Of late i changed my hobbies,my latest are reading motivational books,watching motivational DVDs,riding motor bike,marke...

Justus

Ongata Rongai, Kenya

100% repaid

Entrepreneur

Name

Justus

Member since

November 2013

On-time repayments

297 installments  •  37%

About Me

I am very very happy for you LENDERS for funding my second loan, may God almighty shower you with his blessings and bless you until your store is full,God loves a cheerful giver,there is a phrase which says "give without remembering and receive without forgetting"thanks for touching my life in a big way.
Thanks for your support

My Business

I started selling stationary ,and i found it has big profit marging ,now i am selling the stationary in a crazy manner ,i walk from shop to shop,and through this i have estamplise
d a customer base,the customers just calls me and i deliver.Thanks for your support

Loan Proposal

smilling alot has helped me view life in a different perspective,who laughs last laughs the longest,i will practice laughing and include it to my daily duties and my hobbies
thanks Zidisha for bringing this platform
enjoy your day

Show original English  

About Me

Name:Justus Mutinda,Born 1972,Religion:Christian,Proffession :accountant.Wife name:Sara Koki,Daughter :Hope Musangi.Iam an outgoing person ,i like socializing,reading motivational books,meeting and making new friends, i live in Ongata Rongai .I have done some network marketing for examle DIPEK,GNLD ,OIRFRAME,I am currentl working with Bowmans enterprises limited as an accountant,i worked For Nafrom kenya ltd as an accountant from January 2008- June 2013worked with New kilimo hardware as an accountant in 2008,
usually before i start a task i tell myself (you are a champion and you can make it )self talk,whatever i do i usually think win!win!win!and i get what i tell myself. My dad was a business man and i liked what he did ,at my tender age he encouraged me to be a business person . He would tell be that profits are better than wages .
I am from kamba community and we are long distance traders .At my tender age i liked looking after my fathers cattle.
at my free time i like watching motivational DVD,reading motivational books , listening to gospel music ,get engaged in communal activities and socializing .i also likes travelling

My Business

I will repay my loan using profits from sales of cookies and stationery which has a big margin ,this will enable me to expand the business ,i.e. buy more stationery and make more profit and expand my business, There is also a small shamba and enough water i will plant short season vegetables for domestic use and .
commercial purposes.if i am given a bigger loan i will expand my business,my stationary and cookies business is picking up and now i have a bigger market and atleast i have data base of customers.

Loan Proposal

i need us dollars 1125,us dollars 800,buy stock of pencils,us dollars325 ,buy a second hand motor bike to enable me to transport the pencils to the shops , i have a bigger net work , it will be home bases business ,i have done it for some times and it has a bigger market ,currently i make o gross profit of ksh 25 each packet ,a packet costs ksh 65therfore us dollars 800 wll be ksh (80x800) = 68000/65=1046*25=26150 profit,this will enable me to pay the loan and expand my business further

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$148.00

Date disbursed

Jun 13, 2014

Repayment status

On Time

Projected term

3 months

Lenders

Sarasota

Sarasota, Fl, United States

Matching Fund

Sterling, United States

J

Jonas

Linköping, Sweden

Ask Justus a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Justus    Jul 4, 2023

    I want to be back on business after a long silence .

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  • Justus    May 26, 2022

    cost of doing business very high, living costs too high and business too low

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  • Justus    Feb 28, 2021

    Business is too slow

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  • Justus    Mar 20, 2020

    slow business

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  • Justus    Jan 27, 2020

    Thanks for funding my project

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  • Justus    Nov 8, 2019

    slow business

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  • Justus    Oct 2, 2019

    Business slow

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  • Justus    Jul 3, 2019

    slow business

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  • Justus    May 20, 2019

    HI LENDERS, Well i am grateful for the continuous financial support ,the current loan i got from you i added stock of $110, THIS purchase gave me a profit of $154 which i used to pay school fees for my daughter who is in form 2.my family is doing better since i started getting funds from you .I am trying my best to give them the best.
    last holiday i took my family to Nairobi national park where they had good time and they were able to see the big five cats .LION,CHEETAH,LEOPARD,
    THANKS.

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  • Justus    May 20, 2019

    low business volume

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  • Justus    May 20, 2019

    low business

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  • Moses    May 14, 2019

    Justus said that he had some problems personal problems that's why he could not make the payment as scheduled but then he promised to catch up with the repayment schedule and clear the loan

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  • Justus    Mar 31, 2019

    hi lenders ; I thank you for your sincere financial support. May almighty God bless you all

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  • Justus    Mar 13, 2019

    businesse is slow but within the next one month it will improve. Thanks

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  • Moses    Feb 21, 2019

    I talked to Justus Mutindavia the phone and he agreed to clear the arrears.

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  • Justus    Jan 28, 2019

    ksh11094
    bought pencils and cookies worth ksh 11094

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  • Justus    Jan 23, 2019

    I will buy cookies and pencils worth 200 USD and make a profit of 270 USD per month and i will pay my expenses without stress and increase my stocks

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  • Justus    Jan 2, 2019

    I bought cookies and pencils worthy ksh 20000;out of the sale I made a profit of ksh 8000;I reinvested ksh 4000;and used the rest to pay my bills.Today am able to take my child to best schools

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  • Justus    Nov 13, 2018

    i purchased pencils WORTH 15000K.E.S and over the time i make weekly profits of 6000K.E.S
    I make profits which took care of my daughters school fees and my family upkeep.
    Due to good flow of money i was able to cater for all my family commitments.
    i have taken my family to Nairobi national park to see the wild animals especially that of the cat family

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  • Justus    Dec 20, 2017

    slow busioness

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