Name
Joseph
Member since
February 2013
On-time repayments
302 installments • 83%
My names are Joseph Ngumi Nganga. I was born in Nakuru county at a place called Rongai. We have lived in Rongai with my family for many years until I relocated to Nairobi in Dandora estate in the year 1990. I am a father of four children who have all completed schooling. They have also gone to college and successfully completed their courses. I live in plot number E429, Dandora phase Five. I operate a hardware shop at the estate and this has been a business that I have operated for more than twenty years.
My business of a hardware shop I started in the year 1992. The business is located in Dandora estate and at a strategic place where customers can be able to get the services easily. The main items that I sell in the hardware shop are cement,iron sheets, nails, wheelbarrows, barbed wire, mesh wires, and many other stuffs involving building and construction. This is a good business here especially with the opening up of other areas which require building and construction materials. the main challenges that affect the business are fluctuating prices of these items that I sell which is usually affected by world prices of fuel.
For i have done some renovation to my both hardware shops; i will be able to add more new stocks.
everyday new things crop and the generation we have today need new things that means i have to change with time, things or items which are on demand.
i have already prepared enough space which will clearly be attractive after i stock with the new admired items of material the customers want.
Positive
10
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,629.00
Date disbursed
Apr 22, 2019
Repayment status
Late
Projected term
14 months
Other loans
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Amount repaid
$170.48
Amount remaining
$1,459.37
Expected completion
Jul 19, 2020
Status
Repaying late
Installment amount
$1.97
Expected Payments | Actual Payments | ||
---|---|---|---|
May 5, 2019 | $67.99 | Apr 28, 2019 | $67.99 |
May 12, 2019 | $9.85 | May 5, 2019 | $9.85 |
May 19, 2019 | $9.85 | May 12, 2019 | $9.85 |
May 26, 2019 | $9.85 | May 19, 2019 | $9.85 |
Jun 2, 2019 | $9.85 | May 26, 2019 | $9.85 |
Jun 9, 2019 | $9.85 | Jun 2, 2019 | $1.97 |
Jun 9, 2019 | $1.97 | ||
Jun 16, 2019 | $1.97 | ||
Jun 23, 2019 | $1.97 | ||
Jun 30, 2019 | $1.97 | ||
Jun 16, 2019 | $5.91 | Jul 7, 2019 | $1.97 |
Jul 14, 2019 | $1.97 | ||
Jul 21, 2019 | $1.97 | ||
Jun 23, 2019 | $0.00 | ||
Jun 30, 2019 | $0.00 | ||
Jul 7, 2019 | $0.00 | ||
Jul 14, 2019 | $0.00 | ||
Jul 21, 2019 | $0.00 | ||
Jul 28, 2019 | $1.97 | Jul 28, 2019 | $1.97 |
Aug 4, 2019 | $1.97 | Aug 4, 2019 | $1.97 |
Aug 11, 2019 | $1.97 | Aug 11, 2019 | $1.97 |
Aug 18, 2019 | $1.97 | Aug 18, 2019 | $1.97 |
Aug 25, 2019 | $1.97 | Aug 25, 2019 | $1.97 |
Sep 1, 2019 | $1.97 | Sep 1, 2019 | $1.97 |
Sep 8, 2019 | $1.97 | Sep 8, 2019 | $1.97 |
Sep 15, 2019 | $1.97 | Sep 15, 2019 | $1.97 |
Sep 22, 2019 | $1.97 | Sep 22, 2019 | $1.97 |
Sep 29, 2019 | $1.97 | Sep 29, 2019 | $1.97 |
Oct 6, 2019 | $1.97 | Oct 6, 2019 | $1.97 |
Oct 13, 2019 | $1.97 | Oct 15, 2019 | $1.97 |
Oct 20, 2019 | $1.97 | Oct 20, 2019 | $1.97 |
Oct 27, 2019 | $1.97 | Oct 27, 2019 | $1.97 |
Nov 3, 2019 | $1.97 | Nov 3, 2019 | $1.97 |
Nov 10, 2019 | $1.97 | Nov 10, 2019 | $1.97 |
Nov 17, 2019 | $13.80 | Nov 17, 2019 | $1.97 |
Nov 24, 2019 | $1.97 | ||
Dec 1, 2019 | $1.97 | ||
Dec 13, 2019 | $1.97 | ||
Dec 22, 2019 | $1.97 | ||
Dec 29, 2019 | $1.97 | ||
Jan 6, 2020 | $1.97 | ||
Nov 24, 2019 | $0.00 | ||
Dec 1, 2019 | $0.00 | ||
Dec 8, 2019 | $0.00 | ||
Dec 15, 2019 | $0.00 | ||
Dec 22, 2019 | $0.00 | ||
Dec 29, 2019 | $0.00 | ||
Jan 5, 2020 | $0.00 | ||
Jan 12, 2020 | $0.00 | ||
Jan 19, 2020 | $1.97 | Jan 21, 2020 | $1.97 |
Jan 26, 2020 | $1.97 | ||
Feb 2, 2020 | $1.97 | ||
Feb 9, 2020 | $1.97 | ||
Feb 16, 2020 | $1.97 | ||
Feb 23, 2020 | $67.99 | ||
Mar 1, 2020 | $67.99 | ||
Mar 8, 2020 | $67.99 | ||
Mar 15, 2020 | $67.99 | ||
Mar 22, 2020 | $67.99 | ||
Mar 29, 2020 | $67.99 | ||
Apr 5, 2020 | $67.99 | ||
Apr 12, 2020 | $67.99 | ||
Apr 19, 2020 | $67.99 | ||
Apr 26, 2020 | $67.99 | ||
May 3, 2020 | $67.99 | ||
May 10, 2020 | $67.99 | ||
May 17, 2020 | $67.99 | ||
May 24, 2020 | $67.99 | ||
May 31, 2020 | $67.99 | ||
Jun 7, 2020 | $67.99 | ||
Jun 14, 2020 | $67.99 | ||
Jun 21, 2020 | $67.99 | ||
Jun 28, 2020 | $67.99 | ||
Jul 5, 2020 | $67.99 | ||
Jul 12, 2020 | $67.99 | ||
Jul 19, 2020 | $23.60 |
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