Ngone

Dakar, Senegal

5% repaid

Entrepreneur

Name

Ngone

Member since

May 2012

On-time repayments

67 installments  •  0%

About Me

Entrepreneurial woman, shopkeeper and converter of local agricultural products. I have been married for 2 years and I have a one-year-old child. I have not yet joined my husband and currently live in my family home. I was born in Dakar, and my parents are natives of the Fatick region. I studied for 10 years and pursued my education in the conversion technique of agricultural products.

My Business

Conversion unit of agricultural products that I have set up in the Parcelles Assainies district. I work in this business with one of my sisters and a brother. The business does conversion of agricultural products. The main products are fruit juice and local cereals. I buy the millet, the fruits, and corn that I convert. In each production I spend on average 75000 FCFA to obtain 150000 FCFA and I do 2 productions each month. I pay 150000 in salary for my 2 employees. The Zidisha loan will allow me to increase my production in order to earn more money. With the Zidisha loan I will buy a stock of raw material.

Loan Proposal

I am going to buy shoes, purses, necklaces for women. With this business that I have now been doing for ten years I have acquired enough experience to get client loyalty. The loan will be used to strengthen my business funds so I can address my customers’ requests. I will increase my stock in purses, necklaces…

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About Me

Femme entrepreneure commerçante et transformatrice de produits agricoles locaux. Je suis marie depuis 2 ans et j'ai un enfant d'un an. Je n'ai pas encore rejoins mon mari et je vis présentement dans la maison familiale. Je suis née à Dakar et mes parents sont originaires de la région de Fatick. J'ai fais des études pendant 10 ans et j'ai suivi une formation en technique de transformation de produits agricoles.

My Business

Unité de transformation des produits agricoles que j'ai installé aux Parcelles Assainies et je travaille dans cette entreprises avec une de mes soeurs et un frère. L'entreprise fait de la transformation des produits agricoles. Les principaux produits sont les jus de fruits, les céréales locales. J'achète le mil, les fruits, maïs que je transforme. Dans chaque production je dépense en moyenne 75000FCFA pour obtenir 150000 FCFA et je fais 2 productions par mois. Je paie pour salaire 150000FCFA pour mes 2 employés.
Le prêt Zidisha me permet d'accroitre ma production pour gagner plus d'argent. J'achèterai avec le prêt Zidisha un stock de matières premières.

Loan Proposal

je vais acheer des chaussures, des sacs, des colliers pour femmes. Avec ce commerce que j'exerce depuis une dizaine d'année j'ai acquis une expérience pour m'a permis de fidéliser une clientèle. Le prêt sera utilisé le renforcement de mon fonds de commerce afin de pouvoir servir les demandes de la clientèle. Je vais augmenter mon stock de marchandises en sacs, colliers.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Oct 21, 2012

Repayment status

Late

Projected term

68 months

Lenders

EricDWalters

Rochester, Mn, Usa, United States

investor

Candiac, Canada

B

Bpryse

Long beach, United States

C

Coldspring

West Plains, MO, United States

beverly

Vancouver, Canada

Ask Ngone a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • klunpa01    Oct 24, 2013

    Dear Lenders,

    I am writing to inform you that the repayment of Mme. Ndiaye's made the 03/13/2013 was erroneously entered. You will see the amount of $53.30 removed from her calendar, and the amount will be removed from your lender credit. My apologies for the inconvenience, and thank you for your continued support of Zidisha's mission!

    Sincerely,
    Paige
    Senegal Liaison Intern

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  • Ngone    Oct 10, 2013

    j'ai occasionné une perte térrible sur mon entreprise une situation inattendue à fait que j'ai perdu énormément de ressource et je suis devenu sans moyens pour continuer mon activité et mon mari qui m'éaider à perdu son emploi et je suis retrouver dans des situations que me pousse à la misère et je n'ai plus d'espoir et je suis en difficulté et je lutte chaque jour pour des besoins élementaires comme la nourriturre de mes enfants.

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  • Ngone    Apr 11, 2013

    Dear lenders, due to difficulties in the execution of my project, I ask for you to make a prolongment in my repayment schedual. I have placed all of my merchandise with my clients, but recouperating the costs of these merchandise is the thing that I have found very difficult, this is what has caused my breach of my aggrement with Zidisha, I ask that you please favour me with this new grace period.

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  • Admin    Oct 18, 2012

    Dear lenders,

    This applicant's loan application had originally been cancelled because we discovered that the microfinance institution which had provided a reference in support of the application was not reliable. The applicant has now reapplied using a different reference and credit history which we were able to confirm independently.

    Should you have any questions regarding this application, please do not hesitate to contact me at [email protected].

    Regards,

    Julia Kurnia
    Director, Zidisha Inc.

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  • Ngone    Sep 19, 2012

    Hello Guenter,
    I am so happy to be in touch with you. I make mango juice, monkey bread juice, lemon juice, any type of tropical fruit juice.
    [email protected]

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  • Julia Kurnia    Jul 24, 2012

    Dear lenders,

    We discovered today that the lending institution official who had confirmed this applicant's reported credit history was complicit in an attempt to deceive Zidisha by allowing computer-literate individuals to impersonate two applicants who turned out not to have written their own loan applications. We are therefore closing the accounts of the other applicants who had been referred by this official, and returning funds that had been bid to lenders.

    Should you have any questions or comments, please do not hesitate to contact me directly.

    Regards,

    Julia Kurnia
    Director, Zidisha Inc.
    [email protected]

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  • guenter    Jul 23, 2012

    Bonjour Ngone! Vous avez écrit que vous produisez du jus de fruit. Quel genre de fruits que vous l'utilisez? S'il vous plaît excuser mon mauvais français! :)

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