Purchase of New Laptop for Business Use

Ralph

Block 10, Kenya

100% repaid

Entrepreneur

Name

Ralph

Member since

April 2015

On-time repayments

301 installments  •  66%

About Me

I am a Ralph Keter born on 26th march 1987 and the only son in a family of nine; my mother, seven sisters and I. I was born to a single mother who brought me up and educated me. I have seven sisters, I am the fifth born, at the moment I have five sisters after we lost two due to illness. My early life has been like for any ordinary kid born to a simple African family with no much to boast for. Apart from the challenges of a single mother family I had a normal and to my standards a happy life.
Our mother did all she could to ensure that we got the best education that she could afford as much as possible. Personally I went to primary school then went to a minor seminary and finally joined Moi University for my Bachelors Degree. At Moi University I did a course in Business Management where I specialized in Purchasing and Supplies Management. After university I was able to engage in small contracts here and there and at the moment I am a tutor at Alphax College Eldoret where I have been teaching for the last one year.
I have a family of my own of four; I, my wife and two kids. I have been doing all the necessary to provide to them the best I could and because of the challenges I went through while growing up, the I have been able be innovative enough and venture into business to be able to boost my income so that we don’t lack the basics. While growing up I was forced to learn how to survive on my own so that I could not bother my mother who was struggling to educate us on small things like upkeep money. I learned to do small businesses while in school like selling biscuits and sweets so that I could earn a little money for myself.
I love business and at the moment I am working on expanding my business so that with time that can be my full time job. This is because I love doing it and since I started doing it has never failed me.
my children always want to be people of leadership and their different fields and i strive to give them the best educations so that their dreams may come true.
At my free time i love taking time to be with the youth so that i can share with them my life experience and encourage them to move on and avoid things that could affect them in life like drugs and bad company.

My Business

I appreciate the achievement i was able to gain from the previous loan. currently i have a retail shop to supplement my income.
It is a two months old business, however I need more funds to have it well stock with all the goods needed by my clients.
Based on how the sales have been for the last 3 months, I can say that the business is able to give a gross profit of Kshs. 1200 per days.
I got the last facility of kshs. 19,000 which I really appreciated. The amount however was not sufficient to meet the budget.
As at now I require additional Kshs. 50,000 to enable me to stock more cereals and also have a separate electricity meter.
I am also employed with a stable monthly income and your support will be highly appreciated.

Loan Proposal

The loan is to top up on the amount i have so that i can be able to purchase a laptop to be used for both my business and research activities.
Currently i am using a desktop which is not potable hence making it difficult for me to operate outside the office.
I will really appreciate if i will be funded to acquire it, this in turn will help improve not only my own living standard but also for the people who depend on me.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$192.00

Date disbursed

Jul 20, 2016

Repayment status

On Time

Projected term

44 months

Lenders

G

GalantnostS

Hong Kong, Hong Kong

B

bgalon

London, United Kingdom

A

alfredo

Bremen, Germany

H

Hilke

Bremen, Germany

S_Begay

Allston, United States

G

Givemoreuseless

Waterloo, Canada

investor

Candiac, Canada

T

TobyKenobi

Syracuse, United States

BelleStarr

Albuquerque, United States

Johnny

shanghai, China

F

faical

Cologne, Germany

T

traderjohn

Baltimore, United States

Pere

Barcelona, Spain

Zidisha

Sterling, United States

C

chrisn

Egg, Switzerland

athomas

Chevy Chase, United States

D

Divergent

Bethesda, United States

amovida

Central valley, ny, United States

S

Sammlung

Glendale, United States

ads68

Melbourne, Australia

E

edgreig

Brixton, United Kingdom

Bruno

São Paulo, Brazil

isabelv

Barcelona, Spain, Sweden

iamdaimo

London, United Kingdom

andreatagliatti

Manchester, United Kingdom

dmirpuri

Bangkok, Thailand

J

jcappel

Toronto, Canada

Evan Lamos

Brussels, Belgium

M

Malibu

Westwood, United States

D

drorm

United States

Paul Buchheit

Mountain View, United States

S

simonista

United States

K

Karpet

Faroe Islands

bb4dogs

United States

R

RonEddy

United States

I

idris

United States

E

Estebanito

United States

Mike and Jacqui

United Kingdom

KM

Kirsty M

United Kingdom

Dave Bogard

New York, United States

WH

Will Henley

United Kingdom

Jamie

Dublin, Ireland

SMOICE

Berlin, Germany

SK

Stefan Kruell

Muenster, Germany

CNV

United States

Joelle Steiver

Brumunddal, Norway

BW

Betty Waweru

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

BP

Bill Piper

United States

PC

Peter Cordier

United States

A

Anonymous

United States

A

Anonymous

United States

A

Anonymous

United States

AS

Amy Shearer

United Kingdom

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