business
As stated above I run a kiosk where I sell small household items. I have erected the kiosk in our compound and which is a big advantage since I don't pay rent. I buy my items from wholesalers and then sell them as a retailer.
I make a modest profit of about $100 per month and I use this money for my children's education and other basic needs. However, as my family grows (I also support my aging mother) I need more income than what I am getting.
My parents own a piece of land which I feel if well utilized can be more productive and even support livestock keeping. My immediate plan is buy a mature in-calf cow. This will guarantee me a regular income after some few months which will go a long way in changing my family's life.
I have decided to settle here in the rural area since I found urban life to be too hectic.
Loan Proposal
If given this loan, I will be able to buy and in-calf cow. There is a ranching scheme near my home which sells cows which are six months pregnant at about $200. This loan and my savings will be sufficient for this project.
I have a very clear plan of how this will work out and I already have my mother's blessings for the project. With the income I get from the kiosk, I will be able to service the loan on weekly basis and when I start selling milk from the cow (hopefully), after 3 months) I will adjust the my payments upwards. I also intend to sell manure from the cow to many farmers in my area who have embraced organic farming.
With my plan I believe I am going to succeed and I appeal to you lenders to be part of this success.
Thank you.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Aug 14, 2014
Repayment status
On Time
Projected term
12 months
Other loans
Lenders
Republic of Korea
Summary
Amount repaid
$163.33
Amount remaining
$0.00
Date repaid
Jul 22, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 26, 2014 | $3.15 | Aug 26, 2014 | $3.15 |
| Sep 2, 2014 | $3.15 | Aug 26, 2014 | $2.08 |
| Sep 2, 2014 | $1.07 | ||
| Sep 9, 2014 | $3.15 | Sep 2, 2014 | $3.15 |
| Sep 16, 2014 | $3.15 | Sep 2, 2014 | $1.01 |
| Sep 9, 2014 | $2.14 | ||
| Sep 23, 2014 | $3.15 | Sep 9, 2014 | $3.15 |
| Sep 30, 2014 | $3.15 | Sep 9, 2014 | $0.52 |
| Sep 16, 2014 | $2.63 | ||
| Oct 7, 2014 | $3.15 | Sep 16, 2014 | $0.86 |
| Sep 30, 2014 | $2.29 | ||
| Oct 14, 2014 | $3.15 | Sep 30, 2014 | $3.15 |
| Oct 21, 2014 | $3.15 | Sep 30, 2014 | $0.37 |
| Oct 7, 2014 | $2.78 | ||
| Oct 28, 2014 | $3.15 | Oct 7, 2014 | $1.87 |
| Oct 21, 2014 | $1.28 | ||
| Nov 4, 2014 | $3.15 | Oct 21, 2014 | $3.15 |
| Nov 11, 2014 | $3.15 | Oct 21, 2014 | $1.38 |
| Oct 29, 2014 | $1.77 | ||
| Nov 18, 2014 | $3.15 | Oct 29, 2014 | $2.30 |
| Nov 5, 2014 | $0.85 | ||
| Nov 25, 2014 | $3.15 | Nov 5, 2014 | $3.15 |
| Dec 2, 2014 | $3.15 | Nov 5, 2014 | $1.23 |
| Nov 18, 2014 | $1.92 | ||
| Dec 9, 2014 | $3.15 | Nov 18, 2014 | $2.15 |
| Dec 3, 2014 | $1.00 | ||
| Dec 16, 2014 | $3.15 | Dec 3, 2014 | $3.15 |
| Dec 23, 2014 | $3.15 | Dec 3, 2014 | $0.27 |
| Dec 17, 2014 | $2.88 | ||
| Dec 30, 2014 | $3.15 | Dec 17, 2014 | $1.19 |
| Dec 23, 2014 | $1.97 | ||
| Jan 6, 2015 | $3.15 | Dec 23, 2014 | $3.15 |
| Jan 13, 2015 | $3.15 | Dec 23, 2014 | $0.70 |
| Feb 2, 2015 | $2.45 | ||
| Jan 20, 2015 | $3.15 | Feb 2, 2015 | $1.03 |
| Feb 12, 2015 | $2.12 | ||
| Jan 27, 2015 | $3.15 | Feb 12, 2015 | $2.19 |
| Mar 6, 2015 | $0.97 | ||
| Feb 3, 2015 | $3.15 | Mar 6, 2015 | $3.15 |
| Feb 10, 2015 | $3.15 | Mar 6, 2015 | $2.86 |
| Mar 13, 2015 | $0.29 | ||
| Feb 17, 2015 | $3.15 | Mar 13, 2015 | $3.15 |
| Feb 24, 2015 | $3.15 | Mar 13, 2015 | $2.37 |
| Mar 23, 2015 | $0.78 | ||
| Mar 3, 2015 | $3.15 | Mar 23, 2015 | $3.15 |
| Mar 10, 2015 | $3.15 | Mar 23, 2015 | $0.14 |
| Apr 17, 2015 | $3.01 | ||
| Mar 17, 2015 | $3.15 | Apr 17, 2015 | $2.22 |
| Apr 27, 2015 | $0.93 | ||
| Mar 24, 2015 | $3.15 | Apr 27, 2015 | $2.33 |
| May 1, 2015 | $0.83 | ||
| Mar 31, 2015 | $3.15 | May 1, 2015 | $3.15 |
| Apr 7, 2015 | $3.15 | May 1, 2015 | $3.15 |
| Apr 14, 2015 | $3.15 | May 1, 2015 | $3.15 |
| Apr 21, 2015 | $3.15 | May 1, 2015 | $3.15 |
| Apr 28, 2015 | $3.15 | May 1, 2015 | $3.15 |
| May 5, 2015 | $3.15 | May 1, 2015 | $2.60 |
| May 13, 2015 | $0.55 | ||
| May 12, 2015 | $3.15 | May 13, 2015 | $3.15 |
| May 19, 2015 | $3.15 | May 13, 2015 | $1.53 |
| Jul 10, 2015 | $1.62 | ||
| May 26, 2015 | $3.15 | Jul 10, 2015 | $3.15 |
| Jun 2, 2015 | $3.15 | Jul 10, 2015 | $3.15 |
| Jun 9, 2015 | $3.15 | Jul 10, 2015 | $3.15 |
| Jun 16, 2015 | $3.15 | Jul 10, 2015 | $3.15 |
| Jun 23, 2015 | $3.15 | Jul 10, 2015 | $3.15 |
| Jun 30, 2015 | $3.15 | Jul 10, 2015 | $3.15 |
| Jul 7, 2015 | $3.15 | Jul 10, 2015 | $3.15 |
| Jul 14, 2015 | $3.15 | Jul 10, 2015 | $0.74 |
| Jul 22, 2015 | $2.41 | ||
| Jul 21, 2015 | $3.15 | Jul 22, 2015 | $3.15 |
| Jul 28, 2015 | $3.15 | Jul 22, 2015 | $3.15 |
| Aug 4, 2015 | $3.15 | Jul 22, 2015 | $3.15 |
| Aug 11, 2015 | $3.15 | Jul 22, 2015 | $3.15 |
| Aug 18, 2015 | $2.62 | Jul 22, 2015 | $2.43 |
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